LOCO Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare LOCO Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LOCO Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLOCO Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LOCO Credit Union? Share your experience about LOCO Credit Union by leaving a review below, or read customer reviews before you decide to use LOCO Credit Union. Overall, LOCO Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. LOCO Credit Union LOCO Credit Union 808 Washington Ave Alamogordo, NM 88310 5166  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Shared Secured
7.900%
Visa Credit Card
11.900%
Visa Platinum Preferred Student
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.500%
$0 - $5,000
24 - 36
Personal Loan
10.990%
$0 - $10,000
60 - 60
Line of Credit
13.700%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have LOCO Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: LOCO Credit Union
Website: https://www.lococreditunion.com
Full Time Employees: 14Part Time Employees: 0 President: Gerald Wheeler CEO: Deanna Schlensig Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
808 Washington Ave
Alamogordo, NM 88310 5166 Phone Number: 575-437-3110 Fax Number: 575-437-5646 FinancialsTotal Assets:
66,175,612
Total Amount of Shares and Deposits:
57,331,719
Total Shares and Deposits < 1 Year:
53,636,637
Total Shares and Deposits 1 3 Years:
2,854,755
Total Shares and Deposits > 3 Years:
840,326
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,167,718
Total Uninsured Shares and Deposits > $250K (F+J):
4,167,718
Total Insured Shares and Deposits > $250K (item 17 less item K):
53,164,001
Total Interest Expense (Sum of items 6 8):
616,776
Share Certificates:
473
Number of Accounts for Share Drafts:
1,619
IRA KEOGH Accounts:
70
Number of Accounts for Regular Shares:
7,099
Net Income (unless the amount is already included in Undivided Earnings):
-237,526
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,941,734
Total Liabilities:
58,039,976
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About LOCO Credit UnionIs a member application needed to join LOCO Credit Union?Yes, to access services at LOCO Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, LOCO Credit Union provides a range of mortgage and home equity products. Is LOCO Credit Union a safe place to deposit money?Yes, LOCO Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does LOCO Credit Union offer online and mobile banking?Most modern institutions like LOCO Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.80%, 6-month CD rates at 0.45% and 3-month CD rates at 3.01%. Savings rates are at 0.40% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to 
