Merck Employees Federal Credit Union Rates and Review January 2026
Compare Merck Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Merck Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMerck Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Merck Employees Federal Credit Union? Share your experience about Merck Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Merck Employees Federal Credit Union. Overall, Merck Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Merck Employees Federal Credit Union RAHWAY 126 E LINCOLN AVE RAHWAY, NJ 07065 4607  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Shared Secured
7.900%
VISA® Classic
12.960%
Rewards Credit Card
14.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonConsolidation Loans
13.060%
$0
1 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Personal Loans
13.490%
$0 - $5,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Merck Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Merck Employees Federal Credit Union
Website: https://www.merckcu.com
Full Time Employees: 18Part Time Employees: 1 President: ANDREA KRYSIENSKI CEO: PAUL GENTILE Branch Locations: 3 ATM Locations: 6 Corporate Office Address:
126 E LINCOLN AVE
RAHWAY, NJ 07065 4607 Phone Number: 732-594-3317 Fax Number: FinancialsTotal Assets:
1,808,262,266
Total Amount of Shares and Deposits:
1,235,901,169
Total Shares and Deposits < 1 Year:
1,235,901,169
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
302,845,449
Total Uninsured Shares and Deposits > $250K (F+J):
302,845,449
Total Insured Shares and Deposits > $250K (item 17 less item K):
933,055,720
Total Interest Expense (Sum of items 6 8):
23,945,195
Share Certificates:
1,336
Number of Accounts for Share Drafts:
15,409
IRA KEOGH Accounts:
3,615
Number of Accounts for Regular Shares:
29,343
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
95,662,480
Total Liabilities:
1,568,646,204
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Merck Employees Federal Credit UnionIs a member application needed to join Merck Employees Federal Credit Union?Yes, to access services at Merck Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Merck Employees Federal Credit Union provides a range of mortgage and home equity products. Is Merck Employees Federal Credit Union a safe place to deposit money?Yes, Merck Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Merck Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Merck Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.55%, 6-month CD rates at 3.75% and 3-month CD rates at 2.52%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 12.90%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to 
