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Teachers Credit Union Oklahoma City, OK

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Teachers Credit Union Oklahoma City, OK Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Teachers Credit Union Oklahoma City, OK provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Teachers Credit Union Oklahoma City, OK's Personal Loan Rates are as low as 10.99%. MonitorBankRates evaluates the financial stability of Teachers Credit Union Oklahoma City, OK with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.81%. Rates last updated and verified on 09/23/2026.

Teachers Credit Union Oklahoma City, OK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Teachers Credit Union Oklahoma City, OK? Share your experience about Teachers Credit Union Oklahoma City, OK by leaving a review below, or read customer reviews before you decide to use Teachers Credit Union Oklahoma City, OK.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.81%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Teachers Credit Union Oklahoma City, OK
Teachers CU

2300 NW 23rd St
Oklahoma CIty, OK 73107

https://www.tcuok.org

Teachers Credit Union Oklahoma City, OK Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.39%
Details As low as Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.81%

Teachers Credit Union Oklahoma City, OK Personal Loan Rates

Product	APR	Term	View More
Signature Loan	10.99%
Details As low as Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.81%

Teachers Credit Union Oklahoma City, OK Other Rates

Product	Rate	Points	APY/APR	Term	View More
Shelter Loan	-	-	4.99%
Details As low as Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.81%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Teachers Credit Union Oklahoma City, OK’s Texas Ratio fell from 11.81% in Q2 2023 to 0.81% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$6M	0.81%	5.0	A+
December 31, 2025	$6M	6.62%	5.0	A
September 30, 2025	$7M	1.68%	5.0	A+
June 30, 2025	$7M	10.84%	5.0	A
March 31, 2025	$7M	8.97%	5.0	A
December 31, 2024	$7M	6.76%	5.0	A
September 30, 2024	$7M	5.80%	5.0	A+
June 30, 2024	$7M	10.23%	5.0	A
March 31, 2024	$7M	8.39%	5.0	A
December 31, 2023	$7M	13.84%	5.0	A
September 30, 2023	$7M	9.73%	5.0	A
June 30, 2023	$7M	11.81%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Teachers Credit Union Oklahoma City, OK is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Teachers Credit Union Oklahoma City, OK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Teachers Credit Union Oklahoma City, OK's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Teachers Credit Union Oklahoma City, OK

Website https://www.tcuok.org

Address 2300 NW 23rd St, Oklahoma CIty, OK 73107

Phone 405-232-8288

Fax 405-235-0474

President David Clark

CEO Barbara Almeida-Prado

Full-Time Employees 2

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.81%

Return on Assets (ROA)

-0.7675%

Return on Equity (ROE)

-2.4703%

Non-Performing Loans Ratio (NPL)

0.60%

Total Assets

6,423,153

Total Amount of Shares and Deposits

4,416,002

Total Shares and Deposits < 1 Year

4,416,002

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

41,979

Total Uninsured Shares and Deposits > $250K (F+J)

41,979

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,374,023

Total Interest Expense (Sum of items 6 8)

7,527

Share Certificates

Number of Accounts for Regular Shares

1,328

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

-49,296

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

600,483

Total Liabilities

4,427,620

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Teachers Credit Union Oklahoma City, OK earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Teachers Credit Union Oklahoma City, OK

How many branches does Teachers Credit Union Oklahoma City, OK operate?

Teachers Credit Union Oklahoma City, OK currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Teachers Credit Union Oklahoma City, OK?

Yes, to access services at Teachers Credit Union Oklahoma City, OK, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Teachers Credit Union Oklahoma City, OK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Teachers Credit Union Oklahoma City, OK provides members with tools to manage their accounts and build a solid financial history.

Does Teachers Credit Union Oklahoma City, OK offer online and mobile banking?

Most modern institutions like Teachers Credit Union Oklahoma City, OK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcuok.org.