One Detroit Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare One Detroit Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of One Detroit Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityOne Detroit Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at One Detroit Credit Union? Share your experience about One Detroit Credit Union by leaving a review below, or read customer reviews before you decide to use One Detroit Credit Union. Overall, One Detroit Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. One Detroit Credit Union One Detroit Credit Union 630 Howard St Detroit, MI 48226  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVISA Signature Rewards
16.740% - 18.000%
Low Rate Credit Card
13.240%
World Cash Back Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonCredit Builder Loan
9.000%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Vacation Loans
10.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have One Detroit Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: One Detroit Credit Union
Website: https://www.onedetroitcu.org
Full Time Employees: 47Part Time Employees: 0 President: Kai Bowman CEO: Portia Powell Branch Locations: 4 ATM Locations: 4 Corporate Office Address:
630 Howard St
Detroit, MI 48226 Phone Number: 313-965-8640 Fax Number: 313-965-0455 FinancialsTotal Assets:
62,437,581
Total Amount of Shares and Deposits:
46,265,407
Total Shares and Deposits < 1 Year:
40,647,986
Total Shares and Deposits 1 3 Years:
5,389,484
Total Shares and Deposits > 3 Years:
227,936
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,122,300
Total Uninsured Shares and Deposits > $250K (F+J):
3,894,778
Total Insured Shares and Deposits > $250K (item 17 less item K):
42,370,629
Total Interest Expense (Sum of items 6 8):
243,608
Share Certificates:
511
Number of Accounts for Share Drafts:
8,677
IRA KEOGH Accounts:
84
Number of Accounts for Regular Shares:
14,526
Non Member Deposits:
26
Money Market Shares:
93
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,256,132
Total Liabilities:
49,361,794
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About One Detroit Credit UnionIs a member application needed to join One Detroit Credit Union?Yes, to access services at One Detroit Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, One Detroit Credit Union provides a range of mortgage and home equity products. Is One Detroit Credit Union a safe place to deposit money?Yes, One Detroit Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does One Detroit Credit Union offer online and mobile banking?Most modern institutions like One Detroit Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.60%, 6-month CD rates at 0.03% and 3-month CD rates at 2.00%. Savings rates are at 1.26% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 13.24%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to 
