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iAdvertiser Disclosure
Advertiser Disclosure
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 Gundersen Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Gundersen Credit Union's Teenager (Age 13-17) - 12 Month Term CDs rates are at 5.50%, Youngster (Age 0-12) - 12 Month Term CDs rates are at 4.25%, 12 month CDs rates are at 3.90%, 18 month CDs rates are at 3.90%, 6 month CDs rates are at 3.90%. Gundersen Credit Union's money market rates are at 1.25%. Gundersen Credit Union's Personal Loan Rates are at 4.79%. MonitorBankRates evaluates the financial stability of Gundersen Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates were last updated on 03/27/2026. Gundersen Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gundersen Credit Union? Share your experience about Gundersen Credit Union by leaving a review below, or read customer reviews before you decide to use Gundersen Credit Union. 
Gundersen Credit Union CD Rates
Gundersen Credit Union Savings Rates
Gundersen Credit Union Money Market Rates
Gundersen Credit Union Checking Rates
Gundersen Credit Union Home Equity & HELOC
Gundersen Credit Union Auto Loan Rates
Gundersen Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gundersen Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gundersen Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gundersen Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gundersen Credit Union
Website
https://www.gundersencu.org
Address
1910 South Ave,
La Crosse, WI 54601
Phone
608-775-4715
Fax
608-775-3132
President
Jon Bingol
CEO
Jeremy Yardley
Full-Time Employees
9
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.79%
Return on Assets (ROA)
0.7680%
Return on Equity (ROE)
6.0189%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
61,579,833
Total Amount of Shares and Deposits
53,136,493
Total Shares and Deposits < 1 Year
49,907,970
Total Shares and Deposits 1 3 Years
3,228,523
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,502,556
Total Uninsured Shares and Deposits > $250K (F+J)
2,502,556
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,633,937
Total Interest Expense (Sum of items 6 8)
638,504
Share Certificates
670
Number of Accounts for Share Drafts
1,781
Number of Accounts for Regular Shares
3,632
All other shares
1,326
Money Market Shares
296
Net Income (unless the amount is already included in Undivided Earnings)
472,920
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,421,343
Total Liabilities
53,723,986
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Gundersen Credit UnionIs Gundersen Credit Union a safe place to deposit money?Yes, Gundersen Credit Union is considered a safe financial institution. With a Texas Ratio of 0.78518335814474%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Gundersen Credit Union operate?Gundersen Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gundersen Credit Union?Yes, to access services at Gundersen Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gundersen Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gundersen Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gundersen Credit Union offer online and mobile banking?Most modern institutions like Gundersen Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gundersencu.org. Current Gundersen Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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