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Westerly Community Credit Union

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Westerly Community Credit Union Rates & Review November 2026

Q: What are the current interest rates at Westerly Community Credit Union?

Current rates for Westerly Community Credit Union include: 12-Month CD: 2.85%, 18-Month CD: 3.35%, 24-Month CD: 3.00%, 60-Month CD: 0.70%, Savings: 3.00%, MMA: 3.05%

Q: What CD terms does Westerly Community Credit Union offer?

Westerly Community Credit Union CD rates are 3.00% APY for a 6 month CD, 2.85% APY for a 12 month CD, 3.35% APY for an 18 month CD, 3.00% APY for a 2 year CD, 3.00% APY for a 3 year CD and 0.70% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Westerly Community Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Westerly Community Credit Union's CD of Deposit - 18 month rates are at 3.35%, CD of Deposit - 24 month rates are at 3.00%, CD of Deposit - 36 month rates are at 3.00%, CD of Deposit - 6 month rates are at 3.00%, CD of Deposit - 12 month rates are at 2.85%. Westerly Community Credit Union's savings rates are at 3.00%. Westerly Community Credit Union's money market rates are at 3.05%. Westerly Community Credit Union's checking rates are as high as 3.50%. Westerly Community Credit Union's Refi Home Loan - 8 years rates are at 5.75%, Refi Home Loan - 12 years rates are at 6.12%, Refi Home Loan - 17 years rates are at 6.50%, Refi Home Loan - 20 Years rates are at 6.62%, 15 Year Fixed Morgage rates are at 6.88%. Westerly Community Credit Union's Auto Loan Rates are as low as 5.49%. Westerly Community Credit Union's CD rates are 28% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Westerly Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.81%. Rates last updated and verified on 10/30/2026.

Westerly Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westerly Community Credit Union? Share your experience about Westerly Community Credit Union by leaving a review below, or read customer reviews before you decide to use Westerly Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.81%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Westerly Community Credit Union
Wakefield Branch & Operation Center

4979 Tower Hill Rd
Wakefield, RI 02879-2283

https://www.westerlyccu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Westerly Community Credit Union CD Rates

Product	Rate	APY	Term
14 Month CD/IRA Special (Limited Time Offer)	3.59%	3.65%	14 Months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 and above; New money only (existing members eligible with an additional $10,000 in new money); Fees may reduce earnings; Penalty for early withdrawal Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 3.65% ▼ 0.20 pts · high 3.85% / low 3.65% Sep 26, 20263.65%▼ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
8 Month CD/IRA Special (Limited Time Offer)	3.40%	3.45%	8 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and above; Limited time offer; penalty for early withdrawal Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.45% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
11 Month CD/IRA Special	3.30%	3.35%	11 Months
Min Balance $100,000 Details Balance: $100,000 and above; Limited Time Offer Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 18 month	3.30%	3.35%	18 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
8 Month CD/IRA Special (Limited Time Offer)	3.25%	3.30%	8 Months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 to $99,999.99; Limited time offer; penalty for early withdrawal Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
11 Month CD/IRA Special	3.15%	3.20%	11 Months
Min Balance $50,000 Details Balance: $50,000 to $99,999.99; Limited Time Offer Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
8 Month CD/IRA Special (Limited Time Offer)	3.06%	3.10%	8 Months
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 to $49,999.99; Limited time offer; penalty for early withdrawal Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
11 Month CD/IRA Special	2.96%	3.00%	11 Months
Min Balance $25,000 Details Balance: $25,000 to $49,999.99; Limited Time Offer Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 24 month	2.96%	3.00%	24 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 36 month	2.96%	3.00%	36 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 6 month	2.96%	3.00%	6 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Premier 3 Month CD Special	2.96%	3.00%	3 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and above; Features 1 Penalty-Free Withdrawal & Unlimited Deposits; Requires a WCCU Checking Account at opening; A penalty will be imposed for early withdrawal Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.00% ▼ 0.20 pts · high 3.20% / low 3.00% Sep 22, 20263.00%▼ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
8 Month CD/IRA Special (Limited Time Offer)	2.91%	2.95%	8 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $24,999.99; Limited time offer; penalty for early withdrawal Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
11 Month CD/IRA Special	2.81%	2.85%	11 Months
Min Balance $500 Details Balance: $500 to $24,999.99; Limited Time Offer Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 2.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 12 month	2.81%	2.85%	12 Months
Min Balance $500 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 2.85% ▼ 0.40 pts · high 3.25% / low 2.85% Sep 22, 20262.85%▼ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Premier 3 Month CD Special	2.81%	2.85%	3 Months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 to $99,999.99; Features 1 Penalty-Free Withdrawal & Unlimited Deposits; Requires a WCCU Checking Account at opening; A penalty will be imposed for early withdrawal Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.05% → 2.85% ▼ 0.20 pts · high 3.05% / low 2.85% Sep 22, 20262.85%▼ from 3.05% Sep 14, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Premier 3 Month CD Special	2.62%	2.65%	3 Months
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 to $49,999.99; Features 1 Penalty-Free Withdrawal & Unlimited Deposits; Requires a WCCU Checking Account at opening; A penalty will be imposed for early withdrawal Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 2.85% → 2.65% ▼ 0.20 pts · high 2.85% / low 2.65% Sep 22, 20262.65%▼ from 2.85% Sep 14, 20262.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Premier 3 Month CD Special	2.47%	2.50%	3 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $24,999.99; Features 1 Penalty-Free Withdrawal & Unlimited Deposits; Requires a WCCU Checking Account at opening; A penalty will be imposed for early withdrawal Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 2.70% → 2.50% ▼ 0.20 pts · high 2.70% / low 2.50% Sep 22, 20262.50%▼ from 2.70% Sep 14, 20262.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 60 month	0.70%	0.70%	60 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 48 month	0.65%	0.65%	48 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Certificate of Deposit - 3 month	0.10%	0.10%	3 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Savings Rates

