LONGSHOREMENS LOCAL 4 Rates and Review February 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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LONGSHOREMENS LOCAL 4's 24 month Share of CD account (compounded) rates are at 2.00%, 12 month CD account (compounded) rates are at 1.50%, 6 month CD account (simple) rates are at 1.25%. LONGSHOREMENS LOCAL 4's savings rates are at 0.05%. LONGSHOREMENS LOCAL 4's money market rates are at 0.85%. You can compare LONGSHOREMENS LOCAL 4 rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 3.56% and 3-month share certificate rates at 0.50%. Savings rates are at 1.50% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 5.61%. All these rates, and more, can be found in our database of rates which you can compare to LONGSHOREMENS LOCAL 4 rates.
LONGSHOREMENS LOCAL 4 money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at LONGSHOREMENS LOCAL 4? Share your experience about by leaving a review below, or read customer reviews before you decide to use . LONGSHOREMENS LOCAL 4 Texas RatioLONGSHOREMENS LOCAL 4's Texas Ratio is at 0.85%, which is considered excellent. The Texas Ratio for LONGSHOREMENS LOCAL 4 is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that LONGSHOREMENS LOCAL 4 has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
LONGSHOREMENS LOCAL 4 has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, LONGSHOREMENS LOCAL 4 is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
First State Bank of Campbell Hill
Longshoremens Local 4 FCU 1209 Ingalls St
Vancouver, WA 98660 2722 
LONGSHOREMENS LOCAL 4 CD Rates
LONGSHOREMENS LOCAL 4 Savings Rates
LONGSHOREMENS LOCAL 4 Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for LONGSHOREMENS LOCAL 4 is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather LONGSHOREMENS LOCAL 4 rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with LONGSHOREMENS LOCAL 4's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: LONGSHOREMENS LOCAL 4
Website: http://www.lshore4cu.com
Full Time Employees: 4Part Time Employees: 3 President: Bradley Dark CEO: DeLin Drake Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1209 Ingalls St
Vancouver, WA 98660 2722 Phone Number: 360-694-7751 Fax Number: 360-694-6469 FinancialsTotal Assets:
37,964,547
Total Amount of Shares and Deposits:
28,882,706
Total Shares and Deposits < 1 Year:
28,849,410
Total Shares and Deposits 1 3 Years:
33,299
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,043,921
Total Uninsured Shares and Deposits > $250K (F+J):
3,043,921
Total Insured Shares and Deposits > $250K (item 17 less item K):
25,838,785
Total Interest Expense (Sum of items 6 8):
134,499
Share Certificates:
33
Number of Accounts for Share Drafts:
660
IRA KEOGH Accounts:
33
Number of Accounts for Regular Shares:
1,303
Money Market Shares:
127
Net Income (unless the amount is already included in Undivided Earnings):
125,099
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,161,047
Total Liabilities:
29,160,556
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About LONGSHOREMENS LOCAL 4Is a member application needed to join LONGSHOREMENS LOCAL 4?Yes, to access services at LONGSHOREMENS LOCAL 4, a member application is required. Is there a first-time homebuyer program?Currently, LONGSHOREMENS LOCAL 4 provides a range of mortgage and home equity products. Is LONGSHOREMENS LOCAL 4 a safe place to deposit money?Yes, LONGSHOREMENS LOCAL 4 is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does LONGSHOREMENS LOCAL 4 offer online and mobile banking?Most modern institutions like LONGSHOREMENS LOCAL 4 provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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