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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
BEST REWARD Rates & Review March 2026You can compare BEST REWARD rates to other rates in our database, including 12-month share certificate rates currently at 1.51%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 2.52%. Savings rates are at 0.75% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.75%. All these rates can be compared to BEST REWARD rates. MonitorBankRates evaluates the financial stability of BEST REWARD with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.07%. Rates were last updated on 03/29/2026. BEST REWARD money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BEST REWARD? Share your experience about BEST REWARD by leaving a review below, or read customer reviews before you decide to use BEST REWARD.
Current Rate AvailabilityWe do not have BEST REWARD rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BEST REWARD is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BEST REWARD rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BEST REWARD's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BEST REWARD
Website
http://.
Address
5681 Smith Rd,
Brook Park, OH 44142
Phone
216-367-8000
Fax
216-367-8001
President
Norman Alford
CEO
John Shirilla
Full-Time Employees
21
Part-Time Employees
1
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.07%
Return on Assets (ROA)
0.2957%
Return on Equity (ROE)
1.9516%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
159,301,750
Total Amount of Shares and Deposits
115,679,543
Total Shares and Deposits < 1 Year
111,199,454
Total Shares and Deposits 1 3 Years
4,480,089
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,887,002
Total Uninsured Shares and Deposits > $250K (F+J)
6,887,002
Total Insured Shares and Deposits > $250K (item 17 less item K)
108,792,541
Total Interest Expense (Sum of items 6 8)
1,192,171
Share Certificates
632
Number of Accounts for Share Drafts
4,225
IRA KEOGH Accounts
135
Number of Accounts for Regular Shares
11,583
Money Market Shares
483
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,635,275
Total Liabilities
142,878,982
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About BEST REWARDIs BEST REWARD a safe place to deposit money?Yes, BEST REWARD is considered a safe financial institution. With a Texas Ratio of 1.0652684640913%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does BEST REWARD operate?BEST REWARD currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BEST REWARD?Yes, to access services at BEST REWARD, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BEST REWARD does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BEST REWARD provides members with tools to manage their accounts and build a solid financial history. Does BEST REWARD offer online and mobile banking?Most modern institutions like BEST REWARD provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://.. Compare to Other Credit Unions
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