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Levo Credit Union Rates & Review November 2026

Levo Credit Union's 48 month 4 YEAR CD rates are at 3.80%, 60 month 5 YEAR CD rates are at 3.80%, 12 month 1 YEAR CD rates are at 3.55%, 18 MONTH CD rates are at 3.55%, 24 month 2 YEAR CD rates are at 3.55%. Levo Credit Union's savings rates are at 1.76%. Levo Credit Union's money market rates are at 1.76%. Levo Credit Union's checking rates are as high as 0.02%. Levo Credit Union's FHA Loans rates are at 6.50%, Arm Loans rates are at 7.88%. Levo Credit Union's Personal Loan Rates are as low as 11.99%. Levo Credit Union's Credit Card Rates are at 14.24%. Levo Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Levo Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.61%. Rates last updated and verified on 10/30/2026.

Levo Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Levo Credit Union? Share your experience about Levo Credit Union by leaving a review below, or read customer reviews before you decide to use Levo Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.61%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Levo Credit Union
Administration Building
1741 S Cleveland Ave
Sioux Falls, SD 57103
http://www.levo.org
Member NCUA
Customer Reviews
Be the first to review
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Levo Credit Union CD Rates

Product Rate APY Term View More
48 month 4 YEAR SHARE CERTIFICATE 3.75% 3.80% 48 months
Min Deposit $500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 8 times
3.30%3.80%4.30%Sep 30, 2026: 3.80% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
60 month 5 YEAR SHARE CERTIFICATE 3.75% 3.80% 60 months
Min Deposit $500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 8 times
3.30%3.80%4.30%Sep 30, 2026: 3.80% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
12 month 1 YEAR CERTIFICATE 3.50% 3.55% 12 months
Min Deposit $500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.55% APY · checked 8 times
3.05%3.55%4.05%Sep 30, 2026: 3.55% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
18 MONTH CERTIFICATE 3.50% 3.55% 18 months
Min Deposit $500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.55% APY · checked 8 times
3.05%3.55%4.05%Sep 30, 2026: 3.55% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
24 month 2 YEAR SHARE CERTIFICATE 3.50% 3.55% 24 months
Min Deposit $500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.55% APY · checked 8 times
3.05%3.55%4.05%Sep 30, 2026: 3.55% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
36 month 3 YEAR SHARE CERTIFICATE 3.50% 3.55% 36 months
Min Deposit $500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.55% APY · checked 8 times
3.05%3.55%4.05%Sep 30, 2026: 3.55% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
6 MONTH CERTIFICATE 3.25% 3.28% 6 months
Min Deposit $2,500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.28% APY · checked 8 times
2.78%3.28%3.78%Sep 30, 2026: 3.28% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
3 MONTH CERTIFICATE 3.00% 3.02% 3 months
Min Deposit $2,500
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.02% APY · checked 8 times
2.52%3.02%3.52%Sep 30, 2026: 3.02% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Savings Rates

Product Rate APY View More
IRA Shares - 2.02%
Details APY as high as; Become a Member
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 30, 2026: 2.02% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Share/Super Share Savings - 1.76%
Details APY as high as; Become a Member
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 1.76% APY · checked 8 times
1.26%1.76%2.26%Sep 30, 2026: 1.76% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SUPER SHARE MONEY MARKET 1.75% 1.76%
Min Balance $100,000
Details Balance: $100,000 - and up
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 1.76% APY · checked 8 times
1.26%1.76%2.26%Sep 30, 2026: 1.76% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SUPER SHARE MONEY MARKET 1.35% 1.36%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 1.36% APY · checked 8 times
0.86%1.36%1.86%Sep 30, 2026: 1.36% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SUPER SHARE MONEY MARKET 1.10% 1.11%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 1.11% APY · checked 8 times
0.61%1.11%1.61%Sep 30, 2026: 1.11% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SUPER SHARE MONEY MARKET 0.25% 0.25%
Min Balance $2,000
Details Balance: $2,000 - $9,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 30, 2026: 0.25% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
HEALTH SAVINGS ACCOUNT 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000.00 and up
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 30, 2026: 0.10% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
HEALTH SAVINGS ACCOUNT 0.05% 0.05%
Min Balance $2,500
Details Balance: $2,500.00 - $9,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
REGULAR, SPECIAL, & CHRISTMAS CLUB 0.05% 0.05%
Min Balance $50
Details Balance: $50 - and up; Dividend-qualifying balance $50
Last Updated 10/30/2026
Rate History
No change since Oct 6, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Oct 6, 2026: 0.05% APYOct 6, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
HEALTH SAVINGS ACCOUNT 0.02% 0.02%
Min Balance $0
Details Balance: $0.00 - $2,499.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 30, 2026: 0.02% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Money Market Rates

