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Northeast Credit Union Rates and Review January 2026

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Northeast Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 3.44% and 3-month CD rates at 2.75%. Savings rates are at 0.10% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 5.54%. Credit Card rates are at 8.75%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates which you can compare to Northeast Credit Union rates.

Compare Northeast Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Northeast Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Northeast Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Northeast Credit Union? Share your experience about Northeast Credit Union by leaving a review below, or read customer reviews before you decide to use Northeast Credit Union.

Overall, Northeast Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Northeast Credit Union
Portsmouth Main Office
100 Borthwick Ave
Portsmouth, NH 03801
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Consumer Money Market
4.07%
$100
6-Month CD
3.79%
$2,500
12-Month CD
3.76%
$2,500
9-Month CD
3.60%
$1,000
12-Month CD
3.40%
$1,000
48-Month CD
3.30%
$500
24-Month CD
3.25%
$1,000
36-Month CD
3.25%
$1,000
60-Month CD
3.20%
$1,000
36-Month CD
3.09%
$1,000
18-Month CD
3.00%
$2,500
36-Month CD
2.88%
$1,000
12-Month CD
2.78%
$250
18-Month CD
2.77%
$1,000
60-Month CD
2.60%
$1,000
24-Month CD
2.50%
$1,000
36-Month CD
2.28%
$1,000
36-Month CD
2.02%
$1,000
36-Month CD
2.00%
$2,500
Money Market
1.76%
$2,500
36-Month CD
1.46%
$1,000
48-Month CD
1.45%
$500
60-Month CD
1.30%
$1,000
6-Month CD
1.26%
$500
24-Month CD
1.25%
$500
12-Month CD
1.25%
$500
24-Month CD
1.21%
$1,000
Money Market
1.00%
$20,000
12-Month CD
0.75%
$25,000
36-Month CD
0.75%
$500
6-Month CD
0.75%
$500
Forward Money Market
0.75%
$5,000
T Money Market
0.75%
$2,500
Money Market
0.50%
$2,500
24-Month CD
0.50%
$500
Passbook Savings
0.50%
$1
6-Month CD
0.50%
$500
12-Month CD
0.45%
$500
6-Month CD
0.45%
$2,000
Premium Savings
0.35%
$2,500
Money Market
0.25%
$2,500
12-Month CD
0.25%
$2,000
Passbook Savings
0.20%
$100
Regular Savings
0.15%
$200
24-Month CD
0.15%
$1,000
Money Market
0.10%
$2,500
Statement Savings
0.10%
$250
48-Month CD
0.05%
$1,000
Plus Money Market
0.03%
$2,500
Checking
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.125%
6.282%
1.000
5.750%
6.093%
0.000
5.125%
5.547%
0.000
5.375%
5.375%
0.125
10 Year Fixed
5.750%
5.883%
0.000
15-Year Fixed
5.125%
5.193%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
6.000%
5.892%
0.000
4.750%
5.855%
0.000
4.625%
4.690%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
6.000%
6.239%
0.000
5.125%
5.389%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.500%
5.500%
0.000
5.625%
5.775%
0.125
5.875%
6.055%
0.000
30-Year Fixed
5.875%
5.965%
0.000
10 Year Fixed
5.500%
5.938%
0.000
6.000%
6.090%
0.000
30-Year Fixed
6.125%
6.167%
0.000
30-Year Fixed
7.250%
7.402%
0.000
5.625%
5.850%
0.000
4.875%
5.754%
0.000
15-Year Fixed
5.375%
5.560%
0.000
15-Year Fixed
5.625%
5.750%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.625%
6.000%
0.000
30-Year Fixed
6.375%
6.451%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.375%
6.280%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
15-Year Fixed
5.500%
5.579%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.500%
6.059%
0.000
5.250%
5.426%
0.500
5.875%
6.023%
0.125
5.125%
6.002%
0.000
5.375%
5.804%
0.000
5.250%
5.287%
0.000
5.500%
5.620%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.000%
6.076%
0.000
5.625%
5.673%
0.000
5.250%
5.534%
0.000
30 Year Fixed
6.375%
6.670%
0.000
4.740%
7.533%
0.000
5.500%
5.640%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
VISA Signature Rewards
16.740% - 18.000%
Visa Crimson Card
13.240%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Max Rewards Visa Credit Card
15.250%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Academic VISA® Gold
15.400%
Visa Platinum Preferred Rewards
15.740% - 17.990%
8.990% - 17.990%
Maximum limit of $30,000
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
10.150%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Security Service Power MasterCard
12.740% - 18.000%
VISA® Gold
11.960%
18.000%
9.990%
Visa Platinum Preferred Student
17.990%
Prime Platinum Visa Credit Card
11.500%
Visa Platinum with Rewards
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
A+ Personal Loan
8.990%
$0
84
Education (tuition bill required)
8.250%
$0
60
13.740%
$5,000
60 - 60
10.000%
$0
1 - 36
Gold Star Loan
14.200%
$0
48
12.990%
$0
12
Personal Loans
13.250%
$0
6184
14.990%
$0
25 - 36
Personal Line of Credit
11.500%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
13.740%
$0
60
Signature Loans
12.990%
$0
48
Technology Loan
9.750%
$0
36
10.700%
$0 - $10,000
60 - 60
11.500%
$0
48 - 48
11.240%
$0 - $10,000
60 - 60
Personal Loan
8.950%
$0
Personal Loan Rates
5.740%
$0
1 - 36
Unsecured Signature Loan
10.250%
$0
37 - 60
10.990%
$0 - $10,000
60 - 60
Personal Signature Loans
14.000%
$0
60
7.990%
$0 - $30,000
10.490%
$0
9.490%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Northeast Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Northeast Credit Union
Full Time Employees: 396
Part Time Employees: 13
President: Raymond Bald
CEO: Christopher Parker
Branch Locations: 21
ATM Locations: 19
Corporate Office Address:
100 Borthwick Ave
Portsmouth, NH 03801
Phone Number: 603-436-1847
Fax Number: 603-436-3810

Financials

Total Assets:
1,992,448,507
Total Amount of Shares and Deposits:
1,675,196,278
Total Shares and Deposits < 1 Year:
1,639,257,076
Total Shares and Deposits 1 3 Years:
28,904,566
Total Shares and Deposits > 3 Years:
7,034,636
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,675,196,278
Total Interest Expense (Sum of items 6 8):
5,410,937
Share Certificates:
9,376
Number of Accounts for Share Drafts:
82,372
IRA KEOGH Accounts:
1,861
Number of Accounts for Regular Shares:
178,914
All other shares:
340
Money Market Shares:
8,456
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
151,960,309
Total Liabilities:
1,796,786,850
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Northeast Credit Union

Is a member application needed to join Northeast Credit Union?

Yes, to access services at Northeast Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Northeast Credit Union provides a range of mortgage and home equity products.

Is Northeast Credit Union a safe place to deposit money?

Yes, Northeast Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Northeast Credit Union offer online and mobile banking?

Most modern institutions like Northeast Credit Union provide digital access including online balance checks and transfers.

Current Northeast Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions