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Raytown Lees Summit Community Credit Union Rates & Review July 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: July 11, 2026

Raytown Lees Summit Community Credit Union's 48 MONTH CD rates are at 2.68%, 36 MONTH CD rates are at 2.62%, 24 MONTH CD rates are at 2.52%, 60 MONTH CD rates are at 2.02%. MonitorBankRates evaluates the financial stability of Raytown Lees Summit Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.16%. Rates were last updated on 07/11/2026.

Raytown Lees Summit Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Raytown Lees Summit Community Credit Union? Share your experience about Raytown Lees Summit Community Credit Union by leaving a review below, or read customer reviews before you decide to use Raytown Lees Summit Community Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.16%
Excellent Lower than avg
Raytown Lees Summit Community Credit Union
Raytown Branch
10021 E 66th Ter
Raytown, MO 64133
https://rlsccu.org
Member NCUA

Raytown Lees Summit Community Credit Union CD Rates

Product Rate APY Term View More
48 MONTH CD - 2.68% 48 MONTH
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.16%
36 MONTH CD - 2.63% 36 MONTH
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.16%
24 MONTH CD - 2.52% 24 MONTH
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.16%
60 MONTH CD - 2.02% 60 MONTH
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.16%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Raytown Lees Summit Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Raytown Lees Summit Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Raytown Lees Summit Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Raytown Lees Summit Community Credit Union
Website https://rlsccu.org
Address 10021 E 66th Ter, Raytown, MO 64133
Phone 816-356-0791
Fax 816-356-1452
President Mark Wasko
CEO Carrie West
Full-Time Employees 15
Part-Time Employees 4
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.16%
Return on Assets (ROA)
0.4158%
Return on Equity (ROE)
4.9681%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
60,256,654
Total Amount of Shares and Deposits
55,004,125
Total Shares and Deposits < 1 Year
52,645,234
Total Shares and Deposits 1 3 Years
1,683,249
Total Shares and Deposits > 3 Years
675,641
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,299,505
Total Uninsured Shares and Deposits > $250K (F+J)
1,299,505
Total Insured Shares and Deposits > $250K (item 17 less item K)
53,704,620
Total Interest Expense (Sum of items 6 8)
56,915
Share Certificates
158
Number of Accounts for Share Drafts
3,647
IRA KEOGH Accounts
73
Number of Accounts for Regular Shares
7,274
Money Market Shares
148
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,531,885
Total Liabilities
55,273,357
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

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Customer Reviews

There are no reviews for Raytown Lees Summit Community Credit Union yet. Feel free to create one below.
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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Raytown Lees Summit Community Credit Union

How many branches does Raytown Lees Summit Community Credit Union operate?

Raytown Lees Summit Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Raytown Lees Summit Community Credit Union?

Yes, to access services at Raytown Lees Summit Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Raytown Lees Summit Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Raytown Lees Summit Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Raytown Lees Summit Community Credit Union offer online and mobile banking?

Most modern institutions like Raytown Lees Summit Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://rlsccu.org.

Current Raytown Lees Summit Community Credit Union Rates

  • 24-Month CD2.52%
  • 60-Month CD2.02%
Retrieved from our database of financial products. Rates subject to change.

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