☰

Home›
Credit Unions›
Louisiana Central Credit Union

iAdvertiser Disclosure

Louisiana Central Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Louisiana Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Louisiana Central Credit Union's 6 month Time CD rates are at 0.00%. MonitorBankRates evaluates the financial stability of Louisiana Central Credit Union with a 3.4 Star Rating, an D Overall Health Grade, and a Texas Ratio of 34.41%. Rates were last updated on 04/19/2026.

Louisiana Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Louisiana Central Credit Union? Share your experience about Louisiana Central Credit Union by leaving a review below, or read customer reviews before you decide to use Louisiana Central Credit Union.

Overall Health & Safety Grade

Weak Health Score: 67/100

MonitorBankRates Rating

3.4

Good Out of 5.0 Stars

Texas Ratio

34.41%

Fair Higher than avg

Louisiana Central Credit Union
Louisiana Central Credit Union

824 Elmwood Park Blvd
Harahan, LA 70123 3332

https://louisianacentral.org

Louisiana Central Credit Union CD Rates

Product	Rate	APY	Term	View More
6 month Time Share Certificate	-	0.00%	6 Months
Min Deposit $1,000 Details ($1,000 Minimum deposit) Last Updated 04/19/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 34.41%

Louisiana Central Credit Union Credit Card Rates

Product	Rate	APR
VISA Classic Platinum	-	7.90%
Details As Low As; No annual fee; No transfer fee; No surprises Last Updated 04/19/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 34.41%
VISA Share Secured	-	15.90%
Details Great for rebuilding credit Last Updated 04/19/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 34.41%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Louisiana Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Louisiana Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Louisiana Central Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Louisiana Central Credit Union

Website https://louisianacentral.org

Address 824 Elmwood Park Blvd, Harahan, LA 70123 3332

Phone 504-733-0789

Fax 504-733-0767

President Stephanie Prunty

CEO Mary Schroeder

Full-Time Employees 4

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.4 / 5.0 ★

Overall Health & Safety Grade

D (67/100)

Texas Ratio

34.41%

Return on Assets (ROA)

-2.8895%

Return on Equity (ROE)

-40.0123%

Non-Performing Loans Ratio (NPL)

3.65%

Total Assets

10,246,335

Total Amount of Shares and Deposits

9,528,799

Total Shares and Deposits < 1 Year

9,436,246

Total Shares and Deposits 1 3 Years

92,553

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

112,158

Total Uninsured Shares and Deposits > $250K (F+J)

112,158

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,416,641

Total Interest Expense (Sum of items 6 8)

45,258

Share Certificates

Number of Accounts for Share Drafts

599

Number of Accounts for Regular Shares

2,800

Net Income (unless the amount is already included in Undivided Earnings)

-296,070

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,078,698

Total Liabilities

9,527,838

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Louisiana Central Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Louisiana Central Credit Union

Frequently Asked Questions About Louisiana Central Credit Union

Is Louisiana Central Credit Union a safe place to deposit money?

Yes, Louisiana Central Credit Union is considered a safe financial institution. With a Texas Ratio of 34.412870110967%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Louisiana Central Credit Union operate?

Louisiana Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Louisiana Central Credit Union?

Yes, to access services at Louisiana Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Louisiana Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Louisiana Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Louisiana Central Credit Union offer online and mobile banking?

Most modern institutions like Louisiana Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://louisianacentral.org.