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Mississippi College Employees Federal Credit Union Rates and Review January 2026

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Mississippi College Employees Federal Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 3.45% and 3-month CD rates at 2.00%. Savings rates are at 0.03% and money market rates are at 0.92%. Mortgage rates on 30-year fixed loans are around 6.59%. Credit Card rates are at 12.50%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates which you can compare to Mississippi College Employees Federal Credit Union rates.

Compare Mississippi College Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mississippi College Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Mississippi College Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mississippi College Employees Federal Credit Union? Share your experience about Mississippi College Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mississippi College Employees Federal Credit Union.

Overall, Mississippi College Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Mississippi College Employees Federal Credit Union
Mississsipi College Employees FCU
200 Capitol St
Clinton, MS 39056 4026
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.75%
$1,000
60-Month CD
3.56%
$500
6-Month CD
3.50%
$500
12-Month CD
3.40%
$500
18-Month CD
3.40%
$500
36-Month CD
3.29%
$1,000
30-Month CD
3.12%
$1,000
60-Month CD
3.10%
$1,000
48-Month CD
3.05%
$500
12-Month CD
3.04%
$2,500
60-Month CD
3.03%
$10,000
60-Month CD
3.02%
$500
24-Month CD
3.01%
$1,000
12-Month CD
3.00%
$500
48-Month CD
3.00%
$100
12-Month CD (Jumbo)
3.00%
$100,000
48-Month CD
3.00%
$500
Relationship Savings (with Qualifications)
2.90%
$5,000
24-Month CD (IntraFi)
2.90%
$100,000
48-Month CD
2.86%
$1,000
12-Month CD
2.76%
$500
48-Month CD
2.60%
$1,000
48-Month CD
2.42%
$500
24-Month CD
2.27%
$1,000
Money Market
2.25%
$1,000
3-Month CD
2.02%
$2,500
24-Month CD
2.00%
$500
48-Month CD
1.85%
$1,000
24-Month CD
1.76%
$1,000
6-Month CD
1.50%
$50
18-Month CD
1.40%
$1,000
Savings
1.25%
$10
36-Month CD
1.00%
$500
60-Month CD
0.95%
$1,000
12-Month CD (Jumbo)
0.60%
$100,000
12-Month CD
0.60%
$1,000
12-Month CD
0.55%
$500
Keystone Money Market
0.50%
$10,000
48-Month CD
0.50%
$1,000
24-Month CD
0.45%
$500
Savings
0.25%
$1,000
36-Month CD
0.25%
$1,000
Star Checking
0.10%
$100
Money Market
0.07%
$1
Money Market
0.05%
$1,000
Money Market
0.05%
$0
Statement Savings
0.05%
$100
48-Month CD
0.05%
$1,000
24-Month CD
0.05%
$1,000
48-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.125%
5.284%
0.000
5.375%
6.097%
0.000
5.875%
5.975%
0.000
5.875%
6.099%
0.000
6.125%
6.199%
0.000
5.875%
6.170%
0.000
20-Year Fixed
5.500%
5.555%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.125%
5.304%
0.000
6.500%
6.595%
0.000
15-Year Fixed
6.150%
6.386%
0.000
15-Year Fixed
5.625%
5.743%
0.000
6.000%
6.126%
0.000
5.250%
5.382%
0.000
5.500%
5.786%
2.280
5.375%
5.911%
0.000
6.000%
6.107%
0.000
7/6 ARM
5.875%
5.947%
0.000
15-Year Fixed
5.125%
5.228%
0.000
30-Year Fixed
5.900%
6.072%
0.000
30-Year Fixed
5.500%
5.606%
0.750
15-Year Fixed
5.250%
5.513%
0.500
30-Year Fixed
6.250%
6.450%
0.000
5.500%
6.004%
0.750
5.625%
5.846%
0.000
4.750%
5.730%
0.000
6.000%
6.239%
0.000
6.125%
6.326%
0.000
5.000%
5.168%
0.000
5.125%
5.421%
0.000
5.750%
5.758%
0.000
5/6 ARM
5.375%
6.286%
0.947
6.250%
6.350%
0.000
5.875%
6.118%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.875%
6.012%
0.000
5.625%
5.673%
0.000
20-Year Fixed
5.875%
6.057%
0.000
15-Year Fixed
5.500%
5.601%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
7.000%
7.168%
0.000
5.250%
5.426%
0.500
6.125%
6.162%
0.000
5.625%
5.778%
0.000
5.125%
5.637%
0.250
20-Year Fixed
5.875%
5.961%
0.125
15-Year Fixed
5.625%
5.747%
0.250
30-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
6.000%
6.021%
0.000
4.750%
4.816%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Platinum with Rewards
8.900%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Business Select Credit Card Mastercard
18.000%
18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Academic VISA® Platinum
10.900%
14.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
18.000%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Rewards Student Classic
16.500%
Credit Limit - $500
16.240% - 27.240%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
VISA Credit Card
11.900%
No annual fee
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
16.490% - 17.990%
VISA Traditional
14.240% - 18.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Classic Card
12.900%
No annual fee
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.990%
$0
Access Line Of Credit
16.240%
$0
Consolidation Loans
13.060%
$0
1 - 36
Refinanced Signature Loans
18.000%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
8.500%
$0 - $6,000
42
Debt Consolidation
13.990%
$0
1 - 72
Personal/Signature Loans
11.150%
$0
60 - 60
13.700%
$2,500 - $5,000
36 - 36
11.500%
$0
48 - 48
9.490%
$0
48 - 48
11.990%
$0
12.990%
$0 - $2,000
24 - 24
10.990%
$500
36
12.500%
$0
60 - 60
15.000%
$500 - $1,500
6 - 12
Debt Consolidation Loan
9.000%
$0
108
9.200% - 17.950%
$0 - $500
48 - 48
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
11.500%
$0
Personal/Signature
10.990%
$0
24 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Line of Credit Variable
13.150%
$0
10.700%
$0 - $10,000
60 - 60
A+ Personal Loan
8.990%
$0
84
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Mississippi College Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Mississippi College Employees Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 2
President: John Travis
CEO: Angela Poole
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
200 Capitol St
Clinton, MS 39056 4026
Phone Number: 601-925-3895
Fax Number: 601-923-3864

Financials

Total Assets:
2,059,991
Total Amount of Shares and Deposits:
1,520,267
Total Shares and Deposits < 1 Year:
1,520,267
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,520,267
Total Interest Expense (Sum of items 6 8):
36,257
Number of Accounts for Regular Shares:
193
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
154,026
Total Liabilities:
1,535,084
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Mississippi College Employees Federal Credit Union

Is a member application needed to join Mississippi College Employees Federal Credit Union?

Yes, to access services at Mississippi College Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Mississippi College Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Mississippi College Employees Federal Credit Union a safe place to deposit money?

Yes, Mississippi College Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Mississippi College Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Mississippi College Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Mississippi College Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions