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Credit Union 1 Credit Union Rates & Review April 2026

Credit Union 1 Credit Union's savings rates are at 0.03%. Credit Union 1 Credit Union's Personal Loan Rates are at 11.50%. MonitorBankRates evaluates the financial stability of Credit Union 1 Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.94%. Rates were last updated on 04/19/2026.

Credit Union 1 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union 1 Credit Union? Share your experience about Credit Union 1 Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union 1 Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.94%
Excellent Lower than avg
Credit Union 1 Credit Union
Headquarters
1941 Abbott Rd
Anchorage, AK 99507
https://www.cu1.org
Member NCUA

Credit Union 1 Credit Union Savings Rates

Product Rate APY View More
Premium Savings (0190-0199) and Business Premium Savings (0290-0299) or more 0.50% 0.50%
Min Balance $100,000
Details $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Premium Savings (0190-0199) and Business Premium Savings (0290-0299) 0.40% 0.40%
Min Balance $50,000
Details $50,000-$99,999.99
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Premium Savings (0190-0199) and Business Premium Savings (0290-0299) 0.30% 0.30%
Min Balance $5,000
Details $5,000.00-$49,999.99
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
IRA Savings (0650-0659) 0.15% 0.15%
Min Balance $1
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Additional Savings (0100-0109) 0.10% 0.10%
Min Balance $10
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
IOLTA Additional Savings (0109) 0.10% 0.10%
Min Balance $10
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Health Savings Account 0.09% 0.09%
Min Balance $50,000
Details $50,000+
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Health Savings Account 0.06% 0.06%
Min Balance $1,000
Details $1,000.00 - $49,999.99
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Health Savings Account 0.03% 0.03%
Min Balance $1
Details $0.00 - $999.99
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%

Credit Union 1 Credit Union Checking Rates

Product Rate APY View More
Business Premium Checking (0810-0819) 0.05% 0.05%
Min Balance $5,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Premium Checking (0770) 0.05% 0.05%
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
Premium Checking (0770-0779) 0.05% 0.05%
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%

Credit Union 1 Credit Union Mortgage Rates

Product Rate Points APR Term View More
15-year fixed rate - - 5.69% 15
Details As Low As; Subject to approval. See website for details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%
30-year fixed rate - - 5.94% 30
Details As Low As; Subject to approval. See website for details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%

Credit Union 1 Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 11.50%
Details As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.94%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Credit Union 1 Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union 1 Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union 1 Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union 1 Credit Union
Address 1941 Abbott Rd, Anchorage, AK 99507
Phone 907-339-9485
Fax 907-339-8501
President Jennifer Bernard
CEO Mark Burgess
Full-Time Employees 371
Part-Time Employees 7
Branch Locations 15
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.94%
Return on Assets (ROA)
0.9112%
Return on Equity (ROE)
6.5276%
Non-Performing Loans Ratio (NPL)
1.04%
Total Assets
1,501,152,358
Total Amount of Shares and Deposits
1,198,550,706
Total Shares and Deposits < 1 Year
1,179,295,668
Total Shares and Deposits 1 3 Years
17,794,936
Total Shares and Deposits > 3 Years
1,460,102
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
118,688,249
Total Uninsured Shares and Deposits > $250K (F+J)
118,688,249
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,079,862,457
Total Interest Expense (Sum of items 6 8)
11,051,511
Share Certificates
4,445
Number of Accounts for Share Drafts
62,636
IRA KEOGH Accounts
1,875
Number of Accounts for Regular Shares
110,402
All other shares
6
Money Market Shares
10,165
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
41,064,148
Total Liabilities
1,304,954,365
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Credit Union 1 Credit Union

Is Credit Union 1 Credit Union a safe place to deposit money?

Yes, Credit Union 1 Credit Union is considered a safe financial institution. With a Texas Ratio of 5.9351602962785%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Credit Union 1 Credit Union operate?

Credit Union 1 Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union 1 Credit Union?

Yes, to access services at Credit Union 1 Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union 1 Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union 1 Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union 1 Credit Union offer online and mobile banking?

Most modern institutions like Credit Union 1 Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cu1.org.

Current Credit Union 1 Credit Union Rates

  • Savings0.03%
Retrieved from our database of financial products. Rates subject to change.