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iAdvertiser Disclosure
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Penn Trafford School Emp Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Penn Trafford School Emp Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.25%, 6-month share certificate rates at 0.20% and 3-month share certificate rates at 3.75%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.02%. All these rates can be compared to Penn Trafford School Emp Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Penn Trafford School Emp Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.92%. Rates were last updated on 04/17/2026. Penn Trafford School Emp Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Penn Trafford School Emp Federal Credit Union? Share your experience about Penn Trafford School Emp Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Penn Trafford School Emp Federal Credit Union. Penn Trafford School Emp Federal Credit Union
Penn Trafford School Emp FCU 612 State Route 130 Apt 2
Trafford, PA 15085 1348 
Current Rate AvailabilityWe do not have Penn Trafford School Emp Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Penn Trafford School Emp Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Penn Trafford School Emp Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Penn Trafford School Emp Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Penn Trafford School Emp Federal Credit Union
Address
612 State Route 130 Apt 2,
Trafford, PA 15085 1348
Phone
412-374-1100
Fax
412-374-7389
President
Jack Battenhouse
CEO
KIMBERLY CHANEY
Full-Time Employees
1
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.92%
Return on Assets (ROA)
1.7446%
Return on Equity (ROE)
8.4371%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
5,106,728
Total Amount of Shares and Deposits
4,031,652
Total Shares and Deposits < 1 Year
4,031,652
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,031,652
Total Interest Expense (Sum of items 6 8)
33,468
Share Certificates
77
Number of Accounts for Regular Shares
599
Net Income (unless the amount is already included in Undivided Earnings)
89,094
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
941,163
Total Liabilities
4,050,755
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Penn Trafford School Emp Federal Credit UnionIs Penn Trafford School Emp Federal Credit Union a safe place to deposit money?Yes, Penn Trafford School Emp Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.92399525736948%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Penn Trafford School Emp Federal Credit Union operate?Penn Trafford School Emp Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Penn Trafford School Emp Federal Credit Union?Yes, to access services at Penn Trafford School Emp Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Penn Trafford School Emp Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Penn Trafford School Emp Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Penn Trafford School Emp Federal Credit Union offer online and mobile banking?Most modern institutions like Penn Trafford School Emp Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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