Minnco Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Minnco Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Minnco Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMinnco Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Minnco Credit Union? Share your experience about Minnco Credit Union by leaving a review below, or read customer reviews before you decide to use Minnco Credit Union. Overall, Minnco Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPLATINUM REWARDS VISA
14.740%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans Share Secured
5.990%
$0
48
Open End Line-of-Credit
11.990%
$0
Anything Loan
10.990%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Minnco Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Minnco Credit Union
Website: https://minnco.com
Full Time Employees: 106Part Time Employees: 9 President: Jerry Schleicher CEO: Doug Hallstrom Branch Locations: 8 ATM Locations: 8 Corporate Office Address:
2215 3rd Ave NE
Cambridge, MN 55008 Phone Number: 763-689-1071 Fax Number: FinancialsTotal Assets:
577,374,606
Total Amount of Shares and Deposits:
515,728,027
Total Shares and Deposits < 1 Year:
501,966,827
Total Shares and Deposits 1 3 Years:
11,012,430
Total Shares and Deposits > 3 Years:
2,748,770
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
42,443,482
Total Uninsured Shares and Deposits > $250K (F+J):
42,443,482
Total Insured Shares and Deposits > $250K (item 17 less item K):
473,284,545
Total Interest Expense (Sum of items 6 8):
5,494,399
Share Certificates:
3,886
Number of Accounts for Share Drafts:
27,298
IRA KEOGH Accounts:
1,516
Number of Accounts for Regular Shares:
44,416
All other shares:
491
Money Market Shares:
1,463
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
22,443,647
Total Liabilities:
531,418,967
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Minnco Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Minnco Credit Union
Frequently Asked Questions About Minnco Credit UnionIs a member application needed to join Minnco Credit Union?Yes, to access services at Minnco Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Minnco Credit Union provides a range of mortgage and home equity products. Is Minnco Credit Union a safe place to deposit money?Yes, Minnco Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Minnco Credit Union offer online and mobile banking?Most modern institutions like Minnco Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.00%, 6-month CD rates at 0.74% and 3-month CD rates at 0.10%. Savings rates are at 1.00% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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