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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MPD Community Credit Union Rates & Review September 2026MPD Community Credit Union's Child Super Saver (12 month) rates are at 3.39%, CD Dividends 6 Month rates are at 3.34%, CD Dividends 9 Month rates are at 3.34%, CD Dividends 12 Month rates are at 3.29%, CD Dividends 18 Month rates are at 3.19%. MPD Community Credit Union's savings rates are at 0.05%. MPD Community Credit Union's money market rates are at 1.00%. MPD Community Credit Union's Personal Loan Rates are as low as 7.50%. MPD Community Credit Union's Credit Card Rates are at 6.90%. MonitorBankRates evaluates the financial stability of MPD Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.95%. Rates last updated and verified on 09/22/2026. MPD Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MPD Community Credit Union? Share your experience about MPD Community Credit Union by leaving a review below, or read customer reviews before you decide to use MPD Community Credit Union.
MPD Community Credit Union CD Rates
MPD Community Credit Union Savings Rates
MPD Community Credit Union Money Market Rates
MPD Community Credit Union Checking Rates
MPD Community Credit Union Auto Loan Rates
MPD Community Credit Union RV, Boat and Powersport Loan Rates
MPD Community Credit Union Credit Card Rates
MPD Community Credit Union Personal Loan Rates
MPD Community Credit Union Other Rates
Financial Health HistoryMPD Community Credit Union’s Texas Ratio rose from 0.41% in Q2 2023 to 2.95% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MPD Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MPD Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MPD Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MPD Community Credit Union
Website
https://www.mpdcu.org
Address
2711 Old Lebanon Pike,
Nashville, TN 37214
Phone
615-782-7220
Fax
615-782-7209
President
Keith Sutherland
CEO
Stephanie Mason
Full-Time Employees
10
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.95%
Return on Assets (ROA)
0.2824%
Return on Equity (ROE)
2.4928%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
40,286,810
Total Amount of Shares and Deposits
35,566,038
Total Shares and Deposits < 1 Year
35,334,034
Total Shares and Deposits 1 3 Years
154,304
Total Shares and Deposits > 3 Years
77,700
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,532,856
Total Uninsured Shares and Deposits > $250K (F+J)
1,532,856
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,033,182
Total Interest Expense (Sum of items 6 8)
74,890
Share Certificates
137
Number of Accounts for Share Drafts
1,717
IRA KEOGH Accounts
60
Number of Accounts for Regular Shares
3,211
Money Market Shares
110
Net Income (unless the amount is already included in Undivided Earnings)
113,756
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,069,485
Total Liabilities
35,723,349
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About MPD Community Credit UnionHow many branches does MPD Community Credit Union operate?MPD Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MPD Community Credit Union?Yes, to access services at MPD Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MPD Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MPD Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does MPD Community Credit Union offer online and mobile banking?Most modern institutions like MPD Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mpdcu.org. Current MPD Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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