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Oklahomas Credit Union Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 20, 2026

Oklahomas Credit Union's 19 CD rates are at 3.90%. Oklahomas Credit Union's Personal Loan Rates are at 3.49%. MonitorBankRates evaluates the financial stability of Oklahomas Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.75%. Rates were last updated on 05/20/2026.

Oklahomas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oklahomas Credit Union? Share your experience about Oklahomas Credit Union by leaving a review below, or read customer reviews before you decide to use Oklahomas Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.75%
Excellent Lower than avg
Oklahomas Credit Union
Capitol Headquarters
3001 N Lincoln Blvd
Oklahoma City, OK 73105
https://www.okcu.org
Member NCUA

Oklahomas Credit Union CD Rates

Product Rate APY Term View More
19 Certificate - 3.90% 19
Details As High As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.75%

Oklahomas Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.49%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.75%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Oklahomas Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oklahomas Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Oklahomas Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Oklahomas Credit Union
Website https://www.okcu.org
Address 3001 N Lincoln Blvd, Oklahoma City, OK 73105
Phone 405-606-6328
Fax 405-602-6337
President Mike Patterson
CEO Luann Schmiedel
Full-Time Employees 129
Part-Time Employees 17
Branch Locations 6
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.75%
Return on Assets (ROA)
0.6615%
Return on Equity (ROE)
5.1997%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
797,923,400
Total Amount of Shares and Deposits
631,825,663
Total Shares and Deposits < 1 Year
554,567,140
Total Shares and Deposits 1 3 Years
67,394,167
Total Shares and Deposits > 3 Years
9,864,356
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
138,916,044
Total Uninsured Shares and Deposits > $250K (F+J)
138,916,044
Total Insured Shares and Deposits > $250K (item 17 less item K)
492,909,619
Total Interest Expense (Sum of items 6 8)
8,453,825
Share Certificates
5,140
Number of Accounts for Share Drafts
20,035
IRA KEOGH Accounts
1,769
Number of Accounts for Regular Shares
51,699
Non Member Deposits
39
Money Market Shares
256
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,391,663
Total Liabilities
720,858,125
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for Oklahomas Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Oklahomas Credit Union

How many branches does Oklahomas Credit Union operate?

Oklahomas Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Oklahomas Credit Union?

Yes, to access services at Oklahomas Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Oklahomas Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Oklahomas Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Oklahomas Credit Union offer online and mobile banking?

Most modern institutions like Oklahomas Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.okcu.org.

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