Product	Rate	APY
Goals Savings Account	2.96%	3.00%
Min Balance $0 Details Balance: $0.00; Rates are fixed for 12 months; Only 1 #Goals Savings Account per membership; Closing the account early will result in the loss of 90 days of interest Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Diamond Savings Account	2.72%	2.75%
Min Deposit $25 Min Balance $0 Details Balance: $0.00 - $24,999.99; Minimum to open is $25.00; Limit (1) Diamond Savings account per member; No monthly fees Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Diamond Savings Account	1.24%	1.25%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000.00 and above; Minimum to open is $25.00; Limit (1) Diamond Savings account per member; No monthly fees Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
IRA Savings Account	0.45%	0.45%
Min Deposit $25 Min Balance $100,000 Details Balance: $100,000.00 and above; $25 minimum balance to open; Consult your tax advisor to make sure you qualify for tax deductibility of IRA contributions Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
IRA Savings Account	0.35%	0.35%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99; $25 minimum balance to open; Consult your tax advisor to make sure you qualify for tax deductibility of IRA contributions Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
IRA Savings Account	0.25%	0.25%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99; $25 minimum balance to open; Consult your tax advisor to make sure you qualify for tax deductibility of IRA contributions Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Rewards Savings Account	0.15%	0.15%
Min Deposit $5 Min Balance $200,000 Details Balance: $200,000.00 and above; No monthly service charges; Rate based on total balances under Primary Owner's number- savings and loans (excluding 1st Mortgages); Interest compounded & posted monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
IRA Savings Account	0.10%	0.10%
Min Deposit $25 Min Balance $0 Details Balance: $0 to $9,999.99; $25 minimum balance to open; Consult your tax advisor to make sure you qualify for tax deductibility of IRA contributions Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Rewards Savings Account	0.10%	0.10%
Min Deposit $5 Min Balance $5 Details Balance: $5.00 to $9,999.99; No monthly service charges; Rate based on total balances under Primary Owner's number- savings and loans (excluding 1st Mortgages); Interest compounded & posted monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Rewards Savings Account	0.10%	0.10%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.00 to $49,999.99; No monthly service charges; Rate based on total balances under Primary Owner's number- savings and loans (excluding 1st Mortgages); Interest compounded & posted monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Rewards Savings Account	0.10%	0.10%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99; No monthly service charges; Rate based on total balances under Primary Owner's number- savings and loans (excluding 1st Mortgages); Interest compounded & posted monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Rewards Savings Account	0.10%	0.10%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000.00 to $199,999.99; No monthly service charges; Rate based on total balances under Primary Owner's number- savings and loans (excluding 1st Mortgages); Interest compounded & posted monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Share Account	0.05%	0.05%
Min Deposit $5 Min Balance $5 Details Balance: $5.00 to $4,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Share Account	0.05%	0.05%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.00 to $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Share Account	0.05%	0.05%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000.00 and above Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Business Savings Rates

Product	Rate	APY
Share Savings for Business	0.05%	0.05%
Min Deposit $5 Min Balance $0 Details Balance: $0.00 to $4,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Share Savings for Business	0.05%	0.05%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.00 to $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Share Savings for Business	0.05%	0.05%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000.00 and above Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Money Market Rates

Product	Rate	APY
Advantage Money Market Account	3.00%	3.05%
Min Balance $250,000 Details Balance: $250,000.00 and above; Requires active eChecking account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Advantage Money Market Account	2.76%	2.80%
Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Requires active eChecking account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.80% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Advantage Money Market Account	2.47%	2.50%
Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99; Requires active eChecking account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Advantage Money Market Account	1.39%	1.40%
Min Balance $20,000 Details Balance: $20,000.00 to $49,999.99; Requires active eChecking account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Advantage Money Market Account	0.99%	1.00%
Min Balance $100 Details Balance: $100.00 to $19,999.99; Requires active eChecking account and minimum balance of $100 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Business Money Market Rates

Product	Rate	APY
Advantage Business Money Market Account	2.77%	2.80%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000.00 and above; Requires a new or current Business Checking account; $10.00 monthly fee unless $2,500 minimum balance maintained Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.80% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Advantage Business Money Market Account	2.52%	2.55%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Requires a new or current Business Checking account; $10.00 monthly fee unless $2,500 minimum balance maintained Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Advantage Business Money Market Account	1.54%	1.55%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99; Requires a new or current Business Checking account; $10.00 monthly fee unless $2,500 minimum balance maintained Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Advantage Business Money Market Account	1.05%	1.05%
Min Deposit $2,500 Min Balance $0 Details Balance: $0.00 to $24,999.99; Requires a new or current Business Checking account; $10.00 monthly fee unless $2,500 minimum balance maintained Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Checking Rates

Product	Rate	APY
eChecking	3.45%	3.50%
Min Deposit $10 Min Balance $0 Details Qualifications Required: 10 debit card transactions per month as PIN or signature-based transactions; sign up and activate eStatements; 1 or more direct deposit or ACH transfers per month totaling minimum $500; Balance: $0.00 to $19,999.99; Qualifying balance up to $19,999.99; Balances of $20,000 or greater earn 0.50% APY; without qualifications the monthly rate is 0.10% APY Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Free Checking	0.00%	0.00%
Min Deposit $10 Min Balance $0 Details Balance: $0.00 Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Business Checking Rates

