What are the current interest rates at Bellwether Community Credit Union?

Current rates for Bellwether Community Credit Union include: 12-Month CD: 3.60%, 18-Month CD: 4.15%, 24-Month CD: 2.95%, 60-Month CD: 2.90%, Savings: 1.75%, MMA: 1.70%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Bellwether Community Credit Union

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Bellwether Community Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bellwether Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Bellwether Community Credit Union's top rates as of October 9, 2026 are 4.20% APY on its 18 Month CD - Loyalty Pays, 1.75% APY on savings, 1.70% APY on money market accounts, 6.12% on its 5/1 ARM CMT mortgage, and personal loans from 9.75% APR, according to rates verified by MonitorBankRates. Other Bellwether Community Credit Union CD rates include 18 Month IRA CD - Loyalty Pays at 4.20%, 18 Month CD at 4.15%, and 18 Month IRA CD at 4.15%. Other Bellwether Community Credit Union mortgage rates include Easy Start 5/5 ARM CMT at 7.25%, 10/1 ARM CMT at 6.50%, and 7/1 ARM CMT at 6.25%. MonitorBankRates evaluates the financial stability of Bellwether Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.11%. Rates last updated and verified on 10/09/2026.

Bellwether Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bellwether Community Credit Union? Share your experience about Bellwether Community Credit Union by leaving a review below, or read customer reviews before you decide to use Bellwether Community Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.11%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Bellwether Community Credit Union
Bellwether Community Credit Union

425 Hooksett Rd
Manchester, NH 03104

https://www.bccu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Bellwether Community Credit Union CD Rates

Product	Rate	APY	Term
18 Month Certificate - Loyalty Pays	4.12%	4.20%	18 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
18 Month IRA Certificate - Loyalty Pays	4.12%	4.20%	18 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
18 Month Certificate	4.07%	4.15%	18 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
18 Month IRA Certificate	4.07%	4.15%	18 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
9 Month Certificate	3.93%	4.00%	9 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
9 Month IRA Certificate	3.93%	4.00%	9 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
6 Month Certificate	3.74%	3.80%	6 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
6 Month IRA Certificate	3.74%	3.80%	6 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
12 Month Certificate - Loyalty Pays	3.59%	3.65%	12 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
12 Month IRA Certificate - Loyalty Pays	3.59%	3.65%	12 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
12 Month Certificate	3.54%	3.60%	12 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
12 Month IRA Certificate	3.54%	3.60%	12 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
24 Month Certificate - Loyalty Pays	2.96%	3.00%	24 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
24 Month IRA Certificate - Loyalty Pays	2.96%	3.00%	24 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
60 Month Certificate - Loyalty Pays	2.96%	3.00%	60 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
60 Month IRA Certificate - Loyalty Pays	2.96%	3.00%	60 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
24 Month Certificate	2.91%	2.95%	24 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.95% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
24 Month IRA Certificate	2.91%	2.95%	24 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.95% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
48 Month Certificate - Loyalty Pays	2.91%	2.95%	48 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
48 Month IRA Certificate - Loyalty Pays	2.91%	2.95%	48 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
60 Month Certificate	2.86%	2.90%	60 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
60 Month IRA Certificate	2.86%	2.90%	60 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
48 Month Certificate	2.81%	2.85%	48 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
48 Month IRA Certificate	2.81%	2.85%	48 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
36 Month Certificate - Loyalty Pays	2.76%	2.80%	36 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
36 Month IRA Certificate - Loyalty Pays	2.76%	2.80%	36 Month
Details Qualifications Required: active consumer checking account; active debit card; minimum of one debit card transaction in the current month; The Loyalty Pays Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. The membership of the eligible certificate must have an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month to qualify for the special rate premium that month. Qualification is determined monthly, prior to the calculation and payment of periodic dividends. Any month during which the eligible certificate does not meet the qualifications, the certificate dividend calculation and posted dividend at the end of the month will not include this special rate premium and will revert to the standard dividend rate. The Loyalty Pays Premium Certificate Rate program and special premium rates can be changed at any time. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
36 Month Certificate	2.71%	2.74%	36 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.74% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
36 Month IRA Certificate	2.71%	2.74%	36 Month
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.74% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Bellwether Community Credit Union Savings Rates

