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Park City Credit Union

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Park City Credit Union Rates & Review April 2026

Q: How many branches does Park City Credit Union operate?

Park City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Park City Credit Union?

Yes, to access services at Park City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Park City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Park City Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

You can compare Park City Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.55%, 6-month share certificate rates at 0.15% and 3-month share certificate rates at 3.90%. Savings rates are at 0.07% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to Park City Credit Union rates. MonitorBankRates evaluates the financial stability of Park City Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.30%. Rates were last updated on 04/19/2026.

Park City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park City Credit Union? Share your experience about Park City Credit Union by leaving a review below, or read customer reviews before you decide to use Park City Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.30%

Excellent Lower than avg

Park City Credit Union
Merrill Main

501 S Pine Ridge Ave
Merrill, WI 54452

https://www.parkcitycu.org

Park City Credit Union Checking Rates

Product	Rate	APY	View More
Checking	-	5.00%
No additional details. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.30%

Park City Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	11.00%
Details As Low As Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.30%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Park City Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Park City Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Park City Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Park City Credit Union

Website https://www.parkcitycu.org

Address 501 S Pine Ridge Ave, Merrill, WI 54452

Phone 715-536-8351

Fax 715-536-9063

President James Richardson

CEO Volala Mindak

Full-Time Employees 91

Part-Time Employees 5

Branch Locations 5

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.30%

Return on Assets (ROA)

0.5908%

Return on Equity (ROE)

6.0276%

Non-Performing Loans Ratio (NPL)

0.56%

Total Assets

376,803,899

Total Amount of Shares and Deposits

322,642,727

Total Shares and Deposits < 1 Year

317,236,051

Total Shares and Deposits 1 3 Years

5,050,216

Total Shares and Deposits > 3 Years

356,460

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

24,756,700

Total Uninsured Shares and Deposits > $250K (F+J)

24,756,700

Total Insured Shares and Deposits > $250K (item 17 less item K)

297,886,027

Total Interest Expense (Sum of items 6 8)

3,698,688

Share Certificates

1,292

Number of Accounts for Share Drafts

16,760

IRA KEOGH Accounts

928

Number of Accounts for Regular Shares

29,054

All other shares

1,382

Money Market Shares

332

Net Income (unless the amount is already included in Undivided Earnings)

2,226,076

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

13,783,661

Total Liabilities

341,446,514

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Park City Credit Union yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About Park City Credit Union

Is Park City Credit Union a safe place to deposit money?

Yes, Park City Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2958280661503%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Park City Credit Union operate?

Park City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Park City Credit Union?

Yes, to access services at Park City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Park City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Park City Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Park City Credit Union offer online and mobile banking?

Most modern institutions like Park City Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parkcitycu.org.