MonitorBankRates
We Find the Best Rates

Metro Federal Credit Union Rates and Review January 2026

  1. Home
  2. Credit Unions
  3. Metro Federal Credit Union Deposit Rates

Metro Federal Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 0.70% and 3-month CD rates at 0.25%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 18.00%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates which you can compare to Metro Federal Credit Union rates.

Compare Metro Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Metro Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Metro Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Metro Federal Credit Union? Share your experience about Metro Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Metro Federal Credit Union.

Overall, Metro Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Metro Federal Credit Union
Administrative Offices
14517 F St Ste 211
Omaha, NE 68137 1001
Member NCUA
MonitorBankRates' Rating
5/5
?????

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Elite Checking
5.00%
$10,000
High-Yield Checking
4.00%
$0
18-Month CD
3.75%
$500
7-Month CD
3.70%
$10,000
9-Month CD
3.57%
$500
15-Month CD
3.55%
$500
48-Month CD
3.53%
$500
3-Month CD
3.50%
$500
48-Month CD
3.50%
$2,500
12-Month CD w/checking
3.45%
$1,000
18-Month CD
3.41%
$1,000
30-Month CD
3.30%
$100
30-Month CD
3.30%
$100
24-Month CD
3.00%
$1,000
18-Month CD
2.85%
$10,000
60-Month CD
2.75%
$1,000
30-Month CD
2.75%
$500
36-Month CD
2.55%
$1,000
48-Month CD
2.50%
$500
60-Month CD
2.50%
$1,000
30-Month CD
2.50%
$2,500
12-Month CD
2.25%
$1,000
Prime Savings
2.15%
$1
60-Month CD
2.02%
$5,000
24-Month CD
1.75%
$1,000
18-Month CD
1.51%
$1,000
36-Month CD
1.50%
$500
Money Market
1.26%
$1,500
60-Month CD
1.25%
$500
48-Month CD
1.25%
$1,000
24-Month CD
1.21%
$1,000
48-Month CD
1.15%
$25,000
18-Month CD
1.15%
$1,000
12-Month CD
1.02%
$500
24-Month CD
1.00%
$1,000
Statement Savings
1.00%
$1
24-Month CD
0.87%
$500
36-Month CD
0.75%
$500
Premier Plus Money Market
0.50%
$10,000
48-Month CD
0.45%
$1,000
24-Month CD
0.40%
$1,000
Money Market
0.35%
$1,000
Money Market
0.25%
$1,000
Benefit Money Market
0.25%
$5,000
12-Month CD
0.20%
$500
Money Market
0.12%
$1,000
Smart Checking
0.10%
$1,000
Money Market
0.10%
$2,500
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.625%
5.697%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
10-Year Fixed
5.125%
5.511%
0.000
5.875%
5.933%
0.000
5.625%
5.700%
0.000
4.875%
4.985%
0.000
15-Year Fixed
5.350%
5.785%
0.000
5.625%
6.072%
0.000
30-Year Fixed
5.875%
6.086%
0.000
20-Year Fixed
5.750%
5.870%
0.000
6.300%
6.498%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.875%
6.012%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.625%
5.899%
0.000
6.500%
6.582%
0.000
5.625%
5.673%
0.000
5.875%
5.931%
0.000
5.250%
5.633%
0.000
5.500%
5.871%
0.000
4.750%
5.730%
0.000
4.875%
5.129%
0.000
5.575%
5.684%
0.000
30 Year Fixed
6.375%
6.670%
0.000
15 Year Fixed
6.125%
6.209%
0.000
15-Year Fixed
5.500%
5.591%
0.000
30-Year Fixed
7.125%
7.126%
0.000
565.625%
5.781%
0.875
10 Year Fixed
5.500%
5.938%
0.000
5.000%
5.168%
0.000
5.625%
5.781%
0.878
30-Year (Jumbo)
6.000%
6.011%
0.000
30 Year Fixed
5.875%
5.916%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.750%
7.634%
0.000
15-Year Fixed
5.375%
5.660%
0.000
5.000%
5.886%
0.000
20-Year Fixed
6.125%
6.183%
0.000
5.375%
6.280%
0.000
5.125%
5.331%
1.000
5.875%
6.091%
0.000
15-Year Fixed
5.750%
5.977%
0.000
5/1 ARM
6.750%
6.859%
0.000
5.375%
5.568%
0.000
5.500%
5.591%
0.000
6.125%
6.199%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.375%
5.721%
0.000
6.125%
6.326%
0.000
15 Year Fixed
5.375%
5.717%
0.706
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Platinum Preferred Starter
17.990%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Platinum Preferred
14.240% - 17.990%
World Cash Back Credit Card Mastercard
18.000%
Visa Classic Card
12.900%
No annual fee
Visa Crimson Rewards Card
13.740%
VISA® Credit Cards
7.990%
Security Service Power MasterCard
12.740% - 18.000%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
7.900%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Platinum Preferred Student
17.990%
VISA Platinum without Rewards
7.900%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Rewards Student Classic
16.500%
Credit Limit - $500
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
VISA® Gold
11.960%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Platinum Credit Card
8.500%
As low as 8.50%
14.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Line of Credit
11.500%
$0
11.240%
$0 - $10,000
60 - 60
11.990%
$0
1 - 12
13.240%
$0 - $2,000
36 - 36
13.740%
$0
60
11.240% - 17.950%
$0
25 - 36
10.500%
$0 - $5,000
24 - 36
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
12.990%
$0 - $2,000
24 - 24
Access Line Of Credit
16.240%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
8.500%
$0 - $6,000
42
Personal Loans
11.000%
$0
37 - 60
9.200% - 17.950%
$0 - $100
12 - 24
13.990%
$0
10.250% - 17.950%
$0
1 - 36
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Preferred Personal Loan
10.000%
$0
60
10.490%
$0
60 - 60
10.500%
$0
Student Loan Consolidation
5.490%
$0
9.990% - 16.240%
$0
61 - 66
12.740%
$0
36
9.200% - 17.950%
$0 - $15,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Metro Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Metro Federal Credit Union
Full Time Employees: 95
Part Time Employees: 9
President: John White
CEO: Michael McDermott
Branch Locations: 5
ATM Locations: 8
Corporate Office Address:
14517 F St Ste 211
Omaha, NE 68137 1001
Phone Number: 402-551-3052
Fax Number: 402-551-8359

Financials

Total Assets:
603,969,960
Total Amount of Shares and Deposits:
516,308,881
Total Shares and Deposits < 1 Year:
474,314,560
Total Shares and Deposits 1 3 Years:
39,234,796
Total Shares and Deposits > 3 Years:
2,759,523
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
36,722,669
Total Uninsured Shares and Deposits > $250K (F+J):
36,722,669
Total Insured Shares and Deposits > $250K (item 17 less item K):
479,586,212
Total Interest Expense (Sum of items 6 8):
7,563,637
Share Certificates:
6,838
Number of Accounts for Share Drafts:
32,815
IRA KEOGH Accounts:
1,856
Number of Accounts for Regular Shares:
61,449
Money Market Shares:
1,551
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
127,117,288
Total Liabilities:
528,411,632
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

There are no reviews for Metro Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Metro Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Metro Federal Credit Union

Is a member application needed to join Metro Federal Credit Union?

Yes, to access services at Metro Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Metro Federal Credit Union provides a range of mortgage and home equity products.

Is Metro Federal Credit Union a safe place to deposit money?

Yes, Metro Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Metro Federal Credit Union offer online and mobile banking?

Most modern institutions like Metro Federal Credit Union provide digital access including online balance checks and transfers.

Current Metro Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions