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Show Me Credit Union Rates & Review March 2026

Show Me Credit Union's 9 Month Special CD rates are at 3.85%, IRA CD 9 Month Special rates are at 3.85%, 36 Month CD rates are at 2.00%, 30 Month CD rates are at 1.85%, 24 Month CD rates are at 1.75%. Show Me Credit Union's savings rates are at 0.25%. Show Me Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Show Me Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.24%. Rates were last updated on 03/28/2026.

Show Me Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Show Me Credit Union? Share your experience about Show Me Credit Union by leaving a review below, or read customer reviews before you decide to use Show Me Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.24%
Excellent Lower than avg
Show Me Credit Union
Show Me Credit Union
550 S Muldrow St
Mexico, MO 65265 2014
https://showmecu.org
Member NCUA

Show Me Credit Union CD Rates

Product Rate APY Term View More
9 Month Special Share Certificate - 3.85% 9 Month
Details Limited Time Only
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA Certificate 9 Month Special - 3.85% 9 Month Special (Limited Time Only)
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
36 Month Share Certificate - 2.00% 36 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
30 Month Share Certificate - 1.85% 30 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
24 Month Share Certificate - 1.75% 24 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA Certificate 24 Month - 1.75% 24 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
18 Month Share Certificate - 1.50% 18 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
12 Month Share Certificate - 1.40% 12 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
IRA Certificate 12 Month - 1.40% 12 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
6 Month Share Certificate - 1.25% 6 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
1 Month Share Certificate - 1.10% 1 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
2 Month Share Certificate - 1.10% 2 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
3 Month Share Certificate - 1.10% 3 Month
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Show Me Credit Union Savings Rates

Product Rate APY View More
HSA Savings - 0.25%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Show Me Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.75% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 5.25% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 5.75% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 6.25% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 6.75% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 7.25% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 7.75% 84 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 9.75% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 10.25% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 11.75% 84 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 14.75% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 15.25% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 16.75% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Auto Loans - - 17.25% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Show Me Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 13.50%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Show Me Credit Card - 13.50%
Details Members can earn up to 1% cash back on purchases; Cash back paid annually every November; No fee balance transfer
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%
Unsecured Credit Card - 13.50%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.24%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Show Me Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Show Me Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Show Me Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Show Me Credit Union
Address 550 S Muldrow St, Mexico, MO 65265 2014
Phone 573-581-6978
Fax 573-581-4806
President Andrew Baker
CEO Kent Groves
Full-Time Employees 8
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.24%
Return on Assets (ROA)
1.2620%
Return on Equity (ROE)
8.4115%
Non-Performing Loans Ratio (NPL)
1.48%
Total Assets
36,520,165
Total Amount of Shares and Deposits
31,289,929
Total Shares and Deposits < 1 Year
30,795,286
Total Shares and Deposits 1 3 Years
494,642
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
679,916
Total Uninsured Shares and Deposits > $250K (F+J)
679,916
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,610,013
Total Interest Expense (Sum of items 6 8)
131,245
Share Certificates
220
Number of Accounts for Share Drafts
1,666
IRA KEOGH Accounts
86
Number of Accounts for Regular Shares
2,928
All other shares
631
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,558,599
Total Liabilities
31,063,995
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Show Me Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Show Me Credit Union

Is Show Me Credit Union a safe place to deposit money?

Yes, Show Me Credit Union is considered a safe financial institution. With a Texas Ratio of 5.2386722199804%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Show Me Credit Union operate?

Show Me Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Show Me Credit Union?

Yes, to access services at Show Me Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Show Me Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Show Me Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Show Me Credit Union offer online and mobile banking?

Most modern institutions like Show Me Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://showmecu.org.

Current Show Me Credit Union Rates

  • 12-Month CD1.40%
  • 18-Month CD1.50%
  • 24-Month CD1.75%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.