|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Millard County Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Millard County Credit Union's top rates as of October 9, 2026 are 0.10% APY on savings, 1.25% APY on money market accounts, 5.12% on its 15 Year Conventional First Mortgage Refinance Fixed, personal loans from 10.49% APR, and credit cards from 14.00% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Millard County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.45%. Rates last updated and verified on 10/09/2026. Millard County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Millard County Credit Union? Share your experience about Millard County Credit Union by leaving a review below, or read customer reviews before you decide to use Millard County Credit Union. Millard County Credit Union
FILLMORE, UTAH 45 S Main St
https://www.millardccu.com FILLMORE, UT 84631-5505  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Millard County Credit Union Savings Rates
Millard County Credit Union Money Market Rates
Millard County Credit Union Mortgage Rates
Millard County Credit Union Home Equity & HELOC
Millard County Credit Union Auto Loan Rates
Millard County Credit Union RV, Boat and Powersport Loan Rates
Millard County Credit Union Credit Card Rates
Millard County Credit Union Personal Loan Rates
Millard County Credit Union Other Rates
Financial Health HistoryMillard County Credit Union’s Texas Ratio stayed near 2.01% in Q3 2023 to 2.45% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Millard County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Millard County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Millard County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Millard County Credit Union
Website
https://www.millardccu.com
Address
45 S Main St,
FILLMORE, UT 84631-5505
Phone
435-743-6545
Fax
435-743-8921
President
Travis Nielson
CEO
Scott Lemmon
Full-Time Employees
11
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.45%
Return on Assets (ROA)
0.5135%
Return on Equity (ROE)
4.3470%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
64,963,732
Total Amount of Shares and Deposits
57,533,877
Total Shares and Deposits < 1 Year
57,533,874
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
589,897
Total Uninsured Shares and Deposits > $250K (F+J)
589,897
Total Insured Shares and Deposits > $250K (item 17 less item K)
56,943,980
Total Interest Expense (Sum of items 6 8)
283,571
Share Certificates
361
Number of Accounts for Share Drafts
3,100
IRA KEOGH Accounts
35
Number of Accounts for Regular Shares
5,523
All other shares
159
Money Market Shares
406
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,370,239
Total Liabilities
57,560,528
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Millard County Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Millard County Credit Union
Frequently Asked Questions About Millard County Credit UnionHow many branches does Millard County Credit Union operate?Millard County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Millard County Credit Union?Yes, to access services at Millard County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Millard County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Millard County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Millard County Credit Union offer online and mobile banking?Most modern institutions like Millard County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.millardccu.com. Current Millard County Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Members 1st Credit Union Brattleboro, VT
Highway Crossroads Credit Union
Rancho Federal Credit Union
Meadow Grove Federal Credit Union
Clean Energy Federal Credit Union
ProFed Federal Credit Union
Combined Employees Credit Union
Southern Chautauqua Federal Credit Union
Guernsey Community Federal Credit Union
Our Family Social Credit Union
Family Trust Federal Credit Union
Patelco Credit Union
Electrical Workers No 558 Federal Credit Union
Five Star Credit Union
Securityplus Federal Credit Union
Blue Mountain Credit Union
Franklin Somerset Federal Credit Union
Stark Federal Credit Union
United Trades Federal Credit Union
New York Times Employees Federal Credit Union
Rockland Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking