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Florida State University Credit Union

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Florida State University Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Florida State University Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Florida State University Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Florida State University Credit Union, and you can see how they compare in the Florida State University Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Florida State University Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Database rates last updated and verified on 08/30/2026.

Florida State University Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Florida State University Credit Union? Share your experience about Florida State University Credit Union by leaving a review below, or read customer reviews before you decide to use Florida State University Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.45%

Excellent Lower than avg

Florida State University Credit Union
North Monroe

2520 N Monroe St
Tallahassee, FL 32303 4052

https://www.fsucu.org

Current Rate Availability

We're not currently displaying rates for Florida State University Credit Union, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Florida State University Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Florida State University Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Florida State University Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Florida State University Credit Union

Website https://www.fsucu.org

Address 2520 N Monroe St, Tallahassee, FL 32303 4052

Phone 850-224-4960

Fax

President Stacy Sirmans

CEO Charles Adcock

Full-Time Employees 86

Part-Time Employees 1

Branch Locations 10

ATM Locations 10

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.45%

Return on Assets (ROA)

0.6027%

Return on Equity (ROE)

5.7218%

Non-Performing Loans Ratio (NPL)

0.76%

Total Assets

510,189,176

Total Amount of Shares and Deposits

452,895,930

Total Shares and Deposits < 1 Year

416,141,691

Total Shares and Deposits 1 3 Years

36,754,238

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

23,756,452

Total Uninsured Shares and Deposits > $250K (F+J)

23,756,452

Total Insured Shares and Deposits > $250K (item 17 less item K)

429,139,478

Total Interest Expense (Sum of items 6 8)

6,193,127

Share Certificates

2,292

Number of Accounts for Share Drafts

17,916

IRA KEOGH Accounts

767

Number of Accounts for Regular Shares

40,846

Non Member Deposits

Money Market Shares

762

Net Income (unless the amount is already included in Undivided Earnings)

3,074,792

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

30,704,801

Total Liabilities

458,696,996

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Florida State University Credit Union

How many branches does Florida State University Credit Union operate?

Florida State University Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Florida State University Credit Union?

Yes, to access services at Florida State University Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Florida State University Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Florida State University Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Florida State University Credit Union offer online and mobile banking?

Most modern institutions like Florida State University Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsucu.org.