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Nebraska State Employees Credit Union

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Nebraska State Employees Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nebraska State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 10, 2026

Nebraska State Employees Credit Union's 15 Month CD rates are at 3.40%, 9 Month CD rates are at 3.30%. MonitorBankRates evaluates the financial stability of Nebraska State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.31%. Rates were last updated on 05/10/2026.

Nebraska State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nebraska State Employees Credit Union? Share your experience about Nebraska State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Nebraska State Employees Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.31%

Excellent Lower than avg

Nebraska State Employees Credit Union
Main Office

330 S 16th St
Lincoln, NE 68508

https://www.nsecu.org

Nebraska State Employees Credit Union CD Rates

Product	Rate	APY	Term
15 Month CD	-	3.40%	15
Details CD Special Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.31%
9 Month CD	-	3.30%	9
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.31%

Nebraska State Employees Credit Union Checking Rates

Product	Rate	APY	View More
Checking Account	-	1.01%
Min Balance $500 Details Minimum balance of $500 to earn Annual Percentage Yield Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.31%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Nebraska State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Nebraska State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nebraska State Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nebraska State Employees Credit Union

Website https://www.nsecu.org

Address 330 S 16th St, Lincoln, NE 68508

Phone 402-471-2561

Fax 402-471-2869

President John Shelton

CEO Joshua Baldwin

Full-Time Employees 7

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.31%

Return on Assets (ROA)

1.0640%

Return on Equity (ROE)

7.7054%

Non-Performing Loans Ratio (NPL)

0.51%

Total Assets

34,986,177

Total Amount of Shares and Deposits

30,424,088

Total Shares and Deposits < 1 Year

28,338,241

Total Shares and Deposits 1 3 Years

1,997,784

Total Shares and Deposits > 3 Years

88,062

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

168,384

Total Uninsured Shares and Deposits > $250K (F+J)

168,384

Total Insured Shares and Deposits > $250K (item 17 less item K)

30,255,704

Total Interest Expense (Sum of items 6 8)

281,482

Share Certificates

491

Number of Accounts for Share Drafts

890

IRA KEOGH Accounts

Number of Accounts for Regular Shares

3,400

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

231,276

Total Liabilities

30,609,898

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Nebraska State Employees Credit Union

How many branches does Nebraska State Employees Credit Union operate?

Nebraska State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nebraska State Employees Credit Union?

Yes, to access services at Nebraska State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nebraska State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nebraska State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nebraska State Employees Credit Union offer online and mobile banking?

Most modern institutions like Nebraska State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nsecu.org.