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 New York University Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
New York University Federal Credit Union's 1 Year IRA CD rates are at 4.06%, 2 Year IRA CD rates are at 3.80%, 24 Month High-Yield CD rates are at 3.80%, 6 Month High-Yield CD rates are at 3.80%, 3 Year IRA CD rates are at 3.70%. New York University Federal Credit Union's savings rates are at 0.25%. New York University Federal Credit Union's money market rates are at 0.25%. New York University Federal Credit Union's Personal Loan Rates are as low as 7.50%. New York University Federal Credit Union's Credit Card Rates are at 5.90%. MonitorBankRates evaluates the financial stability of New York University Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.86%. Rates last updated and verified on 09/21/2026. New York University Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New York University Federal Credit Union? Share your experience about New York University Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New York University Federal Credit Union. New York University Federal Credit Union
Credit Union 726 Broadway Ste 110
https://www.nyufcu.com New York, NY 10003-9616 
New York University Federal Credit Union CD Rates
New York University Federal Credit Union Savings Rates
New York University Federal Credit Union Money Market Rates
New York University Federal Credit Union Checking Rates
New York University Federal Credit Union Home Equity & HELOC
New York University Federal Credit Union Auto Loan Rates
New York University Federal Credit Union Credit Card Rates
New York University Federal Credit Union Personal Loan Rates
New York University Federal Credit Union Other Rates
Financial Health HistoryNew York University Federal Credit Union’s Texas Ratio rose from 2.50% in Q2 2023 to 3.86% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for New York University Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New York University Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with New York University Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
New York University Federal Credit Union
Website
https://www.nyufcu.com
Address
726 Broadway Ste 110,
New York, NY 10003-9616
Phone
212-995-3171
Fax
212-995-4582
President
Richard Vogel
CEO
Mira Ness
Full-Time Employees
14
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.86%
Return on Assets (ROA)
0.2160%
Return on Equity (ROE)
1.1517%
Non-Performing Loans Ratio (NPL)
1.14%
Total Assets
75,889,271
Total Amount of Shares and Deposits
61,115,195
Total Shares and Deposits < 1 Year
56,969,169
Total Shares and Deposits 1 3 Years
4,144,797
Total Shares and Deposits > 3 Years
1,227
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,212,078
Total Uninsured Shares and Deposits > $250K (F+J)
1,212,078
Total Insured Shares and Deposits > $250K (item 17 less item K)
59,903,117
Total Interest Expense (Sum of items 6 8)
168,725
Share Certificates
494
Number of Accounts for Share Drafts
3,903
IRA KEOGH Accounts
90
Number of Accounts for Regular Shares
9,420
Non Member Deposits
9
Money Market Shares
134
Net Income (unless the amount is already included in Undivided Earnings)
163,936
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,278,449
Total Liabilities
61,663,132
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About New York University Federal Credit UnionHow many branches does New York University Federal Credit Union operate?New York University Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join New York University Federal Credit Union?Yes, to access services at New York University Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, New York University Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, New York University Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does New York University Federal Credit Union offer online and mobile banking?Most modern institutions like New York University Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nyufcu.com. Current New York University Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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