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 Lower East Side Peoples Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Lower East Side Peoples Federal Credit Union's CD Accounts 36m rates are at 2.00%, CD Accounts 24m rates are at 1.00%, CD Accounts 12m rates are at 0.75%, CD Accounts 6m rates are at 0.50%. Lower East Side Peoples Federal Credit Union's money market rates are at 0.50%. Lower East Side Peoples Federal Credit Union's Personal Loan Rates are at 3.49%. MonitorBankRates evaluates the financial stability of Lower East Side Peoples Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.87%. Rates were last updated on 04/05/2026. Lower East Side Peoples Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lower East Side Peoples Federal Credit Union? Share your experience about Lower East Side Peoples Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lower East Side Peoples Federal Credit Union. Lower East Side Peoples Federal Credit Union
LESPFCU MAIN BRANCH 37 AVENUE B
https://www.lespeoples.org NEW YORK, NY 10009 
Lower East Side Peoples Federal Credit Union CD Rates
Lower East Side Peoples Federal Credit Union Money Market Rates
Lower East Side Peoples Federal Credit Union Auto Loan Rates
Lower East Side Peoples Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lower East Side Peoples Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lower East Side Peoples Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lower East Side Peoples Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lower East Side Peoples Federal Credit Union
Website
https://www.lespeoples.org
Address
37 AVENUE B,
NEW YORK, NY 10009
Phone
212-529-8197
Fax
212-529-8368
President
Jorge Vasquez
CEO
Aissatou Barry Fall
Full-Time Employees
28
Part-Time Employees
1
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.87%
Return on Assets (ROA)
1.2938%
Return on Equity (ROE)
6.1242%
Non-Performing Loans Ratio (NPL)
3.61%
Total Assets
85,872,068
Total Amount of Shares and Deposits
62,789,966
Total Shares and Deposits < 1 Year
61,012,603
Total Shares and Deposits 1 3 Years
1,777,363
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,819,463
Total Uninsured Shares and Deposits > $250K (F+J)
6,569,463
Total Insured Shares and Deposits > $250K (item 17 less item K)
56,220,503
Total Interest Expense (Sum of items 6 8)
348,154
Share Certificates
179
Number of Accounts for Share Drafts
6,141
Number of Accounts for Regular Shares
9,862
Non Member Deposits
30
Money Market Shares
221
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,961,493
Total Liabilities
74,969,898
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lower East Side Peoples Federal Credit UnionIs Lower East Side Peoples Federal Credit Union a safe place to deposit money?Yes, Lower East Side Peoples Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.866778796011%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lower East Side Peoples Federal Credit Union operate?Lower East Side Peoples Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lower East Side Peoples Federal Credit Union?Yes, to access services at Lower East Side Peoples Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lower East Side Peoples Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lower East Side Peoples Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lower East Side Peoples Federal Credit Union offer online and mobile banking?Most modern institutions like Lower East Side Peoples Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lespeoples.org. Current Lower East Side Peoples Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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