Katahdin Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Katahdin Federal Credit Union's 12 month IRA CD rates are at 4.07%, 9 month CD rates are at 4.07%, 18 month IRA CD rates are at 3.87%, 18 month CD rates are at 3.87%, 60 month IRA CD rates are at 3.56%. Katahdin Federal Credit Union's savings rates are at 0.05%.
Katahdin Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Katahdin Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Katahdin Federal Credit Union Texas RatioKatahdin Federal Credit Union's Texas Ratio is at 4.12%, which is considered excellent. The Texas Ratio for Katahdin Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Katahdin Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Katahdin Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Katahdin Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Katahdin Federal Credit Union
Katahdin Federal Credit Union 1000 Central St
Millinocket, ME 04462 2101 
Katahdin Federal Credit Union CD Rates
Katahdin Federal Credit Union Savings Rates
Katahdin Federal Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Katahdin Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Katahdin Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Katahdin Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Katahdin Federal Credit Union
Website: https://www.katahdinfcu.org
Full Time Employees: 21Part Time Employees: 8 President: Rodney Daigle CEO: Tina Jamo Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
1000 Central St
Millinocket, ME 04462 2101 Phone Number: 207-723-9718 Fax Number: 207-723-8426 FinancialsTotal Assets:
106,524,028
Total Amount of Shares and Deposits:
89,055,425
Total Shares and Deposits < 1 Year:
79,820,185
Total Shares and Deposits 1 3 Years:
7,853,439
Total Shares and Deposits > 3 Years:
1,381,801
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,455,368
Total Uninsured Shares and Deposits > $250K (F+J):
4,455,368
Total Insured Shares and Deposits > $250K (item 17 less item K):
84,600,057
Total Interest Expense (Sum of items 6 8):
897,295
Share Certificates:
687
Number of Accounts for Share Drafts:
3,736
IRA KEOGH Accounts:
283
Number of Accounts for Regular Shares:
9,246
All other shares:
225
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,886,601
Total Liabilities:
89,458,581
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Katahdin Federal Credit UnionIs a member application needed to join Katahdin Federal Credit Union?Yes, to access services at Katahdin Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Katahdin Federal Credit Union provides a range of mortgage and home equity products. Is Katahdin Federal Credit Union a safe place to deposit money?Yes, Katahdin Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Katahdin Federal Credit Union offer online and mobile banking?Most modern institutions like Katahdin Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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