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Katahdin Federal Credit Union Rates and Review January 2026

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Katahdin Federal Credit Union12-month CD rates can be found at 1.50%, 6-month CD rates at 0.45% and 3-month CD rates at 0.25%. Savings rates are at 0.05% and money market rates are at 0.12%. Mortgage rates on 30-year fixed loans are around 5.95%. Credit Card rates are at 17.04%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Katahdin Federal Credit Union rates.

Compare Katahdin Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Katahdin Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Katahdin Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Katahdin Federal Credit Union? Share your experience about Katahdin Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Katahdin Federal Credit Union.

Overall, Katahdin Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Katahdin Federal Credit Union
Katahdin Federal Credit Union
1000 Central St
Millinocket, ME 04462 2101
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.04%
$1,000
Success Checking
4.00%
$100
12-Month CD
3.85%
$500
6-Month CD
3.85%
$1,000
24-Month CD
3.60%
$0
24-Month CD
3.55%
$500
36-Month CD
3.54%
$500
6-Month CD
3.53%
$1,000
36-Month CD
3.50%
$5,000
12-Month CD
3.50%
$1,000
24-Month CD
3.40%
$2,500
18-Month CD
3.30%
$1,000
12-Month CD
3.25%
$500
36-Month CD
3.25%
$500
12-Month CD (eCD)
3.20%
$1,000
24-Month CD
3.18%
$1,000
60-Month CD
3.00%
$1,000
12-Month CD
2.78%
$500
24-Month CD
2.78%
$500
18-Month CD
2.75%
$500
48-Month CD
2.75%
$2,500
48-Month CD
2.75%
$500
48-Month CD
2.52%
$1,000
Connect Money Market
2.40%
$0
60-Month CD (Jumbo)
2.20%
$50,000
48-Month CD
2.15%
$500
3-Month CD
1.65%
$1,000
48-Month CD
1.01%
$500
36-Month CD
1.00%
$500
12-Month CD
1.00%
$500
48-Month CD
1.00%
$1,000
18-Month CD
1.00%
$500
12-Month CD
0.90%
$250
60-Month CD
0.75%
$1,000
Money Market
0.75%
$100,000
Money Market
0.50%
$1,000
Premium Money Market
0.50%
$75,000
Savings
0.35%
$100
24-Month CD
0.30%
$500
Premium Money Market
0.20%
$5,000
Statement Savings
0.15%
$50
Regular Savings
0.15%
$50
Savings
0.15%
$100
Statement Savings
0.05%
$50
Statement Savings
0.05%
$100
Savings
0.03%
$10
Passbook Savings
0.03%
$100
Money Market
0.02%
$2,500
48-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.875%
6.120%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
4.875%
5.778%
0.000
6.250%
6.330%
0.000
15-Year Fixed
5.375%
5.650%
0.000
6.000%
6.085%
0.000
5.500%
5.820%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.625%
6.000%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
6.000%
6.183%
0.000
5.500%
5.545%
0.500
5.500%
5.533%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
6.000%
6.076%
0.000
15 Year Fixed
5.875%
6.356%
0.000
5.500%
5.591%
0.000
5.375%
5.804%
0.000
20-Year Fixed
5.750%
5.840%
0.000
20-Year Fixed
5.875%
6.057%
0.000
4.875%
5.129%
0.000
6.000%
6.310%
0.000
5.240%
6.315%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.500%
5.500%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
5.750%
6.161%
0.000
3-Year ARM
5.125%
5.911%
0.000
5.500%
5.688%
0.125
15-Year Fixed Jumbo
5.375%
5.400%
0.000
6.250%
6.199%
0.000
5.750%
5.758%
0.000
6.000%
6.006%
0.000
5.625%
5.846%
0.000
20 Year Fixed
5.500%
5.579%
0.000
6.000%
6.226%
0.000
5.250%
5.633%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.625%
6.036%
0.000
15-Year Fixed
5.390%
5.666%
0.000
6.125%
6.326%
0.000
5.500%
5.574%
0.000
5.250%
5.867%
0.000
15 Year Fixed
5.375%
5.588%
0.000
30 year Fixed
6.000%
6.034%
0.000
5.250%
5.506%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
13.900%
Academic VISA® Gold
15.400%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Classic Card
12.900%
No annual fee
8.990% - 17.990%
Maximum limit of $30,000
Visa Secure Card
13.740%
Visa Platinum with Rewards
9.900%
Security Service Power Rewards MasterCard
18.000%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Business Select Credit Card Mastercard
18.000%
Platinum Secured Visa
8.750%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Rewards Visa Credit Card
15.250%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Platinum Visa
15.350%
7.900%
14.740%
Academic VISA® Platinum
10.900%
Visa Platinum Preferred Starter
17.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0 - $2,000
24 - 24
13.450%
$0
Personal Line of Credit
16.240%
$0
60
11.240% - 17.950%
$0
25 - 36
8.990% - 17.990%
$0
10.650%
$0
10.250% - 10.650%
$3,000 - $25,000
Summer/Holiday Loans
9.500%
$0
Bill Consolidation Loan
8.990%
$0
60
8.950%
$0
1 - 60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
13.240%
$0 - $2,000
36 - 36
Personal Loans Share Secured
5.990%
$0
48
Personal/Signature
10.990%
$0
24 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
12.500%
$0
60 - 60
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
12.490%
$0
10.000%
$0
60
11.990%
$0
11.990%
$0
Personal Line of Credit Variable
13.150%
$0
11.500%
$0
48 - 48
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Katahdin Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Katahdin Federal Credit Union
Full Time Employees: 21
Part Time Employees: 8
President: Rodney Daigle
CEO: Tina Jamo
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
1000 Central St
Millinocket, ME 04462 2101
Phone Number: 207-723-9718
Fax Number: 207-723-8426

Financials

Total Assets:
106,524,028
Total Amount of Shares and Deposits:
89,055,425
Total Shares and Deposits < 1 Year:
79,820,185
Total Shares and Deposits 1 3 Years:
7,853,439
Total Shares and Deposits > 3 Years:
1,381,801
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,455,368
Total Uninsured Shares and Deposits > $250K (F+J):
4,455,368
Total Insured Shares and Deposits > $250K (item 17 less item K):
84,600,057
Total Interest Expense (Sum of items 6 8):
897,295
Share Certificates:
687
Number of Accounts for Share Drafts:
3,736
IRA KEOGH Accounts:
283
Number of Accounts for Regular Shares:
9,246
All other shares:
225
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,886,601
Total Liabilities:
89,458,581
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Katahdin Federal Credit Union

Is a member application needed to join Katahdin Federal Credit Union?

Yes, to access services at Katahdin Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Katahdin Federal Credit Union provides a range of mortgage and home equity products.

Is Katahdin Federal Credit Union a safe place to deposit money?

Yes, Katahdin Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Katahdin Federal Credit Union offer online and mobile banking?

Most modern institutions like Katahdin Federal Credit Union provide digital access including online balance checks and transfers.

Current Katahdin Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions