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iAdvertiser Disclosure
Advertiser Disclosure
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 Fremont Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Fremont Federal Credit Union's 84 Month Regular/IRA CD rates are at 3.92%, 60 Month Regular/IRA CD rates are at 3.87%, 30 Month Regular/IRA CD rates are at 3.82%, 36 Month Freedom Regular/IRA CD rates are at 3.82%, 36 Month Regular/IRA CD rates are at 3.82%. Fremont Federal Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of Fremont Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.63%. Rates were last updated on 04/11/2026. Fremont Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fremont Federal Credit Union? Share your experience about Fremont Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fremont Federal Credit Union. Fremont Federal Credit Union
Main Office 315 Croghan St
https://www.fremontfcu.com Fremont, OH 43420 3013 
Fremont Federal Credit Union CD Rates
Fremont Federal Credit Union Savings Rates
Fremont Federal Credit Union Money Market Rates
Fremont Federal Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Fremont Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fremont Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fremont Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Fremont Federal Credit Union
Website
https://www.fremontfcu.com
Address
315 Croghan St,
Fremont, OH 43420 3013
Phone
419-334-4434
Fax
President
Richard Egbert
CEO
Nicholas Cray
Full-Time Employees
84
Part-Time Employees
9
Branch Locations
8
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.63%
Return on Assets (ROA)
0.7534%
Return on Equity (ROE)
5.7664%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
361,366,052
Total Amount of Shares and Deposits
310,020,138
Total Shares and Deposits < 1 Year
274,562,429
Total Shares and Deposits 1 3 Years
30,822,610
Total Shares and Deposits > 3 Years
4,635,098
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,128,466
Total Uninsured Shares and Deposits > $250K (F+J)
20,128,466
Total Insured Shares and Deposits > $250K (item 17 less item K)
289,891,672
Total Interest Expense (Sum of items 6 8)
4,141,812
Share Certificates
2,646
Number of Accounts for Share Drafts
12,482
IRA KEOGH Accounts
1,012
Number of Accounts for Regular Shares
26,406
All other shares
861
Non Member Deposits
2
Money Market Shares
817
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,516,267
Total Liabilities
314,469,180
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Fremont Federal Credit UnionIs Fremont Federal Credit Union a safe place to deposit money?Yes, Fremont Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6295379709219%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Fremont Federal Credit Union operate?Fremont Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Fremont Federal Credit Union?Yes, to access services at Fremont Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Fremont Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fremont Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Fremont Federal Credit Union offer online and mobile banking?Most modern institutions like Fremont Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fremontfcu.com. Current Fremont Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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