LeRoy Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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LeRoy Federal Credit Union12-month CD rates can be found at 3.60%, 6-month CD rates at 3.82% and 3-month CD rates at 0.10%. Savings rates are at 0.75% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to LeRoy Federal Credit Union rates.

Compare LeRoy Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LeRoy Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

LeRoy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LeRoy Federal Credit Union? Share your experience about LeRoy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use LeRoy Federal Credit Union.

Overall, LeRoy Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
LeRoy Federal Credit Union
LeRoy Federal Credit Union
7093 W Main Rd
Le Roy, NY 14482 9352
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare LeRoy Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Jenius Bank
Jenius Bank
Savings
4.20%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
36-Month CD
4.15%
$500
OWB One World Bank
OWB One World Bank
12-Month CD
4.10%
$1,000
Climate First Bank
Climate First Bank
Impact Checking
4.01%
$0
The Citizens Bank of Weston
The Citizens Bank of Weston
18-Month CD
4.00%
$500
Presence Bank
Presence Bank
18-Month CD
3.95%
$250
Haverhill Bank
Haverhill Bank
12-Month CD
3.75%
$500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
12-Month CD
3.65%
$500
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.65%
$250
Gunnison S&L
Gunnison S&L
24-Month CD
3.56%
$500
Woodlands National Bank
Woodlands National Bank
6-Month CD
3.43%
$1,000
FNBO Direct
FNBO Direct
High-Yield Online Savings
3.25%
$1
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
18-Month CD (Add on)
3.25%
$250
Nuvision Federal Credit Union
Nuvision Federal Credit Union
60-Month CD
3.10%
$1,000
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.00%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
48-Month CD
2.73%
$500
Sturdy Savings Bank
Sturdy Savings Bank
12-Month CD
2.50%
$500
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.27%
$250
Jonah Bank of Wyoming
Jonah Bank of Wyoming
48-Month CD
2.02%
$500
Northfield Savings Bank
Northfield Savings Bank
60-Month CD
2.00%
$1,000
BluPeak Credit Union
BluPeak Credit Union
48-Month CD
2.00%
$1,000
Westbury Bank
Westbury Bank
12-Month CD
2.00%
$500
Northwest B&T Co.
Northwest B&T Co.
60-Month CD
1.75%
$1,000
FNB of Raymond
FNB of Raymond
36-Month CD
1.71%
$1,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
36-Month CD
1.55%
$500
FNB of Pandora
FNB of Pandora
36-Month CD
1.51%
$1,000
Clinton Bank
Clinton Bank
12-Month CD
1.41%
$500
PennCrest Bank
PennCrest Bank
60-Month CD
1.25%
$1,000
Kendall Bank
Kendall Bank
Regular Savings
1.00%
$100
FNB of Litchfield
FNB of Litchfield
36-Month CD
1.00%
$1,000
UniBank
UniBank
12-Month CD
1.00%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
48-Month CD
0.85%
$0
Foresight Bank
Foresight Bank
High-Interest Savings
0.85%
$100
Grand Valley Bank
Grand Valley Bank
Savings
0.80%
$100
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
18-Month CD
0.75%
$1,000
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
12-Month CD
0.75%
$250
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
48-Month CD
0.30%
$250
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Ingot Gold Savings
0.30%
$0
Bank of New Hampshire
Bank of New Hampshire
48-Month CD
0.30%
$500
Rosedale FSL
Rosedale FSL
Money Market
0.25%
$2,500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Platinum Money Market
0.25%
$10,000
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
First Exchange Bank
First Exchange Bank
18-Month CD
0.15%
$500
Simmesport State Bank
Simmesport State Bank
NOW Checking
0.15%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
Statement Savings
0.10%
$25
Windsor Federal S&L
Windsor Federal S&L
Money Market
0.05%
$2,500
Cambridge Trust Company
Cambridge Trust Company
Premium Savings
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LeRoy Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.375%
5.547%
0.500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.250%
5.570%
1.250
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.750%
5.964%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.750%
5.976%
0.250
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.375%
6.137%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare LeRoy Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare LeRoy Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have LeRoy Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

LeRoy Federal Credit Union Information

Credit Union Name: LeRoy Federal Credit Union
Full Time Employees: 4
Part Time Employees: 1
President: Gerald Harding Jr
CEO: Catarina Zinni
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
7093 W Main Rd
Le Roy, NY 14482 9352
Phone Number: 585-768-7207
Fax Number: 585-768-2478

LeRoy Federal Credit Union Financials

Total Assets:
19,084,969
Total Amount of Shares and Deposits:
17,452,646
Total Shares and Deposits < 1 Year:
17,452,646
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
346,069
Total Uninsured Shares and Deposits > $250K (F+J):
346,069
Total Insured Shares and Deposits > $250K (item 17 less item K):
17,106,577
Total Interest Expense (Sum of items 6 8):
1,435
Share Certificates:
23
Number of Accounts for Share Drafts:
1,172
Number of Accounts for Regular Shares:
1,300
Net Income (unless the amount is already included in Undivided Earnings):
65,556
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,413,967
Total Liabilities:
17,533,914
Show More

LeRoy Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Recent record low mortgage rates probably helped drive existing home sales higher in April. Existing Home Sales, scheduled to be released by The National Association of Realtors (NAR) at 10:00 AM this morning, probably increased 2.9 percent to a 4.61 million annual rate last month, according to the median forecast of 73 economists surveyed by Bloomberg News. Current 30 year mortgage rates today are averaging 3.79 percent, a record low, fueling both home purchases and mortgage refinances.
30 year home mortgage rates are averaging 4.38 percent, down from yesterday’s average 30 year home mortgage rate of 4.42 percent. 30 year mortgage rates in Pennsylvania are slightly higher averaging 4.40 percent. 15 year conforming home mortgage rates are averaging 3.78 percent, down from yesterday’s average 15 year mortgage loan rate of 3.80 percent. Current 15 year mortgage rates in Ohio are higher averaging 3.79 percent.  
Mortgage rates are hitting new lows weekly thanks to a weak economy and low inflation. The future direction of  mortgage rates is uncertain at this point. Mortgage rates are so low right now it is hard to believe rates will go much lower. If mortgage rates do head higher the increases won't be substantial until the economy picks up steam, inflation becomes a concern and the FOMC raises interest rates. Right now deflation is just as much a concern.

Bank or Credit Union Offers and Deals

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LeRoy Federal Credit Union Reviews

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