Product	Rate	APY
Begin Savings	1.74%	1.75%
Min Balance $0 Details Begin Savings has no minimum balance to earn dividends. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Emergency Savings	1.74%	1.75%
Min Deposit $5 Min Balance $0 Details Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Begin Savings	0.01%	0.01%
Min Balance $500 Details Balance: $500.01+; Published APY range: 0.01% - 1.75%; Published rate range: 0.01% - 1.74%. Begin Savings has no minimum balance to earn dividends. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Club Accounts	0.01%	0.01%
Min Deposit $5 Min Balance $100 Details Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Emergency Savings	0.01%	0.01%
Min Deposit $5 Min Balance $500 Details Balance: $500.01+; Published APY range: 0.01% - 1.75%; Published rate range: 0.01% - 1.74%. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
IRA Savings	0.01%	0.01%
Details Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Primary Share Savings	0.01%	0.01%
Min Deposit $5 Min Balance $100 Details Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Secondary Savings	0.01%	0.01%
Min Deposit $5 Min Balance $100 Details Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Bellwether Community Credit Union Money Market Rates

Product	Rate	APY
Premier Money Market	1.69%	1.70%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings. The dividend rate and annual percentage yield may change after the account is opened by the Credit Union's Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Premier Money Market	1.64%	1.65%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings. The dividend rate and annual percentage yield may change after the account is opened by the Credit Union's Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Money Market	0.79%	0.79%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.79% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Money Market	0.53%	0.53%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.53% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Money Market	0.36%	0.36%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99; Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.36% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Money Market	0.24%	0.24%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.24% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Premier Money Market	0.05%	0.05%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $99,999.99; You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings. The dividend rate and annual percentage yield may change after the account is opened by the Credit Union's Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Bellwether Community Credit Union Mortgage Rates

Product	Rate	Points	APR
Easy Start 5/5 ARM CMT	7.25%	-	6.685%
Details Easy Start 5/5 ARM CMT - Fixed rate for five years and adjusts to a 5-year ARM after that period. The interest rate and monthly payment may change every five years based on the 5-year U.S. Treasury, plus a margin of 2.50 percentage points. Caps are 2% initial, 2% annual, and 5% for the lifetime cap. Index: Five Year US Treasury Bill. As of 10/02/2026: 5.06 Margin: 2.50%, Your rate will be rounded up to the nearest eighth. This applies to the 5/5 and Easy Start products. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 6.69% ▼ 0.32 pts · high 7.25% / low 6.69% Oct 9, 20266.69%▼ from 7.25% Sep 29, 20267.25%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
10/1 ARM CMT	6.50%	-	6.977%
Details 10/1 ARM CMT - Fixed rate for ten years and adjusts to a 1-year ARM after that period. The interest rate and monthly payment may change annually based on the 1-year U.S. Treasury, plus a margin of 2.75 percentage points. Caps are 5% initial, 2% annual, and 5% for the lifetime cap. Index: One Year US Treasury Bill. As of 10/02/2026: 4.52 Margin: 2.75%, Your rate will be rounded up to the nearest eighth. This applies to the 5/1, Construction 5/1, 7/1 and 10/1 products. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.81% → 6.98% ▲ 0.17 pts · high 6.98% / low 6.81% Sep 29, 20266.98%▲ from 6.81% Sep 14, 20266.81%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
5/1 ARM CMT	6.125%	-	7.025%
Details 5/1 ARM CMT - Fixed rate for five years and adjusts to a 1-year ARM after that period. The interest rate and monthly payment may change annually based on the 1-year U.S. Treasury, plus a margin of 2.75 percentage points. Caps are 2% initial, 2% annual, and 6% for the lifetime cap. Index: One Year US Treasury Bill. As of 10/02/2026: 4.52 Margin: 2.75%, Your rate will be rounded up to the nearest eighth. This applies to the 5/1, Construction 5/1, 7/1 and 10/1 products. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.93% → 7.03% ▲ 0.10 pts · high 7.03% / low 6.93% Sep 29, 20267.03%▲ from 6.93% Sep 14, 20266.93%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
7/1 ARM CMT	6.25%	-	7.29%
Details 7/1 ARM CMT - Fixed rate for seven years and adjusts to a 1-year ARM after that period. The interest rate and monthly payment may change annually based on the 1-year U.S. Treasury, plus a margin of 2.75 percentage points. Caps are 5% initial, 2% annual, and 5% for the lifetime cap. Index: One Year US Treasury Bill. As of 10/02/2026: 4.52 Margin: 2.75%, Your rate will be rounded up to the nearest eighth. This applies to the 5/1, Construction 5/1, 7/1 and 10/1 products. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.16% → 7.29% ▲ 0.13 pts · high 7.29% / low 7.16% Sep 29, 20267.29%▲ from 7.16% Sep 14, 20267.16%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Seasonal Home 5/1 ARM CMT	6.625%	-	7.715%
Details Seasonal Home 5/1 ARM CMT - Fixed rate for five years and adjusts to a 1-year ARM after that period. The interest rate and monthly payment may change annually based on the 1-year U.S. Treasury, plus a margin of 3.50 percentage points. Caps are 2% initial, 2% annual, and 6% for the lifetime cap. Index: One Year US Treasury Bill. As of 10/02/2026: 4.52 Margin: 3.5%, Your rate will be rounded up to the nearest eighth. This applies to the Seasonal Home. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.61% → 7.72% ▲ 0.10 pts · high 7.72% / low 7.61% Sep 29, 20267.72%▲ from 7.61% Sep 14, 20267.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Construction 5/1 ARM	7.00%	-	7.75%
Details Construction 5/1 ARM - For 1-4 family owner-occupied residence, condo, and one-unit second homes. Index: One Year US Treasury Bill. As of 10/02/2026: 4.52 Margin: 2.75%, Your rate will be rounded up to the nearest eighth. This applies to the 5/1, Construction 5/1, 7/1 and 10/1 products. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.64% → 7.75% ▲ 0.11 pts · high 7.75% / low 7.64% Sep 29, 20267.75%▲ from 7.64% Sep 14, 20267.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Bellwether Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	5.84%	0-66 Months
Details Additional APR listed for this product: 6.34%, 7.59%. Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Auto Loan	-	-	6.39%	67-75 Months
Details Additional APR listed for this product: 6.49%, 8.39%. Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.39% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Auto Loan	-	-	6.99%	76-84 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Auto Loan	-	-	7.09%	76-90 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Auto Loan	-	-	8.64%	0-60 Months
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.64% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Bellwether Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan	-	7.24%	0-66 Months
Details Additional APR listed for this product: 8.14%, 9.34%. Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Boat Loan	-	7.84%	0-84 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
RV Loan	-	7.84%	0-72 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Sea Doos, Snowmobiles, ATVs & Farm Equipment Loan	-	7.84%	0-66 Months
Details Additional APR listed for this product: 8.84%, 9.84%. Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Motorcycle Loan	-	8.24%	67-75 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Boat Loan	-	8.34%	85-180 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.34% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
RV Loan	-	8.34%	73-120 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.34% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Sea Doos, Snowmobiles, ATVs & Farm Equipment Loan	-	8.34%	67-75 Months
Details Additional APR listed for this product: 9.34%. Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.34% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Boat Loan	-	8.59%	181-240 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
RV Loan	-	8.59%	121-180 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Motorcycle Loan	-	9.24%	66-75 Months
Details Est. monthly pmt: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Bellwether Community Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan 0-42 Month Term	9.75%	0-42 months
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Personal Loan 43-54 Month Term	10.25%	43-54 months
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Personal Loan 55-60 Month Term	10.75%	55-60 months
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Personal Line of Credit	11.99%	Open-End
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 11.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Bellwether Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Energy Loan 0-42 Month Term	-	-	9.25%	0-42 months
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Energy Loan 43-54 Month Term	-	-	9.75%	43-54 months
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Energy Loan 55-60 Month Term	-	-	10.25%	55-60 months
Details Est. monthly pmt:) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Home Improvement Loan	-	-	8.99%	0-42 Months
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Home Improvement Loan	-	-	9.29%	43-54 Months
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Home Improvement Loan	-	-	9.49%	55-66 Months
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%
Home Improvement Loan	-	-	9.99%	67-84 Months
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Bellwether Community Credit Union’s Texas Ratio stayed near 1.71% in Q3 2023 to 2.11% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$675M	2.11%	5.0	A+
March 31, 2026	$670M	1.45%	5.0	A+
December 31, 2025	$658M	2.14%	5.0	A+
September 30, 2025	$641M	1.56%	5.0	A+
June 30, 2025	$624M	2.36%	5.0	A+
March 31, 2025	$619M	0.67%	5.0	A+
December 31, 2024	$618M	1.90%	5.0	A+
September 30, 2024	$611M	1.58%	5.0	A+
June 30, 2024	$603M	1.05%	5.0	A+
March 31, 2024	$600M	0.94%	5.0	A+
December 31, 2023	$600M	1.77%	5.0	A+
September 30, 2023	$590M	1.71%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Bellwether Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Bellwether Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bellwether Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bellwether Community Credit Union

