MonitorBankRates
  1. Home
  2. Credit Unions
  3. TRI CITIES Community Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

TRI CITIES Community Credit Union Rates & Review March 2026

TRI CITIES Community Credit Union's 12-month Term CDs rates are at 3.75%, 18-month Term CDs rates are at 3.25%, 24-month Term CDs rates are at 3.25%, 6-month Term CDs rates are at 3.25%, 60-month Term CDs rates are at 3.00%. TRI CITIES Community Credit Union's savings rates are at 5.00%. TRI CITIES Community Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of TRI CITIES Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.36%. Rates were last updated on 03/22/2026.

TRI CITIES Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TRI CITIES Community Credit Union? Share your experience about TRI CITIES Community Credit Union by leaving a review below, or read customer reviews before you decide to use TRI CITIES Community Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.36%
Excellent Higher than avg
The Park Bank
Main Office
3213 W 19th Ave
Kennewick, WA 99337
http://www.tri-cu.com
Member NCUA

TRI CITIES Community Credit Union CD Rates

Product Rate APY Term View More
12-month Term Certificates 3.68% 3.75% 12
Min Balance $2,500
Details Compounded/Paid Monthly
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
18-month Term Certificates 3.20% 3.25% 18
Min Balance $2,500
Details Compounded/Paid Monthly
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
24-month Term Certificates 3.17% 3.25% 24
Min Balance $2,500
Details Compounded/Paid Monthly
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
6-month Term Certificates 3.17% 3.25% 6
Min Balance $2,500
Details Compounded/Paid Monthly
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
60-month Term Certificates 2.96% 3.00% 60
Min Balance $2,500
Details Compounded/Paid Monthly
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
48-month Term Certificates 2.91% 2.95% 48
Min Balance $2,500
Details Compounded/Paid Monthly
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
36-month Term Certificates 2.72% 2.75% 36
Min Balance $2,500
Details Compounded/Paid Monthly
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

TRI CITIES Community Credit Union Savings Rates

Product Rate APY View More
Christmas Club 4.89% 5.00%
Min Balance $5
Details Holiday Savings Accounts held until Nov 20th
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
Regular Savings 4.89% 5.00%
Min Balance $50
Details One Per Member (Primary RS Savings only) for 5%
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

TRI CITIES Community Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.45% 0.45%
Min Balance $250,000
Details Balance of $250,000 and above
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
Money Market 0.35% 0.35%
Min Balance $100,000
Details Balance $100,000 to $249,999
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
Money Market 0.25% 0.25%
Min Balance $50,000
Details Balance $50,000 to $99,999
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
Money Market 0.20% 0.20%
Min Balance $15,000
Details Balance $15,000 to $49,999
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
Money Market 0.15% 0.15%
Min Balance $2,500
Details Balance $2,500 to $14,999
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
Money Market - 0.00%
Min Balance $2,500
Details Balance under $2,500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

TRI CITIES Community Credit Union Checking Rates

Product Rate APY View More
Free Checking 4.89% 5.00%
Min Balance $50
Details One Per Member (Primary SD Checking only)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

TRI CITIES Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgage - - 5.39% 10 years
Details in-house only
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
First Mortgage - - 5.49% 15 years
Details in-house only
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
First Mortgage - - 5.63% 20 years
Details in-house only
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
First Mortgage - - 5.89% 30 years
Details in-house only
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

TRI CITIES Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.00% Up to 15 years
Details 2nd Mortgage; Up to 80% LTV for "A" credit.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%
Home Equity Line of Credit - - 6.00% 20 years
Details Variable Rate Loan Line of Credit. Finance up to 80% LTV, 5 yr draw, 15-year repayment.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TRI CITIES Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TRI CITIES Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TRI CITIES Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TRI CITIES Community Credit Union
Address 3213 W 19th Ave, Kennewick, WA 99337
Phone 509-735-8331
Fax 509-783-6166
President Anthony Edwards
CEO Douglas Wadsworth
Full-Time Employees 14
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.36%
Return on Assets (ROA)
0.9069%
Return on Equity (ROE)
6.4152%
Non-Performing Loans Ratio (NPL)
1.10%
Total Assets
75,208,034
Total Amount of Shares and Deposits
64,055,759
Total Shares and Deposits < 1 Year
61,584,940
Total Shares and Deposits 1 3 Years
2,335,221
Total Shares and Deposits > 3 Years
135,598
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,092,138
Total Uninsured Shares and Deposits > $250K (F+J)
12,092,138
Total Insured Shares and Deposits > $250K (item 17 less item K)
51,963,621
Total Interest Expense (Sum of items 6 8)
390,502
Share Certificates
112
Number of Accounts for Share Drafts
2,486
IRA KEOGH Accounts
63
Number of Accounts for Regular Shares
6,119
Money Market Shares
195
Net Income (unless the amount is already included in Undivided Earnings)
211,748
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,570,000
Total Liabilities
64,576,337
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for TRI CITIES Community Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for TRI CITIES Community Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About TRI CITIES Community Credit Union

Is TRI CITIES Community Credit Union a safe place to deposit money?

Yes, TRI CITIES Community Credit Union is considered a safe financial institution. With a Texas Ratio of 6.3645530906308%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TRI CITIES Community Credit Union operate?

TRI CITIES Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TRI CITIES Community Credit Union?

Yes, to access services at TRI CITIES Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TRI CITIES Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TRI CITIES Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TRI CITIES Community Credit Union offer online and mobile banking?

Most modern institutions like TRI CITIES Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tri-cu.com.

Current TRI CITIES Community Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.25%
  • 24-Month CD3.25%
  • 60-Month CD3.00%
  • Savings5.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.