Product Rate APY View More
SUPER SHARE MONEY MARKET 1.75% 1.76%
Min Balance $100,000
Details Balance: $100,000 - and up
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 1.76% APY · checked 8 times
1.26%1.76%2.26%Sep 30, 2026: 1.76% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SUPER SHARE MONEY MARKET 1.35% 1.36%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 1.36% APY · checked 8 times
0.86%1.36%1.86%Sep 30, 2026: 1.36% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SUPER SHARE MONEY MARKET 1.10% 1.11%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 1.11% APY · checked 8 times
0.61%1.11%1.61%Sep 30, 2026: 1.11% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SUPER SHARE MONEY MARKET 0.25% 0.25%
Min Balance $2,000
Details Balance: $2,000 - $9,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 30, 2026: 0.25% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Checking Rates

Product Rate APY View More
Checking Account 0.02% 0.02%
Min Balance $2,000
Details Balance: $2,000 (at interest-earning threshold); Dividend Rate; Visa Debit Card checking account
Last Updated 10/30/2026
Rate History
No change since Oct 19, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 19, 2026: 0.02% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Personal Checking - 0.02%
Details APY as high as; Non-Member? Apply Here
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 30, 2026: 0.02% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Checking Account 0.00% 0.00%
Min Balance $0
Details Balance: $0 (at account opening); Dividend Rate; Visa Debit Card checking account
Last Updated 10/30/2026
Rate History
No change since Oct 19, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 19, 2026: 0.02% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Mortgage Rates

Product Rate Points APR Term View More
FHA Loans 6.50% - 6.917%
Details As Low As; Rates as low as 6.50%; APR as low as 6.917%
Last Updated 10/30/2026
Rate History
2 changes since Sep 30, 2026 · 7.30% → 6.92% ▼ 0.38 pts · high 7.30% / low 6.92%
6.42%7.11%7.80%Sep 30, 2026: 7.30% APROct 14, 2026: 7.17% APROct 30, 2026: 6.92% APRSep 30, 2026Nov 2, 2026
  • Oct 30, 20266.92%▼ from 7.17%
  • Oct 14, 20267.17%▼ from 7.30%
  • Sep 30, 20267.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Arm Loans 7.875% - 8.007%
Details As Low As; Rates as low as 7.875%; APR as low as 8.007%
Last Updated 10/30/2026
Rate History
1 change since Sep 30, 2026 · 8.13% → 8.01% ▼ 0.13 pts · high 8.13% / low 8.01%
7.51%8.07%8.63%Sep 30, 2026: 8.13% APROct 19, 2026: 8.01% APRSep 30, 2026Nov 2, 2026
  • Oct 19, 20268.01%▼ from 8.13%
  • Sep 30, 20268.13%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans 7.25% - 7.665%
Details As Low As; Rates as low as 7.25%; APR as low as 7.665%
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 7.67% APR · checked 9 times
7.17%7.66%8.17%Sep 30, 2026: 7.67% APRSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As; Rates are determined by credit score tier; variable rates shall not exceed 18.00% APR; vehicles with MSRP over $75,000 may have a higher rate
Last Updated 10/30/2026
Rate History
1 change since Oct 1, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74%
4.24%4.87%5.49%Oct 1, 2026: 4.74% APROct 14, 2026: 4.99% APROct 1, 2026Nov 2, 2026
  • Oct 14, 20264.99%▲ from 4.74%
  • Oct 1, 20264.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Hybrid Auto Loans - - 6.49%
Details As Low As; Rates are determined by credit score tier; variable rates shall not exceed 18.00% APR
Last Updated 10/30/2026
Rate History
1 change since Sep 30, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 30, 2026: 6.24% APROct 14, 2026: 6.49% APRSep 30, 2026Nov 2, 2026
  • Oct 14, 20266.49%▲ from 6.24%
  • Sep 30, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Credit Card Rates