Product	Rate	APY
Free Business Checking with Interest	0.15%	0.15%
Min Deposit $10 Min Balance $10,000 Details Balance: $10,000.00 and above Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Free Business Checking with Interest	0.05%	0.05%
Min Deposit $10 Min Balance $10 Details Balance: $10.00 to $9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Free Business Checking	0.00%	0.00%
Min Deposit $10 Min Balance $0 Details Balance: $0.00 Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Refi Home Loan - 8 years	-	-	5.75%	8 years
Details Jumbo Mortgages (loan amounts greater than $832,750); requires 'A' credit score of 720 or above; 0.75% reduction for automatic loan payments from a WCCU Checking Account (otherwise 0.75% is added to the rate); owner occupied only; min loan $10,000, max loan $500,000; max LTV 80%; APR effective 19/10/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Refi Home Loan - 12 years	-	-	6.125%	12 years
Details Jumbo Mortgages (loan amounts greater than $832,750); requires 'A' credit score of 720 or above; 0.75% reduction for automatic loan payments from a WCCU Checking Account (otherwise 0.75% is added to the rate); owner occupied only; min loan $10,000, max loan $500,000; max LTV 80%; APR effective 19/10/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.13% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Refi Home Loan - 17 years	-	-	6.50%	17 years
Details Jumbo Mortgages (loan amounts greater than $832,750); requires 'A' credit score of 720 or above; 0.75% reduction for automatic loan payments from a WCCU Checking Account (otherwise 0.75% is added to the rate); owner occupied only; min loan $10,000, max loan $500,000; max LTV 80%; APR effective 19/10/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Refi Home Loan - 20 Years	-	-	6.625%	20 Years
Details Jumbo Mortgages (loan amounts greater than $832,750); requires 'A' credit score of 720 or above; 0.75% reduction for automatic loan payments from a WCCU Checking Account (otherwise 0.75% is added to the rate); owner occupied only; min loan $10,000, max loan $500,000; max LTV 80%; APR effective 19/10/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.63% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
15 Year Fixed Morgage	-	-	6.875%	15 years
Details Featured rate Last Updated 10/30/2026 Rate History 3 changes since Sep 18, 2026 · 6.63% → 6.88% ▲ 0.25 pts · high 7.00% / low 6.63% Oct 9, 20266.88%▼ from 7.00% Oct 1, 20267.00%▲ from 6.88% Sep 26, 20266.88%▲ from 6.63% Sep 18, 20266.63%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
5/1 Mortgage	6.375%	-	6.927%	30 years
Details Adjustable rate mortgage; initial term 5 years; APR based on credit score of 720 or greater; loan amounts up to $806,500; after initial term adjusts to 1 Year Treasury CMT plus 2.75% margin; maximum increase 2% per adjustment period with 6% lifetime cap Last Updated 10/30/2026 Rate History 5 changes since Sep 14, 2026 · 6.56% → 6.93% ▲ 0.37 pts · high 6.98% / low 6.56% Oct 9, 20266.93%▼ from 6.98% Oct 5, 20266.98%▲ from 6.88% Oct 2, 20266.88%▲ from 6.78% Sep 26, 20266.78%▲ from 6.71% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
7/1 Mortgage	6.625%	-	6.952%	30 years
Details Adjustable rate mortgage; initial term 7 years; APR based on credit score of 720 or greater; loan amounts up to $806,500; after initial term adjusts to 1 Year Treasury CMT plus 2.75% margin; maximum increase 2% per adjustment period with 6% lifetime cap Last Updated 10/30/2026 Rate History 5 changes since Sep 14, 2026 · 6.63% → 6.95% ▲ 0.32 pts · high 7.01% / low 6.63% Oct 9, 20266.95%▼ from 7.01% Oct 5, 20267.01%▲ from 6.88% Oct 2, 20266.88%▲ from 6.81% Sep 26, 20266.81%▲ from 6.75% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Fixed Rate Mortgage - 15 Years	6.875%	-	7.014%	15 years
Details Loan amounts up to $832,750; APR based on credit score of 780 or greater; 0 discount points Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.01% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
3/1 Mortgage	6.25%	-	7.018%	30 years
Details Adjustable rate mortgage; initial term 3 years; APR based on credit score of 720 or greater; loan amounts up to $806,500; after initial term adjusts to 1 Year Treasury CMT plus 2.75% margin; maximum increase 2% per adjustment period with 6% lifetime cap Last Updated 10/30/2026 Rate History 5 changes since Sep 14, 2026 · 6.60% → 7.02% ▲ 0.41 pts · high 7.07% / low 6.60% Oct 9, 20267.02%▼ from 7.07% Oct 5, 20267.07%▲ from 7.01% Oct 2, 20267.01%▲ from 6.88% Sep 26, 20266.88%▲ from 6.79% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Fixed Rate Mortgage - 20 Years	7.00%	-	7.112%	20 years
Details Loan amounts up to $832,750; APR based on credit score of 780 or greater; 0 discount points Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.11% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Fixed Rate Mortgage - 30 Years	7.125%	-	7.212%	30 years
Details Loan amounts up to $832,750; APR based on credit score of 780 or greater; 0 discount points Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.21% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Westerly Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan 2025 and Newer	-	-	5.49%	3 years
Details Monthly payment per $1000 borrowed: $30.20; Rate for A credit score 720+ with 1.00% reduction for WCCU Checking autopay; Refinancing for new loans only; Maximum LTV 125% for new auto loans Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
New Auto Loan 2025 and Newer	-	-	5.49%	4 years
Details Monthly payment per $1000 borrowed: $23.27; Rate for A credit score 720+ with 1.00% reduction for WCCU Checking autopay; Refinancing for new loans only; Maximum LTV 125% for new auto loans Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Used Auto Loans 2021 - 2025	-	-	5.49%	3 years
Details Rates for members with an 'A' credit score of 720 or above, reflecting a 1.00% reduction for payments automatically deducted from a WCCU Checking Account; Max LTV 115%; vehicles with 125,001 to 150,000 miles add 0.50% Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Used Auto Loans 2021 - 2025	-	-	5.49%	4 years
Details Rates for members with an 'A' credit score of 720 or above, reflecting a 1.00% reduction for payments automatically deducted from a WCCU Checking Account; Max LTV 115%; vehicles with 125,001 to 150,000 miles add 0.50% Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
New Auto Loan 2025 and Newer	-	-	5.99%	5 years
Details Monthly payment per $1000 borrowed: $19.34; Rate for A credit score 720+ with 1.00% reduction for WCCU Checking autopay; Refinancing for new loans only; Maximum LTV 125% for new auto loans Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49% Oct 5, 20265.99%▲ from 5.49% Sep 18, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
Used Auto Loans 2021 - 2025	-	-	5.99%	5 years
Details Rates for members with an 'A' credit score of 720 or above, reflecting a 1.00% reduction for payments automatically deducted from a WCCU Checking Account; Max LTV 115%; vehicles with 125,001 to 150,000 miles add 0.50% Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49% Oct 5, 20265.99%▲ from 5.49% Sep 18, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
New Auto Loan 2025 and Newer	-	-	6.99%	6 years
Details Monthly payment per $1000 borrowed: $17.06; Rate for A credit score 720+ with 1.00% reduction for WCCU Checking autopay; Refinancing for new loans only; Maximum LTV 125% for new auto loans Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 5.99% → 6.99% ▲ 1.00 pts · high 6.99% / low 5.99% Oct 5, 20266.99%▲ from 6.49% Sep 18, 20266.49%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
New Auto Loan 2025 and Newer	-	-	8.49%	7 years
Details Minimum loan amount $25,000 for 7 years; Monthly payment per $1000 borrowed: $15.85; Rate for A credit score 720+ with 1.00% reduction for WCCU Checking autopay; Refinancing for new loans only; Maximum LTV 125% for new auto loans Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 7.49% → 8.49% ▲ 1.00 pts · high 8.49% / low 7.49% Oct 5, 20268.49%▲ from 7.99% Sep 18, 20267.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%
New Auto Loan 2025 and Newer	-	-	8.99%	8 years
Details Minimum loan amount $40,000 for 8 years; Monthly payment per $1000 borrowed: $14.66; Rate for A credit score 720+ with 1.00% reduction for WCCU Checking autopay; Refinancing for new loans only; Maximum LTV 125% for new auto loans Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 7.99% → 8.99% ▲ 1.00 pts · high 8.99% / low 7.99% Oct 5, 20268.99%▲ from 8.49% Sep 18, 20268.49%▲ from 7.99% Sep 14, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.81%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Westerly Community Credit Union’s Texas Ratio rose from 0.96% in Q3 2023 to 1.81% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$520M	1.81%	5.0	A+
March 31, 2026	$511M	2.29%	5.0	A+
December 31, 2025	$507M	2.03%	5.0	A+
September 30, 2025	$503M	1.23%	5.0	A+
June 30, 2025	$504M	1.01%	5.0	A+
March 31, 2025	$499M	1.28%	5.0	A+
December 31, 2024	$498M	1.40%	5.0	A+
September 30, 2024	$492M	1.34%	5.0	A+
June 30, 2024	$488M	1.88%	5.0	A+
March 31, 2024	$482M	2.49%	5.0	A+
December 31, 2023	$469M	2.74%	5.0	A+
September 30, 2023	$472M	0.96%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Westerly Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Westerly Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Westerly Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Westerly Community Credit Union

