|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Freedom Northwest Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Freedom Northwest Credit Union's 7-Month CD rates are at 4.07%, 17-Month CD rates are at 3.97%. Freedom Northwest Credit Union's savings rates are at 0.05%. Freedom Northwest Credit Union's money market rates are at 0.35%. MonitorBankRates evaluates the financial stability of Freedom Northwest Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.15%. Rates were last updated on 04/19/2026. Freedom Northwest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Freedom Northwest Credit Union? Share your experience about Freedom Northwest Credit Union by leaving a review below, or read customer reviews before you decide to use Freedom Northwest Credit Union. 
Freedom Northwest Credit Union CD Rates
Freedom Northwest Credit Union Savings Rates
Freedom Northwest Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Freedom Northwest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Freedom Northwest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Freedom Northwest Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Freedom Northwest Credit Union
Website
https://fnwcu.org
Address
303 Main Street,
Kamiah, ID 83536
Phone
208-935-0277
Fax
208-935-0067
President
Kevin Steere
CEO
Gregory Garrett
Full-Time Employees
44
Part-Time Employees
3
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.15%
Return on Assets (ROA)
1.6352%
Return on Equity (ROE)
13.2207%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
645,929,815
Total Amount of Shares and Deposits
487,425,879
Total Shares and Deposits < 1 Year
246,628,200
Total Shares and Deposits 1 3 Years
128,049,426
Total Shares and Deposits > 3 Years
112,748,254
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,846,210
Total Uninsured Shares and Deposits > $250K (F+J)
17,846,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
469,579,669
Total Interest Expense (Sum of items 6 8)
14,832,182
Share Certificates
2,150
Number of Accounts for Share Drafts
7,223
IRA KEOGH Accounts
184
Number of Accounts for Regular Shares
14,708
Non Member Deposits
21
Money Market Shares
1,459
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
49,109,079
Total Liabilities
566,814,329
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Freedom Northwest Credit UnionIs Freedom Northwest Credit Union a safe place to deposit money?Yes, Freedom Northwest Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1455495278904%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Freedom Northwest Credit Union operate?Freedom Northwest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Freedom Northwest Credit Union?Yes, to access services at Freedom Northwest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Freedom Northwest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Freedom Northwest Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Freedom Northwest Credit Union offer online and mobile banking?Most modern institutions like Freedom Northwest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fnwcu.org. Current Freedom Northwest Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Mohawk Progressive Federal Credit Union
Thinkwise Federal Credit Union
Taylorville Community Credit Union
City Credit Union
Parlin Dupont Employees Federal Credit Union
American Southwest Credit Union
Cabway Telco Federal Credit Union
Delta Community Credit Union
Arsenal Credit Union
SHARED RESOURCES
Taylor Credit Union
1st Liberty Federal Credit Union
South Atlantic Federal Credit Union
River Community Credit Union
Bristol Virginia School System Federal Credit Union
Kansas City Credit Union
East Orange Firemens Federal Credit Union
Port Arthur Teachers Federal Credit Union
Community First Credit Union Of Florida
Clairton Works Federal Credit Union
Sky Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
