|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Nebraska State Employees Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Nebraska State Employees Credit Union's IRA CD - 12 Month rates are at 4.01%, IRA CD - 18 Month rates are at 4.01%, IRA CD - 24 Month rates are at 4.01%, IRA CD - 36 Month rates are at 3.95%, IRA CD - 48 Month rates are at 3.65%. Nebraska State Employees Credit Union's savings rates are at 0.25%. Nebraska State Employees Credit Union's checking rates are as high as 1.01%. Nebraska State Employees Credit Union's Personal Loan Rates are as low as 12.50%. Nebraska State Employees Credit Union's CD rates are 25% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Nebraska State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.26%. Rates last updated and verified on 10/29/2026. Nebraska State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nebraska State Employees Credit Union? Share your experience about Nebraska State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Nebraska State Employees Credit Union. Nebraska State Employees Credit Union
Main Office 330 S 16th St
https://www.nsecu.org Lincoln, NE 68508  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Nebraska State Employees Credit Union CD Rates
Nebraska State Employees Credit Union Savings Rates
Nebraska State Employees Credit Union Checking Rates
Nebraska State Employees Credit Union Home Equity & HELOC
Nebraska State Employees Credit Union Auto Loan Rates
Nebraska State Employees Credit Union Personal Loan Rates
Nebraska State Employees Credit Union Other Rates
Financial Health HistoryNebraska State Employees Credit Union’s Texas Ratio fell from 0.97% in Q3 2023 to 0.26% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Nebraska State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nebraska State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Nebraska State Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Nebraska State Employees Credit Union
Website
https://www.nsecu.org
Address
330 S 16th St,
Lincoln, NE 68508
Phone
402-471-2561
Fax
402-471-2869
President
John Shelton
CEO
Joshua Baldwin
Full-Time Employees
7
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.26%
Return on Assets (ROA)
0.5362%
Return on Equity (ROE)
3.8267%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
36,751,535
Total Amount of Shares and Deposits
31,866,009
Total Shares and Deposits < 1 Year
29,916,098
Total Shares and Deposits 1 3 Years
1,813,324
Total Shares and Deposits > 3 Years
136,587
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
326,843
Total Uninsured Shares and Deposits > $250K (F+J)
326,843
Total Insured Shares and Deposits > $250K (item 17 less item K)
31,539,166
Total Interest Expense (Sum of items 6 8)
186,824
Share Certificates
518
Number of Accounts for Share Drafts
915
IRA KEOGH Accounts
73
Number of Accounts for Regular Shares
3,385
Money Market Shares
39
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
689,069
Total Liabilities
32,056,297
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Nebraska State Employees Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Nebraska State Employees Credit Union
Frequently Asked Questions About Nebraska State Employees Credit UnionDoes Nebraska State Employees Credit Union offer CDs?Yes. Nebraska State Employees Credit Union current CD rates include its IRA CD - 12 Month at 4.01% APY, its IRA CD - 18 Month at 4.01% APY and its IRA CD - 24 Month at 4.01% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Nebraska State Employees Credit Union NCUA insured?Yes. Nebraska State Employees Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Nebraska State Employees Credit Union?The highest Nebraska State Employees Credit Union CD rate is its IRA CD - 12 Month at 4.01% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Nebraska State Employees Credit Union offer?Nebraska State Employees Credit Union CD rates are 4.01% APY for a 12 month CD, 4.01% APY for an 18 month CD, 4.01% APY for a 2 year CD, 3.95% APY for a 3 year CD, 3.65% APY for a 4 year CD and 3.55% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Nebraska State Employees Credit Union for its full lineup. What is the highest savings rate at Nebraska State Employees Credit Union?The highest Nebraska State Employees Credit Union savings rate is its Secondary Savings at 0.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Nebraska State Employees Credit Union?The highest Nebraska State Employees Credit Union checking rate is its 500+ Checking at 1.01% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Nebraska State Employees Credit Union?The lowest Nebraska State Employees Credit Union auto loan rate is its New Auto Loan (2026-2025) - 24 months at 4.00% APR, verified by MonitorBankRates as of October 29, 2026. Nebraska State Employees Credit Union auto loan rates are 4.00% APR for a 24 month auto loan, 4.50% APR for a 36 month auto loan, 4.75% APR for a 48 month auto loan, 4.85% APR for a 60 month auto loan, 5.50% APR for a 72 month auto loan and 6.50% APR for an 84 month auto loan. What is the lowest personal loan rate at Nebraska State Employees Credit Union?The lowest Nebraska State Employees Credit Union personal loan rate is its Closed-End Unsecured Loan - 60 months at 12.50% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Nebraska State Employees Credit Union operate?Nebraska State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Nebraska State Employees Credit Union?Yes, to access services at Nebraska State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Nebraska State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Nebraska State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Nebraska State Employees Credit Union offer online and mobile banking?Most modern institutions like Nebraska State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nsecu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Nebraska State Employees Credit Union rates compare?Nebraska State Employees Credit Union's CD rates are 25% higher than the MonitorBankRates national average, and it has an A+ health rating. Nebraska State Employees Credit Union's top rates are its IRA CD - 12 Month at 4.01% APY, its Secondary Savings at 0.25% APY, its 500+ Checking at 1.01% APY and its Closed-End Unsecured Loan - 60 months at 12.50% APR, verified by MonitorBankRates on October 29, 2026. Current Nebraska State Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
South Bend Transit Federal Credit Union
Division 726 Federal Credit Union
First Community Credit Union Jamestown, ND
Picatinny Federal Credit Union
Paac Transit Division Federal Credit Union
UP Connection Credit Union
Members1st Community Credit Union
Park View Federal Credit Union
Liberty County Teachers Federal Credit Union
Becco Buffalo Federal Credit Union
Allegiance Federal Credit Union
Abri Credit Union
Direct Federal Credit Union
Shell Western States Federal Credit Union
Spokane Firefighters Credit Union
SCF Westchester NY Employees Federal Credit Union
Midwest Community Federal Credit Union
Trona Valley Community Credit Union
Grand Altitude Federal Credit Union
Independence Teachers Credit Union
Armstrong County Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
