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Labor Management Federal Credit Union Rates & Review April 2026

Labor Management Federal Credit Union's 60 Month CD rates are at 0.80%, 36 Month CD rates are at 0.65%, 24 Month CD rates are at 0.60%, 18 Month CD rates are at 0.55%, 12 Month CD rates are at 0.40%. Labor Management Federal Credit Union's savings rates are at 0.10%. Labor Management Federal Credit Union's Personal Loan Rates are at 6.50%. MonitorBankRates evaluates the financial stability of Labor Management Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.65%. Rates were last updated on 04/18/2026.

Labor Management Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Labor Management Federal Credit Union? Share your experience about Labor Management Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Labor Management Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.65%
Excellent Lower than avg
Labor Management Federal Credit Union
LABOR MANAGEMENT FCU
8225 US HIGHWAY 60 W
LEWISPORT, KY 42351 7082
https://www.lmfcu.net
Member NCUA

Labor Management Federal Credit Union CD Rates

Product Rate APY Term View More
60 Month Share Certificate - 0.80% 60
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
36 Month Share Certificate - 0.65% 36
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
24 Month Share Certificate - 0.60% 24
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
18 Month Share Certificate - 0.55% 18
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
12 Month Share Certificate - 0.40% 12
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
6 Month Share Certificate - 0.40% 6
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Labor Management Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Vacation Club 0.10% 0.10%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Labor Management Federal Credit Union Checking Rates

Product Rate APY View More
Checking 0.10% 0.10%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Labor Management Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans 2023-2026 - - 6.50% 60
Details A 850-680
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 7.00% 72
Details A 850-680
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2022 - - 7.50% 12-72
Details A 850-680
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 7.50% 84
Details A 850-680
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 7.75% 60
Details B 679-640
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2019-2021 - - 8.00% 12-60
Details A 850-680
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 8.00% 72
Details B 679-640
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2019-2021 - - 8.50% 12-60
Details B 679-640
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2022 - - 8.50% 12-72
Details B 679-640
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 8.50% 84
Details B 679-640
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2018-Older - - 9.50% 12-36
Details A 850-680
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2019-2021 - - 9.50% 12-60
Details C 639-600
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 9.50% 72
Details C 639-600
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2022 - - 10.25% 12-72
Details C 639-600
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2018-Older - - 10.50% 12-36
Details B 679-640
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 10.50% 84
Details C 639-600
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2018-Older - - 11.50% 12-36
Details C 639-600
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 11.50% 60
Details D-90% LTV 599-555
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 12.00% 72
Details D-90% LTV 599-555
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2022 - - 12.25% 12-72
Details D-90% LTV 599-555
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2018-Older - - 13.00% 12-36
Details D-90% LTV 599-555
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2019-2021 - - 13.00% 12-60
Details D-90% LTV 599-555
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 13.00% 84
Details D-90% LTV 599-555
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2018-Older - - 15.00% 12-36
Details E-85% LTV 554 >
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 17.00% 60
Details E-85% LTV 554 >
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2022 - - 17.25% 12-72
Details E-85% LTV 554 >
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 17.50% 72
Details E-85% LTV 554 >
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2019-2021 - - 18.00% 12-60
Details E-85% LTV 554 >
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Auto Loans 2023-2026 - - 18.00% 84
Details E-85% LTV 554 >
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Labor Management Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 6.00%
Details Army/Military
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Credit Card - 7.99%
Details 680-850
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Credit Card - 9.99%
Details 679-640
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Labor Management Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Labor Management Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Labor Management Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Labor Management Federal Credit Union
Address 8225 US HIGHWAY 60 W, LEWISPORT, KY 42351 7082
Phone 270-295-3422
Fax 270-295-3366
President Joanne Mason
CEO Ashley Walls
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.65%
Return on Assets (ROA)
0.1559%
Return on Equity (ROE)
1.0841%
Non-Performing Loans Ratio (NPL)
1.15%
Total Assets
28,032,811
Total Amount of Shares and Deposits
23,988,510
Total Shares and Deposits < 1 Year
23,146,854
Total Shares and Deposits 1 3 Years
739,094
Total Shares and Deposits > 3 Years
102,564
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
334,133
Total Uninsured Shares and Deposits > $250K (F+J)
334,133
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,654,377
Total Interest Expense (Sum of items 6 8)
300,113
Share Certificates
171
Number of Accounts for Share Drafts
1,144
IRA KEOGH Accounts
80
Number of Accounts for Regular Shares
2,985
Non Member Deposits
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,188,576
Total Liabilities
24,013,659
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Labor Management Federal Credit Union

Is Labor Management Federal Credit Union a safe place to deposit money?

Yes, Labor Management Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.6496363869489%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Labor Management Federal Credit Union operate?

Labor Management Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Labor Management Federal Credit Union?

Yes, to access services at Labor Management Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Labor Management Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Labor Management Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Labor Management Federal Credit Union offer online and mobile banking?

Most modern institutions like Labor Management Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lmfcu.net.

Current Labor Management Federal Credit Union Rates

  • 12-Month CD0.40%
  • 18-Month CD0.55%
  • 24-Month CD0.60%
  • 60-Month CD0.80%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.