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Northeast Community Credit Union Rates and Review January 2026

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Northeast Community Credit Union12-month CD rates can be found at 1.50%, 6-month CD rates at 2.93% and 3-month CD rates at 0.90%. Savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.02%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Northeast Community Credit Union rates.

Compare Northeast Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Northeast Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Northeast Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Northeast Community Credit Union? Share your experience about Northeast Community Credit Union by leaving a review below, or read customer reviews before you decide to use Northeast Community Credit Union.

Overall, Northeast Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Northeast Community Credit Union
Main Office
980 Jason Witten Way
Elizabethton, TN 37643
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.82%
$1,000
36-Month CD
3.80%
$500
7-Month CD
3.76%
$2,000
60-Month CD
3.75%
$500
24-Month CD
3.55%
$2,000
12-Month CD
3.50%
$500
60-Month CD
3.50%
$1,000
18-Month CD
3.47%
$1,000
24-Month CD
3.44%
$500
24-Month CD
3.38%
$500
60-Month CD
3.30%
$1,000
24-Month CD
3.25%
$1,000
24-Month CD
3.22%
$500
48-Month CD
3.14%
$500
36-Month CD
3.03%
$10,000
60-Month CD
3.00%
$500
48-Month CD
3.00%
$500
18-Month CD
2.80%
$100
24-Month CD
2.78%
$1,000
36-Month CD
2.50%
$500
60-Month CD
2.43%
$1,000
60-Month CD
2.22%
$500
High Interest Checking
2.00%
$100
48-Month CD
1.80%
$500
36-Month CD
1.75%
$500
60-Month CD
1.56%
$500
Savings
1.50%
$0
60-Month CD
1.50%
$1,000
18-Month CD
1.50%
$1,000
60-Month CD
1.41%
$1,000
18-Month CD
1.25%
$50
Money Market
1.25%
$100,000
60-Month CD
1.10%
$500
Money Market
0.90%
$10,000
18-Month CD
0.86%
$1,000
36-Month CD
0.70%
$500
36-Month CD
0.60%
$1,000
Money Market
0.40%
$2,500
36-Month CD
0.35%
$1,000
48-Month CD
0.25%
$1,000
Everyday Money Market
0.15%
$1,000
Passbook Savings
0.10%
$100
Money Market
0.10%
$0
Money Market
0.10%
$2,500
Premier Plus Checking
0.05%
$500
Money Market
0.05%
$0
Money Market
0.05%
$2,500
Easy Interest Checking
0.02%
$0
Checking
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.000%
5.080%
0.000
5.375%
5.804%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.625%
6.072%
0.000
15 Year Fixed
5.375%
5.588%
0.000
6.500%
6.595%
0.000
5.500%
5.574%
0.000
5.500%
5.556%
0.000
15-Year Fixed
5.500%
5.650%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
20-Year Fixed
5.875%
6.057%
0.000
5.990%
5.199%
0.000
15-Year Fixed
5.625%
5.750%
0.000
15-Year Fixed
4.625%
4.990%
2.000
20-Year Fixed
5.875%
5.961%
0.125
15-Year Fixed
5.125%
5.228%
0.000
4.875%
5.010%
0.000
5.875%
6.029%
0.000
30-Year Fixed
6.125%
6.219%
0.000
15-Year Fixed
5.500%
5.552%
0.000
10-Year Fixed
6.250%
6.250%
0.000
6.375%
6.662%
0.000
5.500%
5.581%
0.000
20-Year Fixed
5.625%
5.836%
0.500
30 Year Fixed
5.625%
5.704%
0.250
4.875%
5.010%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
7.000%
7.168%
0.000
10-Year Fixed
4.625%
5.148%
2.000
6.000%
6.141%
0.000
5.625%
6.117%
0.000
6.375%
6.556%
0.000
5.500%
5.621%
0.000
6.000%
6.226%
0.000
5.750%
5.827%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
15-Year Fixed
5.625%
5.695%
0.000
15-Year Fixed
5.125%
5.389%
1.000
15-Year Fixed
6.000%
6.021%
0.000
6.000%
6.067%
0.000
5.250%
5.370%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.875%
6.010%
0.000
5.125%
5.637%
0.250
5/6 ARM
5.375%
6.286%
0.947
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.750%
6.093%
0.000
5.750%
5.849%
0.000
6.000%
6.160%
0.000
30 Year Fixed
5.875%
5.916%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
8.900% - 13.900%
Based upon credit worthiness.
Visa Crimson Card
13.240%
14.240%
VISA® Classic
12.960%
10.150%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Rewards Student Classic
16.500%
Credit Limit - $500
Max Rewards Visa Credit Card
15.250%
VISA® Gold
11.960%
Visa Platinum Rewards
14.900%
18.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Business Select Credit Card Mastercard
18.000%
Platinum Visa
15.350%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Acadia Visa Credit Card
10.900%
No annual fee
Visa Platinum Preferred
14.240% - 17.990%
VISA Platinum without Rewards
7.900%
8.990% - 17.990%
Maximum limit of $30,000
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.990%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
8.950%
$0
1 - 60
10.650%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
9.200% - 17.950%
$0 - $500
48 - 48
7.750% - 16.750%
$0
1 - 36
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
12.250% - 17.000%
$0 - $20,000
7.990%
$0 - $30,000
10.000%
$0
12 - 12
14.990%
$0
25 - 36
11.240%
$0 - $10,000
60 - 60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
13.490%
$0 - $5,000
48 - 48
Personal Loans Share Secured
5.990%
$0
48
14.700%
$8,000
60 - 60
10.990%
$500
36
9.990% - 16.240%
$0
61 - 66
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Personal Line of Credit
16.240%
$0
60
Refinanced Signature Loans
18.000%
$0
12.990%
$0 - $2,000
24 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Northeast Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Northeast Community Credit Union
Full Time Employees: 42
Part Time Employees: 4
President: Kathy Campbell
CEO: David LeVeau
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
980 Jason Witten Way
Elizabethton, TN 37643
Phone Number: 423-547-3820
Fax Number: 423-547-3825

Financials

Total Assets:
184,441,986
Total Amount of Shares and Deposits:
154,749,706
Total Shares and Deposits < 1 Year:
148,802,453
Total Shares and Deposits 1 3 Years:
5,947,253
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,331,907
Total Uninsured Shares and Deposits > $250K (F+J):
9,331,907
Total Insured Shares and Deposits > $250K (item 17 less item K):
145,417,799
Total Interest Expense (Sum of items 6 8):
1,562,881
Share Certificates:
621
Number of Accounts for Share Drafts:
10,239
IRA KEOGH Accounts:
349
Number of Accounts for Regular Shares:
12,394
All other shares:
1,613
Money Market Shares:
69
Net Income (unless the amount is already included in Undivided Earnings):
1,768,988
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
29,514,092
Total Liabilities:
154,338,922
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Northeast Community Credit Union

Is a member application needed to join Northeast Community Credit Union?

Yes, to access services at Northeast Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Northeast Community Credit Union provides a range of mortgage and home equity products.

Is Northeast Community Credit Union a safe place to deposit money?

Yes, Northeast Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Northeast Community Credit Union offer online and mobile banking?

Most modern institutions like Northeast Community Credit Union provide digital access including online balance checks and transfers.

Current Northeast Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions