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Gundersen Credit Union

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Gundersen Credit Union Rates & Review April 2026

Q: How many branches does Gundersen Credit Union operate?

Gundersen Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Gundersen Credit Union?

Yes, to access services at Gundersen Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Gundersen Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gundersen Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 21, 2026

You can compare Gundersen Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.55%, 6-month share certificate rates at 3.84% and 3-month share certificate rates at 0.05%. Savings rates are at 0.05% and money market rates are at 2.35%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Gundersen Credit Union rates. MonitorBankRates evaluates the financial stability of Gundersen Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates were last updated on 04/21/2026.

Gundersen Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gundersen Credit Union? Share your experience about Gundersen Credit Union by leaving a review below, or read customer reviews before you decide to use Gundersen Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.79%

Excellent Lower than avg

Gundersen Credit Union
Hospital

1910 South Ave
La Crosse, WI 54601

https://www.gundersencu.org

Gundersen Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	8.90%
No additional details. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.79%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Gundersen Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Gundersen Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Gundersen Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Gundersen Credit Union

Website https://www.gundersencu.org

Address 1910 South Ave, La Crosse, WI 54601

Phone 608-775-4715

Fax 608-775-3132

President Jon Bingol

CEO Jeremy Yardley

Full-Time Employees 9

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.79%

Return on Assets (ROA)

0.7680%

Return on Equity (ROE)

6.0189%

Non-Performing Loans Ratio (NPL)

0.13%

Total Assets

61,579,833

Total Amount of Shares and Deposits

53,136,493

Total Shares and Deposits < 1 Year

49,907,970

Total Shares and Deposits 1 3 Years

3,228,523

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,502,556

Total Uninsured Shares and Deposits > $250K (F+J)

2,502,556

Total Insured Shares and Deposits > $250K (item 17 less item K)

50,633,937

Total Interest Expense (Sum of items 6 8)

638,504

Share Certificates

670

Number of Accounts for Share Drafts

1,781

Number of Accounts for Regular Shares

3,632

All other shares

1,326

Money Market Shares

296

Net Income (unless the amount is already included in Undivided Earnings)

472,920

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,421,343

Total Liabilities

53,723,986

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Gundersen Credit Union

Is Gundersen Credit Union a safe place to deposit money?

Yes, Gundersen Credit Union is considered a safe financial institution. With a Texas Ratio of 0.78518335814474%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Gundersen Credit Union operate?

Gundersen Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Gundersen Credit Union?

Yes, to access services at Gundersen Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Gundersen Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gundersen Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Gundersen Credit Union offer online and mobile banking?

Most modern institutions like Gundersen Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gundersencu.org.