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Hemingford Community Federal Credit Union Rates & Review April 2026

You can compare Hemingford Community Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 0.20% and 3-month share certificate rates at 1.36%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Hemingford Community Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Hemingford Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.04%. Rates were last updated on 04/23/2026.

Hemingford Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hemingford Community Federal Credit Union? Share your experience about Hemingford Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hemingford Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.04%
Excellent Lower than avg
Hemingford Community Federal Credit Union
CORPORATE OFFICE
801 BOX BUTTE AVE
HEMINGFORD, NE 69348 9700
https://hemingfordcreditunion.com
Member NCUA

Hemingford Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 5.50% 60 Months
Details As Low As; $50,000 Maximum - 60 Months w/Balloon +60 Months
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.04%
Home Equity - - 9.50% 60 Months
Details $50,000 Maximum - 60 Months w/Balloon +60 Months
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.04%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hemingford Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hemingford Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hemingford Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hemingford Community Federal Credit Union
Address 801 BOX BUTTE AVE, HEMINGFORD, NE 69348 9700
Phone 308-487-5578
Fax 308-487-5577
President JUSTIN ANSLEY
CEO TIFFANY MCGOWAN
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.04%
Return on Assets (ROA)
0.4279%
Return on Equity (ROE)
3.8870%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
9,047,014
Total Amount of Shares and Deposits
8,012,935
Total Shares and Deposits < 1 Year
7,934,990
Total Shares and Deposits 1 3 Years
77,946
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
60,116
Total Uninsured Shares and Deposits > $250K (F+J)
60,116
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,952,819
Total Interest Expense (Sum of items 6 8)
68,246
Share Certificates
50
Number of Accounts for Share Drafts
299
Number of Accounts for Regular Shares
1,220
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
670,313
Total Liabilities
8,051,045
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Hemingford Community Federal Credit Union

Is Hemingford Community Federal Credit Union a safe place to deposit money?

Yes, Hemingford Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0433038334848%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hemingford Community Federal Credit Union operate?

Hemingford Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hemingford Community Federal Credit Union?

Yes, to access services at Hemingford Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hemingford Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hemingford Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hemingford Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Hemingford Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://hemingfordcreditunion.com.