MonitorBankRates
  1. Home
  2. Credit Unions
  3. LONG BEACH CITY EMPLOYEES
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

LONG BEACH CITY EMPLOYEES Rates & Review April 2026

LONG BEACH CITY EMPLOYEES's savings rates are at 1.25%. LONG BEACH CITY EMPLOYEES's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of LONG BEACH CITY EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.03%. Rates were last updated on 04/19/2026.

LONG BEACH CITY EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LONG BEACH CITY EMPLOYEES? Share your experience about LONG BEACH CITY EMPLOYEES by leaving a review below, or read customer reviews before you decide to use LONG BEACH CITY EMPLOYEES.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.03%
Excellent Lower than avg
Countryside Bank
Long Beach City Employees Federal Credit Union
2845 Temple Ave
Signal Hill, CA 90755 2212
https://www.lbcefcu.org
Member NCUA

LONG BEACH CITY EMPLOYEES Savings Rates

Product Rate APY View More
Savings Accounts 1.70% 1.70%
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Accounts 1.55% 1.55%
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Accounts 1.45% 1.45%
Min Balance $25,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Accounts 1.35% 1.35%
Min Balance $10,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Accounts 1.25% 1.25%
Min Balance $50
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

LONG BEACH CITY EMPLOYEES Mortgage Rates

Product Rate Points APR Term View More
Available Regular Shares - - 3.50% 60 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

LONG BEACH CITY EMPLOYEES Credit Card Rates

Product Rate APR View More
Simple Credit Card - 10.00%
Details As Low As; Regular APR: 10.00% - 18.00%
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

LONG BEACH CITY EMPLOYEES Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.74%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 8.99%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 9.74%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for LONG BEACH CITY EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LONG BEACH CITY EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LONG BEACH CITY EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LONG BEACH CITY EMPLOYEES
Address 2845 Temple Ave, Signal Hill, CA 90755 2212
Phone 562-595-4725
Fax 562-595-1403
President Jeff Evans
CEO Kathleen OConnell
Full-Time Employees 20
Part-Time Employees 6
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.03%
Return on Assets (ROA)
0.0712%
Return on Equity (ROE)
0.5338%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
274,542,406
Total Amount of Shares and Deposits
235,514,322
Total Shares and Deposits < 1 Year
235,514,322
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,778,020
Total Uninsured Shares and Deposits > $250K (F+J)
12,778,020
Total Insured Shares and Deposits > $250K (item 17 less item K)
222,736,302
Total Interest Expense (Sum of items 6 8)
1,529,327
Number of Accounts for Share Drafts
6,780
Number of Accounts for Regular Shares
10,695
Net Income (unless the amount is already included in Undivided Earnings)
195,474
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,873,430
Total Liabilities
241,680,696
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for LONG BEACH CITY EMPLOYEES yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for LONG BEACH CITY EMPLOYEES
Your Name:
Your Rating:

Frequently Asked Questions About LONG BEACH CITY EMPLOYEES

Is LONG BEACH CITY EMPLOYEES a safe place to deposit money?

Yes, LONG BEACH CITY EMPLOYEES is considered a safe financial institution. With a Texas Ratio of 0.028702122517864%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LONG BEACH CITY EMPLOYEES operate?

LONG BEACH CITY EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LONG BEACH CITY EMPLOYEES?

Yes, to access services at LONG BEACH CITY EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LONG BEACH CITY EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LONG BEACH CITY EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does LONG BEACH CITY EMPLOYEES offer online and mobile banking?

Most modern institutions like LONG BEACH CITY EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lbcefcu.org.

Current LONG BEACH CITY EMPLOYEES Rates

  • Savings1.25%
Retrieved from our database of financial products. Rates subject to change.