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 Valley Educators Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Valley Educators Credit Union's savings rates are at 0.10%. Valley Educators Credit Union's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Valley Educators Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.03%. Rates were last updated on 03/24/2026. Valley Educators Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Valley Educators Credit Union? Share your experience about Valley Educators Credit Union by leaving a review below, or read customer reviews before you decide to use Valley Educators Credit Union. Valley Educators Credit Union
Valley Educators Credit Union 910 Main St
https://vecuslv.com/ Alamosa, CO 81101 
Valley Educators Credit Union Savings Rates
Valley Educators Credit Union Money Market Rates
Valley Educators Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Valley Educators Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Valley Educators Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Valley Educators Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Valley Educators Credit Union
Website
https://vecuslv.com/
Address
910 Main St,
Alamosa, CO 81101
Phone
719-589-6535
Fax
President
Lisa Absmeier
CEO
Laura Schell
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (91/100)
Texas Ratio
16.03%
Return on Assets (ROA)
0.8436%
Return on Equity (ROE)
3.7804%
Non-Performing Loans Ratio (NPL)
5.00%
Total Assets
5,979,931
Total Amount of Shares and Deposits
4,637,564
Total Shares and Deposits < 1 Year
4,515,490
Total Shares and Deposits 1 3 Years
122,074
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,637,564
Total Interest Expense (Sum of items 6 8)
21,851
Share Certificates
21
Number of Accounts for Share Drafts
315
IRA KEOGH Accounts
29
Number of Accounts for Regular Shares
1,230
Non Member Deposits
1
Money Market Shares
17
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,233,700
Total Liabilities
4,645,514
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Valley Educators Credit UnionIs Valley Educators Credit Union a safe place to deposit money?Yes, Valley Educators Credit Union is considered a safe financial institution. With a Texas Ratio of 16.026491282342%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Valley Educators Credit Union operate?Valley Educators Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Valley Educators Credit Union?Yes, to access services at Valley Educators Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Valley Educators Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Valley Educators Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Valley Educators Credit Union offer online and mobile banking?Most modern institutions like Valley Educators Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://vecuslv.com/. Current Valley Educators Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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