Website https://www.westerlyccu.com

Address 4979 Tower Hill Rd, Wakefield, RI 02879-2283

Phone 401-596-7000

Fax

President Pete Stefanski

CEO Andrew Rogers

Full-Time Employees 79

Part-Time Employees 0

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.81%

Return on Assets (ROA)

0.3752%

Return on Equity (ROE)

4.0187%

Non-Performing Loans Ratio (NPL)

0.21%

Total Assets

519,854,633

Total Amount of Shares and Deposits

451,275,087

Total Shares and Deposits < 1 Year

428,659,361

Total Shares and Deposits 1 3 Years

21,971,542

Total Shares and Deposits > 3 Years

644,184

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

33,487,790

Total Uninsured Shares and Deposits > $250K (F+J)

33,487,790

Total Insured Shares and Deposits > $250K (item 17 less item K)

417,787,297

Total Interest Expense (Sum of items 6 8)

4,136,678

Share Certificates

2,331

Number of Accounts for Share Drafts

16,400

IRA KEOGH Accounts

524

Number of Accounts for Regular Shares

16,993

All other shares

851

Non Member Deposits

Money Market Shares

492

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,224,925

Total Liabilities

474,257,270

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Westerly Community Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Westerly Community Credit Union

Does Westerly Community Credit Union offer CDs?

