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Central Kansas Education Credit Union Rates & Review April 2026

Central Kansas Education Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Central Kansas Education Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.67%. Rates were last updated on 04/23/2026.

Central Kansas Education Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Kansas Education Credit Union? Share your experience about Central Kansas Education Credit Union by leaving a review below, or read customer reviews before you decide to use Central Kansas Education Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.67%
Excellent Lower than avg
Central Kansas Education Credit Union
CENTRAL KANSAS EDUCATION CREDIT UNION
1101 S Ohio St Ste D
Salina, KS 67401 6212
https://www.ckecusalina.com/
Member NCUA

Central Kansas Education Credit Union Personal Loan Rates

Product Rate APR View More
Personal & Seasonal - 10.00%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Central Kansas Education Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Central Kansas Education Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Central Kansas Education Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Central Kansas Education Credit Union
Address 1101 S Ohio St Ste D, Salina, KS 67401 6212
Phone 785-827-7349
Fax 785-823-2859
President Robert Sauber
CEO Trena Lackey
Full-Time Employees 1
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.67%
Return on Assets (ROA)
0.5424%
Return on Equity (ROE)
3.8177%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
5,559,611
Total Amount of Shares and Deposits
4,721,754
Total Shares and Deposits < 1 Year
4,721,754
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,721,754
Total Interest Expense (Sum of items 6 8)
103,023
Share Certificates
243
IRA KEOGH Accounts
26
Number of Accounts for Regular Shares
775
Net Income (unless the amount is already included in Undivided Earnings)
30,155
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
264,940
Total Liabilities
4,769,735
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Central Kansas Education Credit Union

Is Central Kansas Education Credit Union a safe place to deposit money?

Yes, Central Kansas Education Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6742770167428%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Central Kansas Education Credit Union operate?

Central Kansas Education Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Central Kansas Education Credit Union?

Yes, to access services at Central Kansas Education Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Central Kansas Education Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Central Kansas Education Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Central Kansas Education Credit Union offer online and mobile banking?

Most modern institutions like Central Kansas Education Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ckecusalina.com/.