Light Commerce Credit Union Rates and Review January 2026
Compare Light Commerce Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Light Commerce Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLight Commerce Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Light Commerce Credit Union? Share your experience about Light Commerce Credit Union by leaving a review below, or read customer reviews before you decide to use Light Commerce Credit Union. Overall, Light Commerce Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Light Commerce Credit Union LIGHT COMMERCE CREDIT UNION 1535 Greensmark Dr HOUSTON, TX 77067 4020  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Classic
11.900%
Rewards Credit Card
14.240%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate Comparison18.000%
$0 - $500
5
50% Share Secured Loan
6.460% - 14.990%
$0
Debt Consolidated
9.490%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Light Commerce Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Light Commerce Credit Union
Website: https://www.lightcommercecu.org
Full Time Employees: 2Part Time Employees: 0 President: IRA HILLIARD CEO: HARLENE JOHNSON Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1535 Greensmark Dr
HOUSTON, TX 77067 4020 Phone Number: 281-876-7576 Fax Number: 281-876-7577 FinancialsTotal Assets:
6,030,708
Total Amount of Shares and Deposits:
4,552,081
Total Shares and Deposits < 1 Year:
3,208,519
Total Shares and Deposits 1 3 Years:
1,343,562
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
499,750
Total Uninsured Shares and Deposits > $250K (F+J):
499,750
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,052,331
Total Interest Expense (Sum of items 6 8):
18,343
Share Certificates:
130
Number of Accounts for Share Drafts:
401
Number of Accounts for Regular Shares:
983
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,429,383
Total Liabilities:
4,812,182
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Light Commerce Credit UnionIs a member application needed to join Light Commerce Credit Union?Yes, to access services at Light Commerce Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Light Commerce Credit Union provides a range of mortgage and home equity products. Is Light Commerce Credit Union a safe place to deposit money?Yes, Light Commerce Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Light Commerce Credit Union offer online and mobile banking?Most modern institutions like Light Commerce Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.11%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates which you can compare to 