Website https://www.bccu.org

Address 425 Hooksett Rd, Manchester, NH 03104

Phone 603-645-8181

Fax 603-645-8195

President Gail Garceau

CEO Nathan Saller

Full-Time Employees 88

Part-Time Employees 12

Branch Locations 5

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.11%

Return on Assets (ROA)

0.1397%

Return on Equity (ROE)

1.4856%

Non-Performing Loans Ratio (NPL)

0.28%

Total Assets

674,743,160

Total Amount of Shares and Deposits

541,941,578

Total Shares and Deposits < 1 Year

532,366,056

Total Shares and Deposits 1 3 Years

7,492,655

Total Shares and Deposits > 3 Years

2,082,867

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

70,906,337

Total Uninsured Shares and Deposits > $250K (F+J)

70,906,337

Total Insured Shares and Deposits > $250K (item 17 less item K)

471,035,241

Total Interest Expense (Sum of items 6 8)

7,204,934

Share Certificates

4,433

Number of Accounts for Share Drafts

12,550

IRA KEOGH Accounts

1,453

Number of Accounts for Regular Shares

35,387

All other shares

1,582

Money Market Shares

2,180

Net Income (unless the amount is already included in Undivided Earnings)

942,329

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

44,687,558

Total Liabilities

618,526,709

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Bellwether Community Credit Union earned the Verified Healthy badge

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Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Bellwether Community Credit Union

How many branches does Bellwether Community Credit Union operate?

Bellwether Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bellwether Community Credit Union?

Yes, to access services at Bellwether Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bellwether Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bellwether Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bellwether Community Credit Union offer online and mobile banking?

Most modern institutions like Bellwether Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bccu.org.

Current Bellwether Community Credit Union Rates

12-Month CD3.60%
18-Month CD4.15%
24-Month CD2.95%
60-Month CD2.90%
Savings1.75%
MMA1.70%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Bellwether Community Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Bellwether Community Credit Union Texas Ratio

Bellwether Community Credit Union Health Trend

Bellwether Community Credit Union CD Rates

Bellwether Community Credit Union Savings Rates

Bellwether Community Credit Union Money Market Rates

Bellwether Community Credit Union Mortgage Rates

Bellwether Community Credit Union Auto Loan Rates

Bellwether Community Credit Union RV, Boat and Powersport Loan Rates

Bellwether Community Credit Union Personal Loan Rates

Bellwether Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Bellwether Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Bellwether Community Credit Union

How many branches does Bellwether Community Credit Union operate?

Is a member application needed to join Bellwether Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Bellwether Community Credit Union offer online and mobile banking?

Current Bellwether Community Credit Union Rates

Compare to Other Credit Unions