What are the current interest rates at Power Co-Op Employees Credit Union?

Current rates for Power Co-Op Employees Credit Union include: Savings: 0.75%

☰

Home›
Credit Unions›
Power Co-Op Employees Credit Union

iAdvertiser Disclosure

Power Co-Op Employees Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Power Co-Op Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Power Co-Op Employees Credit Union's savings rates are at 0.75%. MonitorBankRates evaluates the financial stability of Power Co-Op Employees Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.87%. Rates were last updated on 04/19/2026.

Power Co-Op Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Power Co-Op Employees Credit Union? Share your experience about Power Co-Op Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Power Co-Op Employees Credit Union.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

4.8

Excellent Out of 5.0 Stars

Texas Ratio

17.87%

Good Higher than avg

Power Co-Op Employees Credit Union
Power Co op Employees CU

1208 13th St N
Humboldt, IA 50548

https://www.powercoopcu.com

Power Co-Op Employees Credit Union Savings Rates

Product	Rate	APY	View More
Savings	0.75%	0.75%
Min Deposit $5 Min Balance $5 Details Rates may vary after the account is opened. Last Updated 04/19/2026 Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.87%

Power Co-Op Employees Credit Union Checking Rates

Product	Rate	APY	View More
Checking	0.25%	0.25%
Min Deposit $25 Min Balance $1,000 Details Rates may vary after the account is opened Last Updated 04/19/2026 Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.87%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Power Co-Op Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Power Co-Op Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Power Co-Op Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Power Co-Op Employees Credit Union

Website https://www.powercoopcu.com

Address 1208 13th St N, Humboldt, IA 50548

Phone 515-332-4096

Fax 515-332-2832

President Sandra Wurn

CEO Andrea Harms

Full-Time Employees 7

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.8 / 5.0 ★

Overall Health & Safety Grade

B+ (89/100)

Texas Ratio

17.87%

Return on Assets (ROA)

0.9402%

Return on Equity (ROE)

6.4765%

Non-Performing Loans Ratio (NPL)

3.70%

Total Assets

75,901,951

Total Amount of Shares and Deposits

64,525,613

Total Shares and Deposits < 1 Year

64,525,613

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,889,135

Total Uninsured Shares and Deposits > $250K (F+J)

2,889,135

Total Insured Shares and Deposits > $250K (item 17 less item K)

61,636,478

Total Interest Expense (Sum of items 6 8)

1,179,723

Share Certificates

717

Number of Accounts for Share Drafts

961

Number of Accounts for Regular Shares

3,251

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

512,117

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,448,741

Total Liabilities

64,882,586

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Power Co-Op Employees Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Power Co-Op Employees Credit Union

Frequently Asked Questions About Power Co-Op Employees Credit Union

Is Power Co-Op Employees Credit Union a safe place to deposit money?

Yes, Power Co-Op Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 17.871320171353%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Power Co-Op Employees Credit Union operate?

Power Co-Op Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Power Co-Op Employees Credit Union?

Yes, to access services at Power Co-Op Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Power Co-Op Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Power Co-Op Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Power Co-Op Employees Credit Union offer online and mobile banking?

Most modern institutions like Power Co-Op Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.powercoopcu.com.