IRS Buffalo Federal Credit Union Rates and Review January 2026
Compare IRS Buffalo Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of IRS Buffalo Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityIRS Buffalo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at IRS Buffalo Federal Credit Union? Share your experience about IRS Buffalo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IRS Buffalo Federal Credit Union. Overall, IRS Buffalo Federal Credit Union is an acceptable credit union worth considering, with an overall rating of 2 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. IRS Buffalo Federal Credit Union Downtown 130 S Elmwood Ave Buffalo, NY 14202 2465  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Academic VISA® Platinum
10.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonStudent Loan Consolidation
5.490%
$0
Signature Loans
12.990%
$0
48
Personal Loans
12.990%
$0
13 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have IRS Buffalo Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: IRS Buffalo Federal Credit Union
Website: https://www.irsbflofcu.org
Full Time Employees: 1Part Time Employees: 1 President: Barbara Kalinowski CEO: Lori Makowski Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
130 S Elmwood Ave
Buffalo, NY 14202 2465 Phone Number: 716-854-3714 Fax Number: 716-854-3108 FinancialsTotal Assets:
5,749,533
Total Amount of Shares and Deposits:
5,453,642
Total Shares and Deposits < 1 Year:
5,166,097
Total Shares and Deposits 1 3 Years:
287,544
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
88,694
Total Uninsured Shares and Deposits > $250K (F+J):
88,694
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,364,948
Total Interest Expense (Sum of items 6 8):
9,992
Share Certificates:
33
Number of Accounts for Share Drafts:
398
Number of Accounts for Regular Shares:
831
Non Member Deposits:
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
795,481
Total Liabilities:
5,483,103
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Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About IRS Buffalo Federal Credit UnionIs a member application needed to join IRS Buffalo Federal Credit Union?Yes, to access services at IRS Buffalo Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, IRS Buffalo Federal Credit Union provides a range of mortgage and home equity products. Is IRS Buffalo Federal Credit Union a safe place to deposit money?Yes, IRS Buffalo Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does IRS Buffalo Federal Credit Union offer online and mobile banking?Most modern institutions like IRS Buffalo Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 3.40% and 3-month CD rates at 3.80%. Savings rates are at 0.30% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to 
