Members Exchange Credit Union Rates and Review January 2026
Compare Members Exchange Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Members Exchange Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMembers Exchange Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Members Exchange Credit Union? Share your experience about Members Exchange Credit Union by leaving a review below, or read customer reviews before you decide to use Members Exchange Credit Union. Overall, Members Exchange Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Members Exchange Credit Union Branch Marketridge 107 Marketridge Dr Ridgeland, MS 39157 6027  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
14.200%
$5,000 - $8,000
48 - 48
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Bill Consolidation Loan
8.990%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Members Exchange Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Members Exchange Credit Union
Website: https://www.mecuanywhere.com
Full Time Employees: 40Part Time Employees: 0 President: Kenneth Allison CEO: Mitzi Tate Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
107 Marketridge Dr
Ridgeland, MS 39157 6027 Phone Number: 601-922-3350 Fax Number: 601-922-1733 FinancialsTotal Assets:
133,510,852
Total Amount of Shares and Deposits:
104,134,338
Total Shares and Deposits < 1 Year:
97,875,476
Total Shares and Deposits 1 3 Years:
4,484,798
Total Shares and Deposits > 3 Years:
1,774,064
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,967,928
Total Uninsured Shares and Deposits > $250K (F+J):
2,967,928
Total Insured Shares and Deposits > $250K (item 17 less item K):
101,166,410
Total Interest Expense (Sum of items 6 8):
633,663
Share Certificates:
1,225
Number of Accounts for Share Drafts:
7,533
IRA KEOGH Accounts:
691
Number of Accounts for Regular Shares:
19,721
Money Market Shares:
122
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,848,171
Total Liabilities:
107,290,227
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Source: NCUA Last Updated 09/30/2023
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Frequently Asked Questions About Members Exchange Credit UnionIs a member application needed to join Members Exchange Credit Union?Yes, to access services at Members Exchange Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Members Exchange Credit Union provides a range of mortgage and home equity products. Is Members Exchange Credit Union a safe place to deposit money?Yes, Members Exchange Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Members Exchange Credit Union offer online and mobile banking?Most modern institutions like Members Exchange Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.90%, 6-month CD rates at 0.10% and 3-month CD rates at 3.15%. Savings rates are at 4.20% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.24%. Credit Card rates are at 16.49%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to 