Yes. Westerly Community Credit Union current CD rates include its CD of Deposit - 18 month at 3.35% APY, its CD of Deposit - 24 month at 3.00% APY and its CD of Deposit - 36 month at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Westerly Community Credit Union NCUA insured?

Yes. Westerly Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Westerly Community Credit Union?

The highest Westerly Community Credit Union CD rate is its 14 Month CD/IRA Special (Limited Time Offer) at 3.65% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Westerly Community Credit Union offer?

Westerly Community Credit Union CD rates are 3.00% APY for a 6 month CD, 2.85% APY for a 12 month CD, 3.35% APY for an 18 month CD, 3.00% APY for a 2 year CD, 3.00% APY for a 3 year CD and 0.70% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Westerly Community Credit Union for its full lineup.

What is the highest savings rate at Westerly Community Credit Union?

The highest Westerly Community Credit Union savings rate is its Goals Savings Account at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Westerly Community Credit Union?

The highest Westerly Community Credit Union money market rate is its Advantage Money Market Account at 3.05% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Westerly Community Credit Union?

The highest Westerly Community Credit Union checking rate is its eChecking at 3.50% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Westerly Community Credit Union?

The lowest Westerly Community Credit Union 30 year fixed mortgage rate is its Fixed Rate Mortgage - 30 Years at 7.125%, verified by MonitorBankRates as of October 30, 2026. Westerly Community Credit Union mortgage rates are 7.125% for a 30 year mortgage, 6.625% APR for a 20 year mortgage, 6.50% APR for a 17 year mortgage, 6.875% APR for a 15 year mortgage, 6.125% APR for a 12 year mortgage and 5.75% APR for an 8 year mortgage.

What is the lowest auto loan rate at Westerly Community Credit Union?

The lowest Westerly Community Credit Union auto loan rate is its New Auto Loan 2025 and Newer at 5.49% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Westerly Community Credit Union operate?

Westerly Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Westerly Community Credit Union?

Yes, to access services at Westerly Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Westerly Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Westerly Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Westerly Community Credit Union offer online and mobile banking?

Most modern institutions like Westerly Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westerlyccu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Westerly Community Credit Union rates compare?

Westerly Community Credit Union's CD rates are 28% lower than the MonitorBankRates national average, and it has an A+ health rating. Westerly Community Credit Union's top rates are its 14 Month CD/IRA Special (Limited Time Offer) at 3.65% APY, its Goals Savings Account at 3.00% APY, its Advantage Money Market Account at 3.05% APY, its eChecking at 3.50% APY, its Refi Home Loan - 8 years at 5.75% and its New Auto Loan 2025 and Newer at 5.49% APR, verified by MonitorBankRates on October 30, 2026.

Current Westerly Community Credit Union Rates

12-Month CD2.85%
18-Month CD3.35%
24-Month CD3.00%
60-Month CD0.70%
Savings3.00%
MMA3.05%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Westerly Community Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Westerly Community Credit Union Texas Ratio

Westerly Community Credit Union Health Trend

Westerly Community Credit Union CD Rates

Westerly Community Credit Union Savings Rates

Westerly Community Credit Union Business Savings Rates

Westerly Community Credit Union Money Market Rates

Westerly Community Credit Union Business Money Market Rates

Westerly Community Credit Union Checking Rates

Westerly Community Credit Union Business Checking Rates

Westerly Community Credit Union Mortgage Rates

Westerly Community Credit Union Auto Loan Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Westerly Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Westerly Community Credit Union

Does Westerly Community Credit Union offer CDs?

Are CDs from Westerly Community Credit Union NCUA insured?

What is the highest CD rate at Westerly Community Credit Union?

What CD terms does Westerly Community Credit Union offer?

What is the highest savings rate at Westerly Community Credit Union?

What is the highest money market rate at Westerly Community Credit Union?

What is the highest checking rate at Westerly Community Credit Union?

What is the lowest 30 year fixed mortgage rate at Westerly Community Credit Union?

What is the lowest auto loan rate at Westerly Community Credit Union?

How many branches does Westerly Community Credit Union operate?

Is a member application needed to join Westerly Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Westerly Community Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Westerly Community Credit Union rates compare?

Current Westerly Community Credit Union Rates

Compare to Other Credit Unions