PECO CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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PECO12-month CD rates can be found at 0.75%, 6-month CD rates at 4.30% and 3-month CD rates at 1.00%. Savings rates are at 0.25% and money market rates are at 1.30%. Mortgage rates on 30-year fixed loans are around 6.81%. Credit Card rates are at 19.74%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to PECO rates.

Compare PECO CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of PECO savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

PECO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at PECO? Share your experience about PECO by leaving a review below, or read customer reviews before you decide to use PECO.

Overall, PECO is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Savings Bank Hawkeye, IA
PECO Federal Credit Union
6201 Highway 180 E
Mineral Wells, TX 76067 9579
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare PECO Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
City National B&T Co. of Lawton, OK
12-Month CD
4.50%
$500
Napoleon State Bank
Napoleon State Bank
3-Month CD
4.40%
$1,000
Community Commerce Bank
Community Commerce Bank
24-Month CD
4.13%
$10,000
Bradford National Bank
Bradford National Bank
48-Month CD
4.04%
$1,000
Lyndon State Bank
Lyndon State Bank
6-Month CD
4.04%
$2,500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
24-Month CD
3.66%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
Northwest Bank
Northwest Bank
18-Month CD
3.58%
$100
TriCentury Bank
TriCentury Bank
12-Month CD
3.50%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
48-Month CD
3.30%
$500
BLC Community Bank
BLC Community Bank
48-Month CD
3.30%
$2,500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
12-Month CD
3.20%
$2,500
UniBank
UniBank
48-Month CD
3.20%
$1,000
BayFirst National Bank
BayFirst National Bank
60-Month CD
3.01%
$1,000
Bank Forward
Bank Forward
60-Month CD
3.00%
$500
The Bank of Bennington
The Bank of Bennington
48-Month CD
3.00%
$500
FSB of Rosemount
FSB of Rosemount
36-Month CD
3.00%
$500
Vast Bank
Vast Bank
60-Month CD
3.00%
$1,000
Bank 21
Bank 21
36-Month CD
3.00%
$500
Education Credit Union
Education Credit Union
36-Month CD
3.00%
$500
FSB of Cando
FSB of Cando
36-Month CD
2.75%
$500
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
Elizabethton FSB
Elizabethton FSB
30-Month CD
2.02%
$1,000
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
First Liberty Bank
First Liberty Bank
Kasasa Savings
2.00%
$50
Genesee Regional Bank
Genesee Regional Bank
18-Month CD
2.00%
$500
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
36-Month CD
1.86%
$1,000
USAA
USAA
24-Month CD
1.40%
$1,000
Academy Bank
Academy Bank
3-Month CD
1.15%
$500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Regular Savings
1.00%
$50
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market
1.00%
$10,000
Tinker Federal Credit Union
Tinker Federal Credit Union
Premium Plus Savings
1.00%
$10,000
WSB Municipal Bank
WSB Municipal Bank
24-Month CD
0.87%
$500
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
Money Market
0.75%
$2,500
Harbor Bank of Maryland
Harbor Bank of Maryland
18-Month CD
0.75%
$1,000
Connecticut Community Bank
Connecticut Community Bank
60-Month CD
0.60%
$500
GN Bank
GN Bank
60-Month CD
0.60%
$1,000
The Victory Bank
The Victory Bank
24-Month CD
0.60%
$500
Hiawatha National Bank
Hiawatha National Bank
Statement Savings
0.30%
$50
FNB of Absecon
FNB of Absecon
48-Month CD
0.25%
$0
Millville Savings Bank
Millville Savings Bank
24-Month CD
0.20%
$1,000
Newburyport Bank
Newburyport Bank
Statement Savings
0.15%
$10
PNB Community Bank
PNB Community Bank
36-Month CD
0.15%
$1,000
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
Money Market
0.10%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Interest-Bearing Checking
0.10%
$100
Mascoma Bank
Mascoma Bank
Statement Savings
0.10%
$10
Laona State Bank
Laona State Bank
Money Market
0.05%
$1,000
Tompkins Community Bank
Tompkins Community Bank
Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare PECO Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.250%
5.615%
1.750
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.500%
5.724%
1.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.625%
5.731%
0.250
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.830%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.625%
5.892%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.750%
5.955%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
5.875%
6.038%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
5/1 ARM
5.625%
6.099%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.127%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.000%
6.150%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
American Bank
American Bank
15-Year Fixed
5.875%
6.173%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.125%
6.239%
1.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.125%
6.270%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.250%
6.306%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.331%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.250%
6.332%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.334%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.375%
6.441%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.750%
6.479%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare PECO Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare PECO Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have PECO rate data right now, check back for updates, we are adding rates all the time.

PECO Information

Credit Union Name: PECO
Website:
Full Time Employees: 3
Part Time Employees: 0
President: Kenneth Greenleaf Jr
CEO: Dale Young
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
6201 Highway 180 E
Mineral Wells, TX 76067 9579
Phone Number: 940-325-8900
Fax Number: 940-325-8911

PECO Financials

Total Assets:
4,509,490
Total Amount of Shares and Deposits:
3,994,488
Total Shares and Deposits < 1 Year:
3,994,487
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,994,488
Total Interest Expense (Sum of items 6 8):
1,821
IRA KEOGH Accounts:
25
Number of Accounts for Regular Shares:
877
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
271,384
Total Liabilities:
4,012,247
Show More

PECO Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Luana Savings Bank 5 Year Jumbo CD rates are now at 1.35 percent with a yield of 1.36 percent. View current 5 Year Jumbo CD rates at Luana Savings Bank below.
AmTrust Direct has one of the best online savings accounts offers - their e-Savings Account currently has a 4.00% APY. The minimum deposit is $500. The 4.00% APY is for balances up to $99,999.99 and balances $100,000 and over receive a rate of 2.50% APY.
Mortgage Rates Decrease: 30 Year Mortgage Rates Under 5.00%Mortgage rates were down in our latest Mortgage Rate Survey. Fixed 30 year conforming mortgage rates are back under 5.00 percent at 4.95 percent. 30 year rates have been around the 5.00 range since the beginning of 2010.

Bank or Credit Union Offers and Deals

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Best Credit Union Savings Interest Rates in Georgia: Atlanta Postal Credit Union
Third Federal Savings and Loan Savings Rates now at 0.20%
When is the Best Time for a Roth IRA Conversion?
Making Home Affordable Program Changes
Weekly Mortgage Rates: June 1, 2009

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates Bounce Off of Record Lows Freddie Mac: 30 Year Mortgage Rates at 4.39%, 15 Year Mortgage Rates at 3.76%
Robinhood Savings Rates
Jax Metro Credit Union - Best CD Rates
Mortgage Rates Weaken on the Plunge in Treasury Yields
Average Mortgage Rates Mixed This Week

PECO Reviews

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