|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Show Me Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Show Me Credit Union's CD - 36 Month rates are at 2.40%, CD - 30 Month rates are at 2.30%, CD - 24 Month rates are at 2.20%, CD - 18 Month rates are at 2.10%, CD - 12 Month rates are at 2.00%. Show Me Credit Union's savings rates are at 0.25%. Show Me Credit Union's money market rates are at 0.60%. Show Me Credit Union's Personal Loan Rates are as low as 8.00%. Show Me Credit Union's Credit Card Rates are at 13.50%. Show Me Credit Union's CD rates are 31% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Show Me Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.22%. Rates last updated and verified on 10/29/2026. Show Me Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Show Me Credit Union? Share your experience about Show Me Credit Union by leaving a review below, or read customer reviews before you decide to use Show Me Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Show Me Credit Union CD Rates
Show Me Credit Union Savings Rates
Show Me Credit Union Money Market Rates
Show Me Credit Union Auto Loan Rates
Show Me Credit Union Credit Card Rates
Show Me Credit Union Personal Loan Rates
Show Me Credit Union Other Rates
Financial Health HistoryShow Me Credit Union’s Texas Ratio rose from 1.71% in Q3 2023 to 2.22% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Show Me Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Show Me Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Show Me Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Show Me Credit Union
Website
https://showmecu.org
Address
550 S Muldrow St,
Mexico, MO 65265-2014
Phone
573-581-6978
Fax
573-581-4806
President
Andrew Baker
CEO
Kent Groves
Full-Time Employees
9
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.22%
Return on Assets (ROA)
0.6501%
Return on Equity (ROE)
4.9380%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
43,723,446
Total Amount of Shares and Deposits
38,541,890
Total Shares and Deposits < 1 Year
37,966,407
Total Shares and Deposits 1 3 Years
575,483
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,701,646
Total Uninsured Shares and Deposits > $250K (F+J)
2,701,646
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,840,244
Total Interest Expense (Sum of items 6 8)
199,000
Share Certificates
311
Number of Accounts for Share Drafts
1,653
IRA KEOGH Accounts
97
Number of Accounts for Regular Shares
2,905
All other shares
637
Money Market Shares
1
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,383,864
Total Liabilities
37,966,776
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Show Me Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Show Me Credit Union
Frequently Asked Questions About Show Me Credit UnionDoes Show Me Credit Union offer CDs?Yes. Show Me Credit Union current CD rates include its CD - 36 Month at 2.40% APY, its CD - 30 Month at 2.30% APY and its CD - 24 Month at 2.20% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Show Me Credit Union NCUA insured?Yes. Show Me Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Show Me Credit Union?The highest Show Me Credit Union CD rate is its IRA CD - 9 Month Special (Limited Time Only) at 3.85% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Show Me Credit Union offer?Show Me Credit Union CD rates are 2.00% APY for a 12 month CD, 2.10% APY for an 18 month CD, 2.20% APY for a 2 year CD, 2.30% APY for a 30 month CD and 2.40% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Show Me Credit Union for its full lineup. What is the highest savings rate at Show Me Credit Union?The highest Show Me Credit Union savings rate is its HSA Savings at 0.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Show Me Credit Union?The highest Show Me Credit Union money market rate is its Money Market at 0.60% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Show Me Credit Union?The lowest Show Me Credit Union auto loan rate is its Auto Loan at 4.75% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Show Me Credit Union?The lowest Show Me Credit Union personal loan rate is its Personal Loans at 8.00% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Show Me Credit Union?The lowest Show Me Credit Union credit card APR is its Credit Card at 13.50% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Show Me Credit Union operate?Show Me Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Show Me Credit Union?Yes, to access services at Show Me Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Show Me Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Show Me Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Show Me Credit Union offer online and mobile banking?Most modern institutions like Show Me Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://showmecu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Show Me Credit Union rates compare?Show Me Credit Union's CD rates are 31% lower than the MonitorBankRates national average, and it has an A+ health rating. Show Me Credit Union's top rates are its IRA CD - 9 Month Special (Limited Time Only) at 3.85% APY, its HSA Savings at 0.25% APY, its Money Market at 0.60% APY, its Personal Loans at 8.00% APR and its Credit Card at 13.50% APR, verified by MonitorBankRates on October 29, 2026. Current Show Me Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Members Choice Credit Union
Coast360 Federal Credit Union
Ouachita Valley Federal Credit Union
GPO Federal Credit Union
Walled Lake Schools Federal Credit Union
Olympia Credit Union
Ferko Maryland Federal Credit Union
Emerald Credit Union
Air Tech Credit Union
Circuit Federal Credit Union
Kraftman Federal Credit Union
PWC Employees Credit Union
Cape Federal Credit Union
Tidemark Federal Credit Union
First Commonwealth Federal Credit Union
The Catholic Credit Union
Latino Community Credit Union
Vidor Teachers Federal Credit Union
Vermont Federal Credit Union
Lincoln Public School Employees Federal Credit Union
Railway Employees Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
