|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Quincy Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Quincy Credit Union's 6 month Standard CD rates are at 3.85%, 10 month Limited-Time CD Special rates are at 3.75%, 10 month CD Special Rate rates are at 3.75%, 12 month Standard CD rates are at 3.25%, 24 month Standard CD rates are at 3.00%. Quincy Credit Union's savings rates are at 0.10%. Quincy Credit Union's money market rates are at 0.50%. Quincy Credit Union's 30 Year Fixed rates are at 5.62%, 15 Year Fixed Rate rates are at 5.50%, 15 Year Fixed rates are at 5.50%, 20 Year Fixed rates are at 5.62%, 10 Year Fixed Rate rates are at 5.88%. Quincy Credit Union's Personal Loan Rates are at 12.65%. MonitorBankRates evaluates the financial stability of Quincy Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.37%. Rates were last updated on 03/28/2026. Quincy Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quincy Credit Union? Share your experience about Quincy Credit Union by leaving a review below, or read customer reviews before you decide to use Quincy Credit Union. 
Quincy Credit Union CD Rates
Quincy Credit Union Savings Rates
Quincy Credit Union Money Market Rates
Quincy Credit Union Checking Rates
Quincy Credit Union Mortgage Rates
Quincy Credit Union Home Equity & HELOC
Quincy Credit Union Auto Loan Rates
Quincy Credit Union Credit Card Rates
Quincy Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Quincy Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Quincy Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Quincy Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Quincy Credit Union
Website
https://www.qcu.org
Address
100 Quincy Ave,
Quincy, MA 02169 6714
Phone
617-479-5558
Fax
617-479-1209
President
Ernest Arienti
CEO
John Miller
Full-Time Employees
76
Part-Time Employees
6
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.37%
Return on Assets (ROA)
0.4742%
Return on Equity (ROE)
3.2966%
Non-Performing Loans Ratio (NPL)
1.01%
Total Assets
713,978,744
Total Amount of Shares and Deposits
632,306,299
Total Shares and Deposits < 1 Year
622,727,841
Total Shares and Deposits 1 3 Years
7,479,852
Total Shares and Deposits > 3 Years
2,098,606
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,607,177
Total Uninsured Shares and Deposits > $250K (F+J)
39,607,177
Total Insured Shares and Deposits > $250K (item 17 less item K)
592,699,122
Total Interest Expense (Sum of items 6 8)
7,072,049
Share Certificates
4,573
Number of Accounts for Share Drafts
25,588
IRA KEOGH Accounts
1,480
Number of Accounts for Regular Shares
45,385
Money Market Shares
1,231
Net Income (unless the amount is already included in Undivided Earnings)
3,385,601
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
59,142,815
Total Liabilities
632,918,492
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Quincy Credit UnionIs Quincy Credit Union a safe place to deposit money?Yes, Quincy Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3681965679595%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Quincy Credit Union operate?Quincy Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Quincy Credit Union?Yes, to access services at Quincy Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Quincy Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Quincy Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Quincy Credit Union offer online and mobile banking?Most modern institutions like Quincy Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qcu.org. Current Quincy Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Nova Credit Union
Spokane Teachers Credit Union
MEMBERS EXCHANGE
First New York Federal Credit Union
Citadel Federal Credit Union
Libertyone Credit Union
Acadiana Medical Federal Credit Union
Frontwave Credit Union
H.E.A. Federal Credit Union
Rio Grande Valley Credit Union
United Local Credit Union
MORROW COUNTY
Horizon Federal Credit Union
WES Credit Union
Franklin Johnstown Federal Credit Union
IBEW 141 Federal Credit Union
Los Angeles Lee Federal Credit Union
DOE RUN
Community Financial Credit Union Plymouth, MI
WESTconsin Credit Union
Somerville Mass Firefighters Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
