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Holy Family Memorial Credit Union

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Holy Family Memorial Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holy Family Memorial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Holy Family Memorial Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.75%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 0.75%. Savings rates are at 0.15% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.59%. All these rates can be compared to Holy Family Memorial Credit Union rates. MonitorBankRates evaluates the financial stability of Holy Family Memorial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.01%. Rates were last updated on 04/17/2026.

Holy Family Memorial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holy Family Memorial Credit Union? Share your experience about Holy Family Memorial Credit Union by leaving a review below, or read customer reviews before you decide to use Holy Family Memorial Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.01%

Excellent Lower than avg

Holy Family Memorial Credit Union
Holy Family Memorial Credit Union

2300 Western Ave
Manitowoc, WI 54220

https://hfmcu.org

Current Rate Availability

We do not have Holy Family Memorial Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Holy Family Memorial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Holy Family Memorial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holy Family Memorial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Holy Family Memorial Credit Union

Website https://hfmcu.org

Address 2300 Western Ave, Manitowoc, WI 54220

Phone 920-320-2209

Fax 920-684-6910

President John Konicek

CEO Joel Strozewski

Full-Time Employees 5

Part-Time Employees 2

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.01%

Return on Assets (ROA)

0.3434%

Return on Equity (ROE)

2.9461%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

18,389,222

Total Amount of Shares and Deposits

16,165,919

Total Shares and Deposits < 1 Year

16,004,415

Total Shares and Deposits 1 3 Years

161,504

Total Insured Shares and Deposits > $250K (item 17 less item K)

16,165,919

Total Interest Expense (Sum of items 6 8)

126,625

Share Certificates

139

Number of Accounts for Share Drafts

625

IRA KEOGH Accounts

112

Number of Accounts for Regular Shares

2,017

Net Income (unless the amount is already included in Undivided Earnings)

84,804

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,660,242

Total Liabilities

16,257,780

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Holy Family Memorial Credit Union

Is Holy Family Memorial Credit Union a safe place to deposit money?

Yes, Holy Family Memorial Credit Union is considered a safe financial institution. With a Texas Ratio of 0.0050384155862453%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Holy Family Memorial Credit Union operate?

Holy Family Memorial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Holy Family Memorial Credit Union?

Yes, to access services at Holy Family Memorial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Holy Family Memorial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holy Family Memorial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Holy Family Memorial Credit Union offer online and mobile banking?

Most modern institutions like Holy Family Memorial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://hfmcu.org.