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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Qside Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 28, 2026
Qside Federal Credit Union's 3-Year CD rates are at 3.97%, 2-Year Term CD rates are at 3.77%, 1 Year CD of Deposit rates are at 3.72%, IRA CD - 3-Year Term rates are at 3.77%, IRA CD - 2-Year Term rates are at 3.57%. Qside Federal Credit Union's savings rates are at 0.20%. Qside Federal Credit Union's Personal Loan Rates are as low as 8.99%. Qside Federal Credit Union's Credit Card Rates are at 8.90%. Qside Federal Credit Union's CD rates are 31% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Qside Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.01%. Rates last updated and verified on 10/28/2026. Qside Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Qside Federal Credit Union? Share your experience about Qside Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Qside Federal Credit Union. Qside Federal Credit Union
QSIDE FEDERAL CREDIT UNION 21131 Jamaica Ave
https://www.qsidefcu.org Queens Village, NY 11428-1621  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Qside Federal Credit Union CD Rates
Qside Federal Credit Union Savings Rates
Qside Federal Credit Union Home Equity & HELOC
Qside Federal Credit Union Auto Loan Rates
Qside Federal Credit Union RV, Boat and Powersport Loan Rates
Qside Federal Credit Union Credit Card Rates
Qside Federal Credit Union Personal Loan Rates
Qside Federal Credit Union Other Rates
Financial Health HistoryQside Federal Credit Union’s Texas Ratio rose from 0.46% in Q3 2023 to 2.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Qside Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Qside Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Qside Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Qside Federal Credit Union
Website
https://www.qsidefcu.org
Address
21131 Jamaica Ave,
Queens Village, NY 11428-1621
Phone
718-353-1300
Fax
718-353-5399
President
Jerry Waters
CEO
MARK JOHNSON
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.01%
Return on Assets (ROA)
1.5614%
Return on Equity (ROE)
13.5426%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
53,470,289
Total Amount of Shares and Deposits
46,434,652
Total Shares and Deposits < 1 Year
45,509,558
Total Shares and Deposits 1 3 Years
925,094
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
450,959
Total Uninsured Shares and Deposits > $250K (F+J)
450,959
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,983,693
Total Interest Expense (Sum of items 6 8)
144,232
Share Certificates
142
Number of Accounts for Share Drafts
2,618
IRA KEOGH Accounts
78
Number of Accounts for Regular Shares
6,929
All other shares
418
Non Member Deposits
4
Money Market Shares
26
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,679,371
Total Liabilities
47,357,219
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Qside Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Qside Federal Credit Union
Frequently Asked Questions About Qside Federal Credit UnionDoes Qside Federal Credit Union offer CDs?Yes. Qside Federal Credit Union current CD rates include its 3-Year CD at 3.97% APY, its 2-Year Term CD at 3.77% APY and its IRA CD - 3-Year Term at 3.77% APY, verified by MonitorBankRates as of October 28, 2026. Are CDs from Qside Federal Credit Union NCUA insured?Yes. Qside Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Qside Federal Credit Union?The highest Qside Federal Credit Union CD rate is its 3-Year CD at 3.97% APY, verified by MonitorBankRates as of October 28, 2026. What CD terms does Qside Federal Credit Union offer?Qside Federal Credit Union CD rates are 3.72% APY for a 12 month CD, 3.77% APY for a 2 year CD and 3.97% APY for a 3 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Qside Federal Credit Union for its full lineup. What is the highest savings rate at Qside Federal Credit Union?The highest Qside Federal Credit Union savings rate is its Roth IRA Savings at 0.20% APY, verified by MonitorBankRates as of October 28, 2026. What is the lowest auto loan rate at Qside Federal Credit Union?The lowest Qside Federal Credit Union auto loan rate is its Auto Loan - New and Used Cars at 6.50% APR, verified by MonitorBankRates as of October 28, 2026. What is the lowest personal loan rate at Qside Federal Credit Union?The lowest Qside Federal Credit Union personal loan rate is its Signature Loan at 8.99% APR, verified by MonitorBankRates as of October 28, 2026. What is the lowest credit card APR at Qside Federal Credit Union?The lowest Qside Federal Credit Union credit card APR is its MasterCard Platinum Credit Card at 8.90% APR, verified by MonitorBankRates as of October 28, 2026. How many branches does Qside Federal Credit Union operate?Qside Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Qside Federal Credit Union?Yes, to access services at Qside Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Qside Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Qside Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Qside Federal Credit Union offer online and mobile banking?Most modern institutions like Qside Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qsidefcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Qside Federal Credit Union rates compare?Qside Federal Credit Union's CD rates are 31% higher than the MonitorBankRates national average, and it has an A+ health rating. Qside Federal Credit Union's top rates are its 3-Year CD at 3.97% APY, its Roth IRA Savings at 0.20% APY, its Signature Loan at 8.99% APR and its MasterCard Platinum Credit Card at 8.90% APR, verified by MonitorBankRates on October 28, 2026. Current Qside Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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