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Call Federal Credit Union Rates & Review April 2026

Call Federal Credit Union's 24-Month CD rates are at 3.50%. Call Federal Credit Union's money market rates are at 2.50%. MonitorBankRates evaluates the financial stability of Call Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.63%. Rates were last updated on 04/05/2026.

Call Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Call Federal Credit Union? Share your experience about Call Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Call Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.63%
Excellent Lower than avg
Call Federal Credit Union
Main Office
4605 Commerce Rd
Richmond, VA 23234 2233
https://www.callfcu.org
Member NCUA

Call Federal Credit Union CD Rates

Product Rate APY Term View More
24-Month Certificate - 3.50% 24
Details As High As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%

Call Federal Credit Union Money Market Rates

Product Rate APY View More
Money Markets - 2.50%
Details As High As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%

Call Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 5.75%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Call Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Call Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Call Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Call Federal Credit Union
Address 4605 Commerce Rd, Richmond, VA 23234 2233
Phone 804-274-1200
Fax 804-274-1266
President James Horne Jr
CEO John West
Full-Time Employees 116
Part-Time Employees 5
Branch Locations 9
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.63%
Return on Assets (ROA)
0.2451%
Return on Equity (ROE)
2.3069%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
538,521,801
Total Amount of Shares and Deposits
481,363,150
Total Shares and Deposits < 1 Year
473,313,148
Total Shares and Deposits 1 3 Years
7,211,321
Total Shares and Deposits > 3 Years
838,681
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,169,599
Total Uninsured Shares and Deposits > $250K (F+J)
39,169,599
Total Insured Shares and Deposits > $250K (item 17 less item K)
442,193,551
Total Interest Expense (Sum of items 6 8)
2,895,783
Share Certificates
1,055
Number of Accounts for Share Drafts
21,372
IRA KEOGH Accounts
755
Number of Accounts for Regular Shares
33,149
All other shares
423
Money Market Shares
1,139
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
45,150,586
Total Liabilities
490,027,116
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Call Federal Credit Union

Is Call Federal Credit Union a safe place to deposit money?

Yes, Call Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6339615232791%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Call Federal Credit Union operate?

Call Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Call Federal Credit Union?

Yes, to access services at Call Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Call Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Call Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Call Federal Credit Union offer online and mobile banking?

Most modern institutions like Call Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.callfcu.org.

Current Call Federal Credit Union Rates

  • 24-Month CD3.50%
  • MMA2.50%
Retrieved from our database of financial products. Rates subject to change.