Product Rate APR View More
Better Rate Visa Card - 14.24%
Details Variable rates shall not exceed 18.00% APR
Last Updated 10/30/2026
Rate History
1 change since Sep 30, 2026 · 13.99% → 14.24% ▲ 0.25 pts · high 14.24% / low 13.99%
13.49%14.12%14.74%Sep 30, 2026: 13.99% APROct 6, 2026: 14.24% APRSep 30, 2026Nov 2, 2026
  • Oct 6, 202614.24%▲ from 13.99%
  • Sep 30, 202613.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Better Rewards Visa Cards - 15.74%
Details Variable rates shall not exceed 18.00% APR
Last Updated 10/30/2026
Rate History
1 change since Sep 30, 2026 · 15.99% → 15.74% ▼ 0.25 pts · high 15.99% / low 15.74%
15.24%15.87%16.49%Sep 30, 2026: 15.99% APROct 6, 2026: 15.74% APRSep 30, 2026Nov 2, 2026
  • Oct 6, 202615.74%▼ from 15.99%
  • Sep 30, 202615.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Business Credit Cards - 16.24%
No additional details.
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 16.24% APR · checked 8 times
15.74%16.24%16.74%Sep 30, 2026: 16.24% APRSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 11.99%
Details As Low As; Variable rates shall not exceed 18.00% APR
Last Updated 10/30/2026
Rate History
1 change since Sep 30, 2026 · 10.99% → 11.99% ▲ 1.00 pts · high 11.99% / low 10.99%
9.99%11.49%12.99%Sep 30, 2026: 10.99% APROct 26, 2026: 11.99% APRSep 30, 2026Nov 2, 2026
  • Oct 26, 202611.99%▲ from 10.99%
  • Sep 30, 202610.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Levo Credit Union Other Rates

Product Rate Points APY/APR Term View More
Construction Loans 3.99% - 6.157%
Details As Low As; Rates as low as 3.99%; APR as low as 6.157%
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 6.16% APR · checked 9 times
5.66%6.16%6.66%Sep 30, 2026: 6.16% APRSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Recreation Loans - - 6.24%
Details As Low As; Rates are determined by credit score tier; variable rates shall not exceed 18.00% APR
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 6.24% APR · checked 8 times
5.74%6.24%6.74%Sep 30, 2026: 6.24% APRSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
Rural Development Loans 6.49% - 6.806%
Details As Low As; Rates as low as 6.490%; APR as low as 6.806%
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 6.81% APR · checked 8 times
6.31%6.81%7.31%Sep 30, 2026: 6.81% APRSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SD Housing First Time Home Buyer Loans 6.375% - 6.804%
Details As Low As; Rates as low as 6.375%; APR as low as 6.804%
Last Updated 10/30/2026
Rate History
1 change since Sep 30, 2026 · 6.55% → 6.80% ▲ 0.26 pts · high 6.80% / low 6.55%
6.05%6.68%7.30%Sep 30, 2026: 6.55% APROct 6, 2026: 6.80% APRSep 30, 2026Nov 2, 2026
  • Oct 6, 20266.80%▲ from 6.55%
  • Sep 30, 20266.55%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
SD Housing Repeat Home Buyer Loans 6.68% - 7.50%
Details As Low As; Rates as low as 7.50%; APR as low as 6.68%
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 7.50% APR · checked 8 times
7.00%7.50%8.00%Sep 30, 2026: 7.50% APRSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%
IRA Share Certificates - - 3.80%
Details APY as high as; Become a Member
Last Updated 10/30/2026
Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 8 times
3.30%3.80%4.30%Sep 30, 2026: 3.80% APYSep 30, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.61%

Financial Health History

Levo Credit Union’s Texas Ratio rose from 3.26% in Q3 2023 to 7.61% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.26% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 7.61% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$516M7.61%5.0A
March 31, 2026$527M8.20%5.0A
December 31, 2025$508M8.76%5.0A
September 30, 2025$498M8.27%5.0A
June 30, 2025$497M6.64%5.0A
March 31, 2025$504M5.84%5.0A+
December 31, 2024$471M6.61%5.0A
September 30, 2024$463M6.33%5.0A
June 30, 2024$474M5.16%5.0A+
March 31, 2024$473M4.70%5.0A+
December 31, 2023$458M4.42%5.0A+
September 30, 2023$450M3.26%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Levo Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Levo Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Levo Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Levo Credit Union
Address 1741 S Cleveland Ave, Sioux Falls, SD 57103
Phone 605-334-2471
Fax 605-977-8340
President James Nord
CEO Fran Sommerfeld
Full-Time Employees 124
Part-Time Employees 7
Branch Locations 8
ATM Locations 5
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.61%
Return on Assets (ROA)
0.3822%
Return on Equity (ROE)
3.3243%
Non-Performing Loans Ratio (NPL)
1.49%
Total Assets
515,964,096
Total Amount of Shares and Deposits
453,521,870
Total Shares and Deposits < 1 Year
449,385,619
Total Shares and Deposits 1 3 Years
2,824,820
Total Shares and Deposits > 3 Years
1,311,430
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,250,028
Total Uninsured Shares and Deposits > $250K (F+J)
33,250,028
Total Insured Shares and Deposits > $250K (item 17 less item K)
420,271,842
Total Interest Expense (Sum of items 6 8)
3,069,759
Share Certificates
3,749
Number of Accounts for Share Drafts
23,215
IRA KEOGH Accounts
993
Number of Accounts for Regular Shares
37,971
All other shares
736
Money Market Shares
3,606
Net Income (unless the amount is already included in Undivided Earnings)
1,972,013
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,656,133
Total Liabilities
461,533,504
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Levo Credit Union

Does Levo Credit Union offer CDs?

Yes. Levo Credit Union current CD rates include its 48 month 4 YEAR CD at 3.80% APY, its 60 month 5 YEAR CD at 3.80% APY and its 12 month 1 YEAR CD at 3.55% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Levo Credit Union NCUA insured?

Yes. Levo Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Levo Credit Union?

The highest Levo Credit Union CD rate is its 48 month 4 YEAR CD at 3.80% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Levo Credit Union offer?

Levo Credit Union CD rates are 3.55% APY for a 12 month CD, 3.55% APY for an 18 month CD, 3.55% APY for a 2 year CD, 3.80% APY for a 4 year CD and 3.80% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Levo Credit Union for its full lineup.

What is the highest savings rate at Levo Credit Union?

The highest Levo Credit Union savings rate is its Share/Super Savings at 1.76% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Levo Credit Union?

The highest Levo Credit Union money market rate is its SUPER SHARE MONEY MARKET at 1.76% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Levo Credit Union?

The highest Levo Credit Union checking rate is its Checking Account at 0.02% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest mortgage rate at Levo Credit Union?

The lowest Levo Credit Union mortgage rate is its FHA Loans at 6.50%, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Levo Credit Union?

The lowest Levo Credit Union auto loan rate is its Auto Loans at 4.99% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Levo Credit Union?

The lowest Levo Credit Union personal loan rate is its Personal Loans at 11.99% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Levo Credit Union?

The lowest Levo Credit Union credit card APR is its Better Rate Visa Card Credit Card at 14.24% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Levo Credit Union operate?

Levo Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Levo Credit Union?

Yes, to access services at Levo Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Levo Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Levo Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Levo Credit Union offer online and mobile banking?

Most modern institutions like Levo Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.levo.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Levo Credit Union rates compare?

Levo Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A health rating. Levo Credit Union's top rates are its 48 month 4 YEAR CD at 3.80% APY, its Share/Super Savings at 1.76% APY, its SUPER SHARE MONEY MARKET at 1.76% APY, its Checking Account at 0.02% APY, its FHA Loans at 6.50%, its Personal Loans at 11.99% APR and its Better Rate Visa Card Credit Card at 14.24% APR, verified by MonitorBankRates on October 30, 2026.

Current Levo Credit Union Rates

  • 12-Month CD3.55%
  • 18-Month CD3.55%
  • 24-Month CD3.55%
  • 60-Month CD3.80%
  • Savings1.76%
  • MMA1.76%
Retrieved from our database of financial products. Rates subject to change.