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Professional Police Officers Credit Union Rates & Review October 2026

Professional Police Officers Credit Union's top rates as of October 10, 2026 are 4.45% APY on its 11 Month CDS - ONE YEAR CD, 7.50% on its Farm Equipment, Tractors mortgage, and personal loans from 12.00% APR, according to rates verified by MonitorBankRates. Other Professional Police Officers Credit Union CD rates include 2 Year CDS - TWO YEAR at 3.05%, 1 Year CDS - ONE YEAR at 2.28%, and 1 Year CDS - ONE YEAR at 0.51%. MonitorBankRates evaluates the financial stability of Professional Police Officers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/10/2026.

Professional Police Officers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Professional Police Officers Credit Union? Share your experience about Professional Police Officers Credit Union by leaving a review below, or read customer reviews before you decide to use Professional Police Officers Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Professional Police Officers Credit Union
Professional Police Officers CU
1502 E Washington St
Indianapolis, IN 46201-3849
https://www.ppocu.org
Privately insuredNot NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Professional Police Officers Credit Union CD Rates

Product Rate APY Term View More
11 Month SHARE CERTIFICATES - ONE YEAR 4.35% 4.45% 11 months
Min Deposit $10,000
Details Early withdrawal penalty may apply
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.45% APY · checked 2 times
3.95%4.45%4.95%Sep 14, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
2 Year SHARE CERTIFICATES - TWO YEAR 3.00% 3.05% 2 Year
Min Deposit $10,000
Details Early withdrawal penalty may apply
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Year SHARE CERTIFICATES - ONE YEAR 2.25% 2.28% 1 Year
Min Deposit $10,000
Details Early withdrawal penalty may apply
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 2 times
1.78%2.28%2.78%Sep 14, 2026: 2.28% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Year SHARE CERTIFICATES - ONE YEAR 0.50% 0.51% 1 Year
Min Deposit $5,000
Details Early withdrawal penalty may apply
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.51% APY · checked 2 times
0.01%0.51%1.01%Sep 14, 2026: 0.51% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Year SHARE CERTIFICATES - ONE YEAR 0.30% 0.30% 1 Year
Min Deposit $2,500
Details Early withdrawal penalty may apply
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Professional Police Officers Credit Union Savings Rates

Product Rate APY View More
CHRISTMAS CLUB 0.15% 0.15%
Details As determined by the Board of Directors rates may change after account is opened. Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Professional Police Officers Credit Union Mortgage Rates

Product Rate Points APR Term View More
Farm Equipment, Tractors - - 7.50%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 5 times
7.00%7.50%8.00%Sep 18, 2026: 7.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Professional Police Officers Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.25%
Details Closing costs associated with the traditional HELOC loans for properties in the Indianapolis Metropolitan area will be covered by the credit union. Closings costs for loans in other areas will be covered by the credit union up to the usual and customary amount for Indianapolis. Closing costs in other locales in excess those usual and customary fees for Indianapolis may be the responsibility of the borrower. In addition, closing costs for HELOC loans applied for and not funded may be the responsibility of the borrower. Note: Any loans closed prior to one year from opening may incur repayment of all closing costs. These fees generally range between $50.00 and $500.00. Property insurance is required to open the plan. Variable rate set by Wall Street Journal Prime Rate with a maximum APR of 21% over life of loan.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 7 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Professional Police Officers Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Autos - - 5.25%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Autos - - 5.75%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Classic and Antique Cars Loan - - 7.50%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Professional Police Officers Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles/ATV's/4-Wheelers Loan - 6.00%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 6 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Motorcycles/ATV's/4-Wheelers Loan - 6.25%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 6 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Boat loans - 7.00%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 6 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Mobile Homes, New Trailers, New RVs Loan - 7.50%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Boat loans - 7.50%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Mobile Homes, Used Trailers, Used RVs Loan - 7.75%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 6 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Professional Police Officers Credit Union Personal Loan Rates

Product APR Term View More
Personal loan 12.00%
Details As Low As; Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 6 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Professional Police Officers Credit Union Other Rates

Product Rate Points APY/APR Term View More
Co-maker loan - - 12.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 6 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ONE YEAR 0.30% - 0.30% 12 months
Min Deposit $2,500
Details Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.30% APY
0.00%0.40%0.80%Oct 10, 2026: 0.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ONE YEAR 0.50% - 0.51% 12 months
Min Deposit $5,000
Details Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.51% APY
0.01%0.51%1.01%Oct 10, 2026: 0.51% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ONE YEAR 2.25% - 2.28% 12 months
Min Deposit $10,000
Details Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.28% APY
1.78%2.28%2.78%Oct 10, 2026: 2.28% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ONE YEAR 4.35% - 4.45% 11 months
Min Deposit $10,000
Details Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.45% APY
3.95%4.45%4.95%Oct 10, 2026: 4.45% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SHARE 0.15% - 0.15%
Min Balance $0
Details Balance: $999.99 or less; As determined by the Board of Directors rates may change after account is opened. Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SHARE 0.20% - 0.20%
Min Balance $1,000
Details Balance: $1,000.00 - $4,999.99; As determined by the Board of Directors rates may change after account is opened. Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SHARE 0.25% - 0.25%
Min Balance $5,000
Details Balance: $5,000.00 - $9,999.99; As determined by the Board of Directors rates may change after account is opened. Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SHARE 0.40% - 0.40%
Min Balance $10,000
Details Balance: $10,000.00 or greater; As determined by the Board of Directors rates may change after account is opened. Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
TWO YEAR 3.00% - 3.05% 24 months
Min Deposit $10,000
Details Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.05% APY
2.55%3.05%3.55%Oct 10, 2026: 3.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Financial Health History

Professional Police Officers Credit Union’s Texas Ratio stayed near 0.01% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.4% 2.0★ 0.7% 3.0★ 1.1% 4.0★ 1.5% 5.0★ Healthy zone – entire history below the 15% limit 0.01% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$59M0.00%5.0A+
March 31, 2026$58M0.00%5.0A+
December 31, 2025$56M0.00%5.0A+
September 30, 2025$56M0.76%5.0A+
June 30, 2025$56M0.00%5.0A+
March 31, 2025$54M1.11%5.0A+
December 31, 2024$52M0.53%5.0A+
September 30, 2024$51M0.73%5.0A+
June 30, 2024$51M0.74%5.0A+
March 31, 2024$51M0.00%5.0A+
December 31, 2023$50M0.00%5.0A+
September 30, 2023$50M0.01%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Professional Police Officers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Professional Police Officers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Professional Police Officers Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Professional Police Officers Credit Union
Address 1502 E Washington St, Indianapolis, IN 46201-3849
Phone 317-327-2600
Fax 317-327-2610
President Leo Blackwell
CEO Danny Overley
Full-Time Employees 5
Part-Time Employees 4
Branch Locations 1
ATM Locations 1
NCUA Insured No, not federally insured
Private Share Insurance Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.5239%
Return on Equity (ROE)
3.5438%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
58,738,905
Total Amount of Shares and Deposits
49,786,408
Total Shares and Deposits < 1 Year
49,654,186
Total Shares and Deposits 1 3 Years
132,222
Total Interest Expense (Sum of items 6 8)
342,670
Share Certificates
338
Number of Accounts for Share Drafts
1,135
Number of Accounts for Regular Shares
3,607
Net Income (unless the amount is already included in Undivided Earnings)
307,759
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,448,989
Total Liabilities
50,054,551
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Professional Police Officers Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/professional-police-officers-credit-union-rates-review-82769">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Professional Police Officers Credit Union

How many branches does Professional Police Officers Credit Union operate?

Professional Police Officers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Professional Police Officers Credit Union?

Yes, to access services at Professional Police Officers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Professional Police Officers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Professional Police Officers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Professional Police Officers Credit Union offer online and mobile banking?

Most modern institutions like Professional Police Officers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ppocu.org.

Current Professional Police Officers Credit Union Rates

  • 12-Month CD0.30%
  • 24-Month CD3.05%
Retrieved from our database of financial products. Rates subject to change.