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Northeast Regional Credit Union Rates and Review January 2026

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Northeast Regional Credit Union12-month CD rates can be found at 2.00%, 6-month CD rates at 3.02% and 3-month CD rates at 0.65%. Savings rates are at 0.03% and money market rates are at 2.27%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 8.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Northeast Regional Credit Union rates.

Compare Northeast Regional Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Northeast Regional Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Northeast Regional Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Northeast Regional Credit Union? Share your experience about Northeast Regional Credit Union by leaving a review below, or read customer reviews before you decide to use Northeast Regional Credit Union.

Overall, Northeast Regional Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Northeast Regional Credit Union
Northeast Regional Credit Union
514 Broadway
Hannibal, MO 63401 4302
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.81%
$200
12-Month CD (Jumbo)
3.80%
$100,000
6-Month CD
3.80%
$1,000
18-Month CD
3.79%
$500
3-Month CD
3.50%
$500
6-Month CD
3.38%
$1,000
60-Month CD
3.23%
$1,000
18-Month CD
3.20%
$500
12-Month CD
3.10%
$10,000
COLTAF Business Checking
3.04%
$0
Big Interest Checking
3.04%
$0
12-Month CD
3.03%
$1,000
48-Month CD
2.95%
$1,000
12-Month CD
2.90%
$10,000
Relationship Savings (with Qualifications)
2.90%
$5,000
24-Month CD
2.85%
$1,000
48-Month CD
2.80%
$1,000
12-Month CD
2.78%
$1,000
48-Month CD
2.52%
$500
48-Month CD
2.50%
$1,000
36-Month CD
2.36%
$20,000
30-Month CD
2.02%
$1,000
60-Month CD
2.02%
$500
24-Month CD
2.00%
$500
36-Month CD
2.00%
$500
24-Month CD
2.00%
$1,000
60-Month CD
1.56%
$1,000
18-Month CD
1.51%
$1,000
24-Month CD
1.50%
$500
Presidential Checking
1.50%
$5,000
Plus Checking
1.50%
$0
24-Month CD (IRA)
1.49%
$500
48-Month CD
1.40%
$5,000
60-Month CD
1.26%
$1,000
24-Month CD
1.25%
$10,000
Insured Money Market
1.25%
$100,000
12-Month CD
0.80%
$1,000
60-Month CD
0.75%
$500
18-Month CD
0.70%
$500
60-Month CD
0.50%
$1,000
Money Market
0.40%
$0
36-Month CD
0.35%
$500
Checking e-Z NOW
0.25%
$1,500
Signature Money Market
0.25%
$1,000
24-Month CD
0.25%
$1,000
Statement Savings
0.10%
$100
12-Month CD
0.10%
$1,000
Golden Secure Checking
0.05%
$0
Regular Savings
0.05%
$100
Primary Savings
0.05%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.801%
0.000
5.375%
5.860%
0.000
5.375%
5.639%
0.250
5.625%
5.647%
0.000
4.875%
5.010%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.875%
6.055%
0.000
6.000%
6.257%
0.000
5.625%
5.721%
0.000
5.875%
5.975%
0.000
20-Year Fixed
6.125%
6.183%
0.000
5.500%
5.803%
0.000
15-Year Fixed
5.375%
5.431%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.500%
5.591%
0.000
5.375%
6.280%
0.000
10-Year Fixed
5.125%
5.511%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.500%
5.574%
0.000
5.500%
5.500%
0.000
5.750%
5.758%
0.000
15-Year Fixed
5.625%
5.896%
0.000
6.500%
6.218%
0.000
5.625%
5.941%
0.000
5.125%
5.361%
1.000
6.250%
7.325%
0.000
4.875%
5.754%
0.000
6.740%
6.723%
0.000
5.500%
5.565%
0.000
5.990%
6.290%
0.000
5.250%
5.534%
0.000
5.750%
5.924%
0.000
5.250%
5.499%
1.000
15-Year Fixed
5.875%
6.120%
0.000
5.625%
6.072%
0.000
30-Year Fixed
5.875%
5.999%
0.000
30-Year Fixed
5.900%
6.072%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5.875%
5.888%
0.000
30-Year Fixed
6.125%
6.330%
0.000
5.500%
5.736%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.500%
5.621%
0.000
5.250%
5.633%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.500%
6.005%
0.000
5.875%
6.012%
0.000
5.375%
5.415%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.875%
6.019%
1.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
14.740%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Platinum Preferred
14.240% - 17.990%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Academic VISA® Gold
15.400%
Savings Secured Visa®
18.000%
Visa Student Rewards Card
17.990%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
VISA® Classic
12.960%
Access FCU Visa Classic
13.500%
VISA Traditional
14.240% - 18.000%
14.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
8.750%
World Cash Back Credit Card Mastercard
18.000%
8.900%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
10.150%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Access FCU Visa Gold
9.900%
Academic VISA® Platinum
10.900%
16.490% - 17.990%
8.900% - 13.900%
Based upon credit worthiness.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.490%
$0
Line of Credit
13.700%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
13.450%
$0
A+ Personal Loan
8.990%
$0
84
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Debt Consolidation
13.990%
$0
1 - 72
12.490%
$0
13.490%
$0 - $5,000
48 - 48
Personal/Signature Loans
11.150%
$0
60 - 60
9.990%
$0
1 - 60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Line of Credit Variable
13.150%
$0
8.950%
$0
1 - 60
Personal Line of Credit
12.950% - 18.000%
$0
Consolidation Loans
14.850%
$0
37 - 60
10.500%
$0 - $5,000
24 - 36
8.990%
$0
36
Bill Consolidation Loan
8.990%
$0
60
50% Share Secured Loan
6.460% - 14.990%
$0
9.990% - 18.000%
$0 - $50,000
Technology Loan
9.750%
$0
36
12.990%
$0
12
Signature Loan
10.500%
$0
Personal Line of Credit
11.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Northeast Regional Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Northeast Regional Credit Union
Full Time Employees: 1
Part Time Employees: 1
President: Kristine Wilson
CEO: Tracy Lennox
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
514 Broadway
Hannibal, MO 63401 4302
Phone Number: 573-221-0201
Fax Number: 573-221-3087

Financials

Total Assets:
1,794,991
Total Amount of Shares and Deposits:
1,563,032
Total Shares and Deposits < 1 Year:
1,563,032
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,563,032
Total Interest Expense (Sum of items 6 8):
19,315
Share Certificates:
28
Number of Accounts for Regular Shares:
361
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
240,217
Total Liabilities:
1,564,377
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Northeast Regional Credit Union

Is a member application needed to join Northeast Regional Credit Union?

Yes, to access services at Northeast Regional Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Northeast Regional Credit Union provides a range of mortgage and home equity products.

Is Northeast Regional Credit Union a safe place to deposit money?

Yes, Northeast Regional Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Northeast Regional Credit Union offer online and mobile banking?

Most modern institutions like Northeast Regional Credit Union provide digital access including online balance checks and transfers.

Current Northeast Regional Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions