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Space Age Credit Union Rates & Review April 2026

Space Age Credit Union's money market rates are at 1.36%. Space Age Credit Union's Personal Loan Rates are at 5.70%. MonitorBankRates evaluates the financial stability of Space Age Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.16%. Rates were last updated on 04/13/2026.

Space Age Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Space Age Credit Union? Share your experience about Space Age Credit Union by leaving a review below, or read customer reviews before you decide to use Space Age Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.16%
Excellent Higher than avg
Space Age Credit Union
SACU Corporate
3033 S Parker Rd Ste 800
Aurora, CO 80014
https://www.spaceagefcu.org/
Member NCUA

Space Age Credit Union Money Market Rates

Product Rate APY View More
Mega Money Market - 1.92%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Jumbo Money Market - 1.81%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Premier Money Market - 1.36%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%

Space Age Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.75%
Details As Low As
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Home Equity Line of Credit - - 6.75%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%

Space Age Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.70%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Auto Loans - - 5.70%
Details As Low As
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%

Space Age Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 6.75%
Details As Low As
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Visa Credit Cards - 6.75%
Details As Low As
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Visa Platinum - 6.75%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Visa Gold - 10.00%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%
Visa Classic - 14.90%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.16%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Space Age Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Space Age Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Space Age Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Space Age Credit Union
Address 3033 S Parker Rd Ste 800, Aurora, CO 80014
Phone 303-369-7666
Fax 303-369-0876
President LC Williams
CEO John Uchida
Full-Time Employees 30
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.16%
Return on Assets (ROA)
0.0552%
Return on Equity (ROE)
0.6729%
Non-Performing Loans Ratio (NPL)
1.50%
Total Assets
163,713,191
Total Amount of Shares and Deposits
149,393,658
Total Shares and Deposits < 1 Year
147,375,929
Total Shares and Deposits 1 3 Years
1,998,430
Total Shares and Deposits > 3 Years
19,300
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,021,060
Total Uninsured Shares and Deposits > $250K (F+J)
11,021,060
Total Insured Shares and Deposits > $250K (item 17 less item K)
138,372,598
Total Interest Expense (Sum of items 6 8)
1,363,525
Share Certificates
1,158
Number of Accounts for Share Drafts
4,793
IRA KEOGH Accounts
370
Number of Accounts for Regular Shares
15,800
All other shares
6
Money Market Shares
677
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,004,370
Total Liabilities
150,515,281
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Space Age Credit Union

Is Space Age Credit Union a safe place to deposit money?

Yes, Space Age Credit Union is considered a safe financial institution. With a Texas Ratio of 12.157635570748%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Space Age Credit Union operate?

Space Age Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Space Age Credit Union?

Yes, to access services at Space Age Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Space Age Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Space Age Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Space Age Credit Union offer online and mobile banking?

Most modern institutions like Space Age Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.spaceagefcu.org/.

Current Space Age Credit Union Rates

  • MMA1.36%
Retrieved from our database of financial products. Rates subject to change.